Chatham Square
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat

Chatham Square is pricing at a median of $274,000, with a median price per square foot of $235.87 and a typical marketing period of just over 87 days. That combination — a moderate price point stretched over a long selling window — tells you this is not a market where sellers are setting the pace right now. The 21.6% year-over-year decline in median price is the number that matters most here; it reflects either softer buyer demand, a shift in the mix of homes that closed, or both, and a buyer working this community should not assume last year's pricing as a reference point.
With only 10 closings in the current window, the data set is thin enough that a single unusual sale can move the median meaningfully. That is not a criticism of the community, it is a caution about reading too much precision into any one number. The practical takeaway: price here is negotiable and condition-driven, days on market run long enough that sellers need realistic expectations, and buyers have room to negotiate on both price and terms if they are patient.
Chatham Square right now
🔴 Off the recent peak. The trailing-12-month median ($274K) is down 21.6% from the prior 12 months ($350K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level fgc closed sales, 12-month windows ending July 29. Confidence: Low (10 and 5 sales in the two windows).
What's unique here: the median sale price is about 56% below the typical Collier County sale ($274K vs $619K, trailing 12 months, fgc records).
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Updated July 29, 2026 · Live data: fgc, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Chatham Square market snapshot (as of July 29, 2026): the median sale price is about $274K ($236 per sq ft over the trailing 12 months of closed sales), and a median 88 days on market for closed sales. The trailing-12-month median is down 22% from the prior 12 months, computed from record-level fgc closed sales (10 closings in the current window).
Chatham Square is a Naples community currently showing a lower price point relative to broader Collier County activity, with pricing and timing data reflecting a market that favors buyers willing to be patient.
Who Chatham Square is best for.
Best for
- Buyers targeting a median price point near $274,000 who want negotiating leverage in a slower market
- Buyers with flexible timelines who can tolerate a marketing period stretching toward three months if they later resell
- Value-focused buyers comfortable evaluating homes on individual merit rather than a shared amenity package
Probably not for
- Buyers expecting community amenities such as pools, clubhouses, or organized recreational facilities
- Sellers who need a quick sale and cannot accommodate an extended days-on-market timeline
- Buyers using recent year-over-year price trends as a guarantee of near-term stability or appreciation
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level fgc closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($274K) IS the median in the snapshot above, and the move from 2025 ($350K) IS the -21.6% one-year change.
Windows contain 0 to 19 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
100% of homes for sale in ZIP 34104 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The Chatham Square buying strategy.
If we were buying in Chatham Square today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chatham Square.
A market that rewards patience, not urgency
The market heat score of 15 is the clearest single signal in this data set — it places Chatham Square well toward the cooler end of the spectrum, and it lines up with everything else: a negative year-over-year price trend, an extended median days-on-market figure near three months, and a limited number of recent closings. None of these numbers individually is alarming, but together they describe a community where sellers are not commanding quick sales or premium pricing right now.
No community amenities were identified from current MLS listings, which means whatever value proposition Chatham Square carries is tied to the homes themselves and their location within Naples, rather than to shared recreational features, clubhouses, or association-run facilities. Buyers should treat this as a straightforward housing purchase — evaluate the individual property, its condition, and its price per square foot against the $235.87 median, rather than weighing in a lifestyle amenity package that isn't part of the current inventory.
The location and the amenities are priced into every listing in Chatham Square. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, slower-moving data set like this one, pricing a home correctly the first time matters more than it does in a hot market — overpricing here risks adding to an already long days-on-market figure, while underpricing leaves money on the table in a market with only 10 recent closings to benchmark against. We track this community's numbers closely enough to help sellers price defensibly and help buyers know when a listing is priced to the current trend versus priced to last year's market.
Chatham Square in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Chatham Square buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chatham Square sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Chatham Square, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Chatham Square home worth?
Get a no-obligation home value based on real comparable sales in Chatham Square, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Chatham Square on the map →
Frequently Asked Questions
What is the median home price in Chatham Square?
How long do homes in Chatham Square take to sell?
Do cash buyers compete in Chatham Square?
Who is the best real estate agent for Chatham Square?
How do I find a top Naples real estate agent who knows Chatham Square?
Can Momentum Realty connect me with an agent for Chatham Square?
Should you buy in Chatham Square?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | fgc closed sales, 12-month windows ending July 29, 2026 |
| Under-contract shares | fgc records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2013 (129 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of fgc records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the fgc member average and 8 days faster, and we’ll price yours against live your area comps.
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