Chaine De Lac
Homes for Sale in Windermere, FL
All 255 homes for sale in WINDERMERE, FL · median $930,000 · 176 homes for sale in 34786 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 5 closed sales in Chaine De Lac in Windermere, FL since 2015, the most recent in June 2026. Across Windermere as a whole, 426 homes closed in the last 12 months at a median of $640,000, 37 median days on market, with 100 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $10,670 ($10,000 with the full homestead exemption).

Chaine De Lac is a small, low-turnover pocket of 56 homes, and with a single active listing right now, there is almost no live inventory to compare against. The median living area of 5,612 square feet tells you this is a large-format community - pricing here is driven far more by square footage, lot, and finish level than by the kind of tight comps you'd find in a bigger subdivision.
At 12.0 months of supply, the math currently favors buyers, but that reading comes from a market with almost no listings to measure - one home selling or one new one hitting the market can swing that number quickly. For sellers, that thinness cuts both ways: less competition to stand out against, but also fewer recent data points to lean on when setting a price.
Nearby homes for sale
No active listings inside Chaine De Lac right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Homes here span construction from 1956 through 2023, with a median build year of 1997 - so buyers will find a mix of older, larger lots alongside more recently built or renovated homes rather than one uniform architectural era.
Stellar MLS sales records identify 5 homes in Chaine De Lac that have changed hands since 2015, built between 1995 and 2016 (median 1996), with a median living area of about 5,286 sq ft and a typical 5-bedroom, 4.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Chaine De Lac is best for.
Best for
- Buyers prioritizing large living space and flexible floor plans over neighborhood amenities
- Buyers comfortable waiting for the right listing in a low-inventory market
- Buyers open to a mix of older and newer construction, with room to update or renovate
Probably not for
- Buyers who want a wide selection of active listings to compare in real time
- Buyers expecting a community with organized amenities such as pools, clubhouses, or trails
- Buyers who need fast timelines and can't wait for suitable inventory to surface
The market around Chaine De Lac
Chaine De Lac is too small for its own price trend, so here is the market around it.
In ZIP 34786, 336 homes are on the market and 26% are under contract — a steady corner of Windermere.
Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).
In ZIP 34786 (WINDERMERE), 784 homes closed in the last 12 months at a median of $622K ($262/sq ft), down 1.5% year over year, with a median 38 days on market. Right now 113 active and 37 pending listings put supply at about 3.0 months - a balanced market. See the live ZIP 34786 housing market and the Orange County market.
ZIP and county figures describe the wider market, not Chaine De Lac specifically. Momentum Research analysis of MLS records.
The Chaine De Lac buying strategy.
If we were buying in Chaine De Lac today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chaine De Lac.
A large-footprint community with almost no listings on the board
The defining number in this community isn't a price - it's square footage. A median living area north of 5,600 square feet puts Chaine De Lac squarely in large-home territory, and that scale means condition, layout, and updates will move value more than location alone. With homes built across nearly seven decades, buyers should expect real variation in systems, finishes, and floor plans even within the same community.
Roughly 56 percent of homes carry a homestead exemption, which points to a base of longer-term ownership rather than a market dominated by short-term resale or investor turnover. Combined with just one active listing against 56 total homes, this is a community where opportunities surface infrequently - when something does list, it tends to be worth a closer look rather than a quick pass.
The location and the amenities are priced into every listing in Chaine De Lac. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little active inventory, timing and access matter more than usual - we track new listings the moment they surface and can help you move before a home is broadly marketed. For sellers, we help price a large, individual home correctly in a market with few direct comps to lean on.
Chaine De Lac in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $687/month (about $8,244/yr) · median of 3 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $687 per month ($8,244 a year) - the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Chaine De Lac buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chaine De Lac sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Chaine De Lac, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Chaine De Lac home worth?
Get a no-obligation home value based on real comparable sales in Chaine De Lac, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Windermere →
Should you buy in Chaine De Lac?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Chaine De Lac fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Chaine De Lac
Where is Chaine De Lac?
Chaine De Lac is a community in WINDERMERE, Orange County, Florida, ZIP 34786.
Are there homes for sale in Chaine De Lac right now?
No active listings inside Chaine De Lac at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Chaine De Lac have an HOA or CDD?
No HOA is on record for Chaine De Lac in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Chaine De Lac with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Orange County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
CHAINE DE LAC Market Scorecard
CHAINE DE LAC is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34786 ZIP is $706,166, about 7.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






