CHAINE DE LAC in WINDERMERE

CHAINE DE LAC
Homes for Sale in WINDERMERE, FL

Community in WINDERMERE · Orange County · ZIP 34786
56 homesBuilt 1956–2023
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Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily
Live · CHAINE DE LAC Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Orange: 26% (2,054 of 7,927)
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
56%
Owner-occupied · CHAINE DE LAC
36 of 64 parcels homesteaded (FL DOR 2025)
44%
Non-owner-occupied · CHAINE DE LAC
incl. 14% trust or LLC-held · 100% out-of-state
56
Homes in the community
plus 8 vacant residential lots · 64 residential parcels (FL DOR 2025)
Track record · 11 years of records
Est. 1956
Community established
homes built 1956-2023, median 1997 (FL DOR 2025)
2
Failed listings · 2026
peaked at 3 in 2022
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Chaine De Lac Windermere is a small, low-turnover pocket of 56 homes, and with a single active listing right now, there is almost no live inventory to compare against. The median living area of 5,612 square feet tells you this is a large-format community — pricing here is driven far more by square footage, lot, and finish level than by the kind of tight comps you'd find in a bigger subdivision.

At 12.0 months of supply, the math currently favors buyers, but that reading comes from a market with almost no listings to measure — one home selling or one new one hitting the market can swing that number quickly. For sellers, that thinness cuts both ways: less competition to stand out against, but also fewer recent data points to lean on when setting a price.

The 60-Second Overview

Homes here span construction from 1956 through 2023, with a median build year of 1997 — so buyers will find a mix of older, larger lots alongside more recently built or renovated homes rather than one uniform architectural era.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing large living space and flexible floor plans over neighborhood amenities
  • Buyers comfortable waiting for the right listing in a low-inventory market
  • Buyers open to a mix of older and newer construction, with room to update or renovate

Probably not for

  • Buyers who want a wide selection of active listings to compare in real time
  • Buyers expecting a community with organized amenities such as pools, clubhouses, or trails
  • Buyers who need fast timelines and can't wait for suitable inventory to surface

The market around CHAINE DE LAC

CHAINE DE LAC is a small community — 11 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 34786, 320 homes are on the market and 26% are under contract — a steady corner of WINDERMERE.

Across Orange County, 5,873 homes are active and 2,054 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not CHAINE DE LAC specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in CHAINE DE LAC, WINDERMERE

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-08-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

If we were buying in CHAINE DE LAC today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CHAINE DE LAC.

Best Buy
Buyers seeking a larger-footprint home in Windermere without a defined community amenity package.
Biggest Risk
Thin inventory means limited comps and long waits between suitable listings.
Sweet Spot
Buyers who value square footage and lot size over a curated amenity list.
Avoid If
You need community-run amenities as part of the purchase — none are identified from current listings.

A large-footprint community with almost no listings on the board

The defining number in this community isn't a price — it's square footage. A median living area north of 5,600 square feet puts Chaine De Lac Windermere squarely in large-home territory, and that scale means condition, layout, and updates will move value more than location alone. With homes built across nearly seven decades, buyers should expect real variation in systems, finishes, and floor plans even within the same community.

Roughly 56 percent of homes carry a homestead exemption, which points to a base of longer-term ownership rather than a market dominated by short-term resale or investor turnover. Combined with just one active listing against 56 total homes, this is a community where opportunities surface infrequently — when something does list, it tends to be worth a closer look rather than a quick pass.

The location and the amenities are priced into every listing in CHAINE DE LAC. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this little active inventory, timing and access matter more than usual — we track new listings the moment they surface and can help you move before a home is broadly marketed. For sellers, we help price a large, individual home correctly in a market with few direct comps to lean on.

CHAINE DE LAC in 15 seconds.

Best forBuyers seeking a larger-footprint home in Windermere without a defined community amenity package.
Biggest advantageLow competition — with only one active listing, there's little direct bidding pressure at any given time.
Biggest riskThin inventory means limited comps and long waits between suitable listings.
Sweet spotBuyers who value square footage and lot size over a curated amenity list.
Avoid ifYou need community-run amenities as part of the purchase — none are identified from current listings.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CHAINE DE LAC sales matched to your home.

What is your CHAINE DE LAC home worth?

Get a no-obligation home value based on real comparable sales in CHAINE DE LAC, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

CHAINE DE LAC Market Scorecard

Strong buyer's market

CHAINE DE LAC is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $3,800,000, and homes go under contract in about 2 days.

12.0
Months supply
$3,800,000
Median list
$1,975,000
Median sold
$534
Per sqft
2
Days on mkt
1/0/1
Active/Pend/Sold

Go deeper: county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in CHAINE DE LAC?
The Florida DOR 2025 assessment roll shows 56 homes plus 8 vacant residential lots in CHAINE DE LAC (public records).
What share of CHAINE DE LAC is owner-occupied?
56% of CHAINE DE LAC parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in CHAINE DE LAC built?
Homes in CHAINE DE LAC were built between 1956 and 2023, with a median year built of 1997 (FL DOR 2025 roll).
Who is the best real estate agent for CHAINE DE LAC?
The best agent for CHAINE DE LAC is one who actively works WINDERMERE and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for CHAINE DE LAC.
How do I find a top WINDERMERE real estate agent who knows CHAINE DE LAC?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows CHAINE DE LAC and the wider WINDERMERE area.
Can Momentum Realty connect me with an agent for CHAINE DE LAC?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your CHAINE DE LAC purchase or sale - no call center and no pressure.
Buyers prioritizing large living space and flexible floor plans over neighborhood amenitiesExcellent fit
Buyers comfortable waiting for the right listing in a low-inventory marketExcellent fit
Buyers open to a mix of older and newer construction, with room to update or renovateExcellent fit
Buyers who want a wide selection of active listings to compare in real timeProbably not
Buyers expecting a community with organized amenities such as pools, clubhouses, or trailsProbably not
Buyers who need fast timelines and can't wait for suitable inventory to surfaceProbably not

Nearby Communities

Explore more neighborhoods near CHAINE DE LAC with Momentum Realty’s local guides.

Chaine Du Lac Windermere0.2 mi awayCasabella Windermere0.3 mi awayIsles Windermere Windermere0.3 mi awayLake Buynak Estates Windermere0.4 mi awaySummerport Beach Windermere0.6 mi awayLake Roper Pointe Windermere0.6 mi awayWindermere Pointe Windermere0.7 mi awayButler Bay Windermere0.7 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34786))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2015 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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