Chat Holly
Homes for Sale in Santa Rosa Beach, FL
All 855 homes for sale in Santa Rosa Beach, FL · median $1,150,000 · 883 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 2 closed sales in Chat Holly in Santa Rosa Beach, FL since 2002, the most recent in November 2023. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).
Chat Holly currently shows zero active listings on the MLS, so there is no live price signal to read here. That means the community sits in a holding pattern: nothing to tour, nothing to negotiate, and no median to anchor a conversation until inventory returns.
For a buyer, this is a watch-and-wait posture — set an alert, know your number, and be ready to move when a home lists, because with no standing supply the first listing sets the tone. For a seller, an empty active list can cut both ways: less visible competition, but also no recent comparable activity to lean on when you price.
The 60-Second Overview
Chat Holly is a Santa Rosa Beach community in Walton County that, as of this snapshot, has no active MLS listings and no amenities identified from current inventory — a quiet market rather than a busy one.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Chat Holly is best for.
Best for
- Buyers who can wait months for the right listing and want a Santa Rosa Beach address
- Buyers ready to move quickly and decisively the moment a home lists
- Owners in Chat Holly weighing a sale into a market with no visible competition
Probably not for
- Buyers on a tight timeline who need to close soon
- Buyers who want multiple active listings to tour and compare
- Buyers who require built-in community amenities confirmed up front
The market around Chat Holly
Chat Holly is too small for its own price trend, so here is the market around it.
In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Chat Holly specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Chat Holly, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Chat Holly
Live MLS inventory for Chat Holly. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Chat Holly listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Chat Holly Right Now (2)
All 2 active and pending Chat Holly listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1985 Chat Holly Road · $1,495,000 · 5 bd / 4.5 ba · pending · listed Aug 10, 2026 · listed by Corcoran Reverie SRB
- 2015 Chat Holley Road · $1,595,000 · 5 bd / 4.5 ba · pending · listed Jul 2, 2026 · listed by Corcoran Reverie SRB
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Dune Lakes · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Chat Holly listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Chat Holly address.
Shop the zone: Homes zoned for South Walton High School
The Chat Holly buying strategy.
If we were buying in Chat Holly today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chat Holly.
A market with nothing on the board
With no active listings, everything about Chat Holly's pricing has to be treated qualitatively. We can't cite a median, a spread, or a starting point, because the current inventory gives us none of those. What we can say is that when a home does surface here, condition and specifics will drive the number more than any published trend, since there is no on-market context to compare against.
No community amenities were identified from the current MLS listings. That is not a verdict on the neighborhood — it simply means the data set is thin, and the honest move is to verify features, HOA structure, and access on a per-property basis when something comes to market rather than assume anything.
The location and the amenities are priced into every listing in Chat Holly. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no active listings, the edge is being early and being local. We track Chat Holly in the Emerald Coast feed, so we can flag a new listing the day it hits, tell you honestly how it compares to nearby Santa Rosa Beach options, and keep you from overpaying on the first thing that moves after a dry spell.
Chat Holly in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Chat Holly buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chat Holly sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Chat Holly, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Chat Holly home worth?
Get a no-obligation home value based on real comparable sales in Chat Holly, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Should you buy in Chat Holly?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2002 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Chat Holly fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Chat Holly
Where is Chat Holly?
Chat Holly is a community in Santa Rosa Beach, Walton County, Florida, ZIP 32459.
Are there homes for sale in Chat Holly right now?
Yes — 0 active and 2 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Chat Holly have an HOA or CDD?
No HOA is on record for Chat Holly in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Chat HollyHomes for Sale in Santa Rosa Beach, FL with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.