Chaine De Lac in Windermere

Chaine De Lac
Homes for Sale in Windermere, FL

All 255 homes for sale in WINDERMERE, FL · median $930,000 · 176 homes for sale in 34786 · Orange County homes for sale

Community in Windermere · Orange County · ZIP 34786
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Built fromLive Stellar MLS data11 years of closingsUpdated twice daily

As of September 2026, the MLS records 5 closed sales in Chaine De Lac in Windermere, FL since 2015, the most recent in June 2026. Across Windermere as a whole, 426 homes closed in the last 12 months at a median of $640,000, 37 median days on market, with 100 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $10,670 ($10,000 with the full homestead exemption).

Live · Chaine De Lac Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Chaine De Lac is a small, low-turnover pocket of 56 homes, and with a single active listing right now, there is almost no live inventory to compare against. The median living area of 5,612 square feet tells you this is a large-format community - pricing here is driven far more by square footage, lot, and finish level than by the kind of tight comps you'd find in a bigger subdivision.

At 12.0 months of supply, the math currently favors buyers, but that reading comes from a market with almost no listings to measure - one home selling or one new one hitting the market can swing that number quickly. For sellers, that thinness cuts both ways: less competition to stand out against, but also fewer recent data points to lean on when setting a price.

Nearby homes for sale

No active listings inside Chaine De Lac right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

12540 PARK AVENUE
$4.50M · 0.0 mi away
5 bd · 5.5 ba · 7,740 sqft
12540 PARK AVENUE
Listed by STOCKWORTH REALTY GROUP
12488 PARK AVENUE
$15.50M · 0.1 mi away
10 bd · 14.5 ba · 13,425 sqft
12488 PARK AVENUE
Listed by ONE LUXURY INTERNATIONAL LLC
4201 ISABELLA CIRCLE
$3.99M · 0.2 mi away
6 bd · 7 ba · 6,896 sqft
4201 ISABELLA CIRCLE
Listed by WRA BUSINESS & REAL ESTATE
4243 ISABELLA CIRCLE
$3.29M · 0.3 mi away
5 bd · 6 ba · 5,502 sqft
4243 ISABELLA CIRCLE
Listed by JOHN SILVA REALTY & ASSOCIATES
3986 ISABELLA CIRCLE
$3.60M · 0.3 mi away
5 bd · 6 ba · 5,342 sqft
3986 ISABELLA CIRCLE
Listed by WRA BUSINESS & REAL ESTATE
12718 WINDERMERE ISLES PLACE
$1.38M · 0.3 mi away
5 bd · 4 ba · 3,487 sqft
12718 WINDERMERE ISLES PLACE
Listed by CHARLES RUTENBERG REALTY ORLANDO

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Homes here span construction from 1956 through 2023, with a median build year of 1997 - so buyers will find a mix of older, larger lots alongside more recently built or renovated homes rather than one uniform architectural era.

Stellar MLS sales records identify 5 homes in Chaine De Lac that have changed hands since 2015, built between 1995 and 2016 (median 1996), with a median living area of about 5,286 sq ft and a typical 5-bedroom, 4.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing large living space and flexible floor plans over neighborhood amenities
  • Buyers comfortable waiting for the right listing in a low-inventory market
  • Buyers open to a mix of older and newer construction, with room to update or renovate

Probably not for

  • Buyers who want a wide selection of active listings to compare in real time
  • Buyers expecting a community with organized amenities such as pools, clubhouses, or trails
  • Buyers who need fast timelines and can't wait for suitable inventory to surface

The market around Chaine De Lac

Chaine De Lac is too small for its own price trend, so here is the market around it.

In ZIP 34786, 336 homes are on the market and 26% are under contract — a steady corner of Windermere.

Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).

In ZIP 34786 (WINDERMERE), 784 homes closed in the last 12 months at a median of $622K ($262/sq ft), down 1.5% year over year, with a median 38 days on market. Right now 113 active and 37 pending listings put supply at about 3.0 months - a balanced market. See the live ZIP 34786 housing market and the Orange County market.

ZIP and county figures describe the wider market, not Chaine De Lac specifically. Momentum Research analysis of MLS records.

If we were buying in Chaine De Lac today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chaine De Lac.

Best Buy
Buyers seeking a larger-footprint home in Windermere without a defined community amenity package.
Biggest Risk
Thin inventory means limited comps and long waits between suitable listings.
Sweet Spot
Buyers who value square footage and lot size over a curated amenity list.
Avoid If
You need community-run amenities as part of the purchase - none are identified from current listings.

A large-footprint community with almost no listings on the board

The defining number in this community isn't a price - it's square footage. A median living area north of 5,600 square feet puts Chaine De Lac squarely in large-home territory, and that scale means condition, layout, and updates will move value more than location alone. With homes built across nearly seven decades, buyers should expect real variation in systems, finishes, and floor plans even within the same community.

Roughly 56 percent of homes carry a homestead exemption, which points to a base of longer-term ownership rather than a market dominated by short-term resale or investor turnover. Combined with just one active listing against 56 total homes, this is a community where opportunities surface infrequently - when something does list, it tends to be worth a closer look rather than a quick pass.

The location and the amenities are priced into every listing in Chaine De Lac. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this little active inventory, timing and access matter more than usual - we track new listings the moment they surface and can help you move before a home is broadly marketed. For sellers, we help price a large, individual home correctly in a market with few direct comps to lean on.

Chaine De Lac in 15 seconds.

Best forBuyers seeking a larger-footprint home in Windermere without a defined community amenity package.
Biggest advantageLow competition - with only one active listing, there's little direct bidding pressure at any given time.
Biggest riskThin inventory means limited comps and long waits between suitable listings.
Sweet spotBuyers who value square footage and lot size over a curated amenity list.
Avoid ifYou need community-run amenities as part of the purchase - none are identified from current listings.

HOA, CDD & Fees

In short
  • HOA dues reported around $687/month (about $8,244/yr) · median of 3 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $687 per month ($8,244 a year) - the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chaine De Lac sales matched to your home.

What is your Chaine De Lac home worth?

Get a no-obligation home value based on real comparable sales in Chaine De Lac, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Windermere →

Real comps, not an automated estimate.
Buyers prioritizing large living space and flexible floor plans over neighborhood amenitiesExcellent fit
Buyers comfortable waiting for the right listing in a low-inventory marketExcellent fit
Buyers open to a mix of older and newer construction, with room to update or renovateExcellent fit
Buyers who want a wide selection of active listings to compare in real timeProbably not
Buyers expecting a community with organized amenities such as pools, clubhouses, or trailsProbably not
Buyers who need fast timelines and can't wait for suitable inventory to surfaceProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2015 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Common questions about Chaine De Lac

Where is Chaine De Lac?

Chaine De Lac is a community in WINDERMERE, Orange County, Florida, ZIP 34786.

Are there homes for sale in Chaine De Lac right now?

No active listings inside Chaine De Lac at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Chaine De Lac have an HOA or CDD?

No HOA is on record for Chaine De Lac in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Chaine De Lac with Momentum Realty’s local guides.

Chaine Du Lac0.1 mi away · 1 for saleLake Buynak Estates0.2 mi away · 1 for saleIsles Windermere0.3 mi away · 1 for saleCasabella0.4 mi away · median $3.10M, 6 sales/12 moWCWindermere Club Butler Bay0.5 mi awayButler Bay0.6 mi away · median $1.38M, 4 sales/12 moEAEstates At0.6 mi away

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,447/mo
Orange County typical true cost to own
$117/mo
Orange County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

CHAINE DE LAC Market Scorecard

No active listings

CHAINE DE LAC is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$1,975,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 34786 ZIP is $706,166, about 7.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.