Cherry Elm Townhomes in St. Augustine

Cherry Elm Townhomes
Homes for Sale in St. Augustine, FL

All 1,211 homes for sale in St. Augustine, FL · median $485,000 · 139 townhomes for sale in St. Augustine · 470 homes for sale in 32092 · St. Johns County homes for sale

Community in St. Augustine · St. Johns County · ZIP 32092
145 homesBuilt 2023–2024Median sale $346K
Free · No obligation
Talk to a Cherry Elm Townhomes Expert

True comps, carrying-cost math, and listings before the portals.

Photo courtesy of WATSON REALTY CORP · via realMLS

Built fromLive realMLS data3 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Cherry Elm Townhomes in St. Augustine, FL has 8 homes for sale and 9 pending, asking from $349,990 to $383,990 (median $360,490). Over the 12 months ending 2026-11-12, 49 recorded sales closed at a median of $346,000 (-1% versus the prior year's median), $187 per square foot, a median 54 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 2025–2026 with 26 new construction; 29 of 29 report an HOA (median $134/mo); none of the 28 geocoded homes sit in a FEMA special flood hazard zone (median elevation 23 ft). At the median price and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $4,660 ($4,140 with the full homestead exemption).

Part of the SilverLeaf master-planned community in St. Augustine, FL — see all SilverLeaf homes for sale (246 listings across 12 villages and sections in the MLS).

Last 30 days in Cherry Elm: 2 new listings (median asking $383,990), 9 under contract right now, 1 closed sale (median $338,990). As of November 13, 2026, realMLS.

Live · Cherry Elm Townhomes Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$346K ▼
Median sold · 12 mo
down 1.1% vs the prior 12 months
-1.1% ▼
1-yr price change
n = 49 and 57 sales in the two windows
$187/sf
Sold $/sqft · 12 mo
peak $216 in 2023
96.1%
Sale vs ask
Tempo
2.0mo
Supply
3 to 6 months is the balanced band
54days
Median DOM · closed
20 days at the 2023 low
53%
Under contract
St. Johns: 31% (863 of 2,772)
8 · 9
For sale · pending
live counts, refreshed twice daily
49
Sold · last 12 mo
10-yr average: about 44 a year
Ownership and context
16%
Owner-occupied · Cherry Elm Townhomes
46 of 286 parcels homesteaded (FL DOR 2025)
84%
Non-owner-occupied · Cherry Elm Townhomes
incl. 43% trust or LLC-held · 7% out-of-state
145
Homes in the community
plus 141 vacant residential lots · 286 residential parcels (FL DOR 2025)
Track record · 3 years of records
69
Recorded sales · 2024-2025
median $380K · qualified sales on the county roll (FL DOR 2025)
2023–2024
Years homes were built
median 2024 · county roll (FL DOR 2025)
1,927sqft
Median sold home size
12-mo windows, closed sales
33.8%/yr
Turnover rate
about 49 of 145 homes trade a year

Cherry Elm Townhomes St. Augustine: What $346K Buys You (2026)

Cherry Elm Townhomes is a St. Augustine community with a $346K median sold price, down 1.1%, and 52 median days to sell. Numbers from realMLS, county property appraisers and public records, listings updated nightly on this page.

Cherry Elm Townhomes St. Augustine: What $346K Buys You (2026)

2 min 19 s · Momentum Realty on YouTube · data from realMLS, St. Johns County Property Appraiser, Citizens, FEMA · Equal Housing Opportunity

Key moments

Transcript

Cherry Elm Townhomes, in St. Augustine, is a St. Johns County community where the median sold price is 346,000 dollars, down 1 point 1 percent, and homes take a median of 52 days to sell. Here's what that means if you're watching this one.

Cherry Elm Townhomes has about 145 homes, built between 2023 and 2024, in St. Augustine, in St. Johns County. Over the last 10 years it has averaged about 44 sales a year, and 48 homes sold in the last 12 months. Every number in this video comes from the community page at move with momentum dot com, from realMLS and public records.

In the last 12 months, 48 homes sold at a median of 346,000 dollars, down 1 point 1 percent on 48 sales against 60. That's 188 dollars a square foot, below a 2023 peak of 218, at 96 point 1 percent of asking. Right now 8 homes are listed and 9 are pending.

53 percent of homes here are under contract, against 30 percent across St. Johns County, which typically means more competition for the homes that list. That's typical, not a promise. Homes here have sold at 96 point 1 percent of asking, against 96 percent for the county, so compare each home to recent closings, not to asking prices. Verify whether an HOA or a CDD applies.

At today's median asking price, the page estimates a first-year property tax bill with homestead of about 4,300 dollars, at St. Johns County's total millage of 13 point 4686 mills. Of the homes listed or recently sold here, 29 of 29 report an HOA, at a median of 134 dollars a month, so ask what the dues cover, and whether a CDD assessment applies. Of 24 listing addresses checked against the FEMA flood map, 100 percent sit outside the high-risk zone; still check the map by address, and get insurance quoted by address.

Get an email the moment new homes list: the alerts box is on the Cherry Elm Townhomes page at move with momentum dot com, updated every night. I'm Jon Brooks with Momentum Realty.

Homes For Sale Right Now in Cherry Elm Townhomes

Live MLS inventory for Cherry Elm Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cherry Elm Townhomes listings as of 2026-11-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Cherry Elm At Silverleaf St Augustine Right Now (17)

All 17 active and pending Cherry Elm At Silverleaf St Augustine listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 188 Silver Myrtle Court · $383,990 · 3 bd / 2.5 ba · listed Nov 6, 2026 · listed by Taylor Morrison Realty Of Fla
  • 438 Cherry Elm Drive · $359,990 · 3 bd / 2.5 ba · pending · listed Sep 17, 2026 · listed by Taylor Morrison Realty Of Fla
  • 212 Silver Myrtle Court · $383,990 · 3 bd / 2.5 ba · listed Sep 11, 2026 · listed by Taylor Morrison Realty Of Fla
  • 226 Silver Myrtle Court · $359,990 · 3 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by Taylor Morrison Realty Of Fla
  • 442 Cherry Elm Drive · $389,990 · 3 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by Taylor Morrison Realty Of Fla
  • 154 Silver Myrtle Court · $389,990 · 3 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by Taylor Morrison Realty Of Fla
  • 422 Cherry Elm Drive · $379,990 · 3 bd / 2.5 ba · pending · listed Aug 23, 2026 · listed by Taylor Morrison Realty Of Fla
  • 236 Silver Myrtle Court · $363,990 · 3 bd / 2.5 ba · listed Aug 15, 2026 · listed by Taylor Morrison Realty Of Fla
  • 232 Silver Myrtle Court · $364,990 · 3 bd / 2.5 ba · listed Aug 15, 2026 · listed by Taylor Morrison Realty Of Fla
  • 240 Silver Myrtle Court · $356,990 · 3 bd / 2.5 ba · listed Aug 15, 2026 · listed by Taylor Morrison Realty Of Fla
  • 244 Silver Myrtle Court · $354,990 · 3 bd / 2.5 ba · listed Aug 15, 2026 · listed by Taylor Morrison Realty Of Fla
  • 248 Silver Myrtle Court · $354,990 · 3 bd / 2.5 ba · listed Aug 15, 2026 · listed by Taylor Morrison Realty Of Fla
  • 430 Cherry Elm Drive · $349,990 · 3 bd / 2.5 ba · listed Aug 15, 2026 · listed by Taylor Morrison Realty Of Fla
  • 426 Cherry Elm Drive · $359,990 · 3 bd / 2.5 ba · pending · listed Aug 15, 2026 · listed by Taylor Morrison Realty Of Fla
  • 434 Cherry Elm Drive · $349,990 · 3 bd / 2.5 ba · pending · listed Aug 15, 2026 · listed by Taylor Morrison Realty Of Fla
  • 254 Silver Myrtle Court · $383,990 · 3 bd / 2.5 ba · pending · listed Aug 15, 2026 · listed by Taylor Morrison Realty Of Fla
  • 220 Silver Myrtle Court · $383,990 · 3 bd / 2.5 ba · pending · listed Aug 15, 2026 · listed by Taylor Morrison Realty Of Fla
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 14, 2026

Cherry Elm Townhomes is pricing around a $346,000 median right now, which works out to roughly $188.82 a square foot — that per-square-foot number is the figure to anchor to here since townhome finish levels vary more than the median price alone suggests. The median has moved down 7.1% year over year, which tells a seller to price to the current comps rather than last year's, and tells a buyer there is room to negotiate rather than chase.

At a 3.2-months supply reading the market here is classified balanced — not tilted hard to either side. Homes are taking just over 30 days to go under contract on a median basis, and the current read is built on 57 recent closings, which is enough volume to trust the median and the per-square-foot figure as real signals rather than noise. With 15 active listings on the market today, buyers have a real but not overwhelming set of options, and sellers aren't competing against a flood of competing units.

Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Cherry Elm Townhomes Housing Pulse · Momentum Research · as of November 12, 2026

Cherry Elm Townhomes right now

🔴 Seller-leaning market. 2.0 months of supply and 53% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Very High (17 active and pending listings, 49 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($346K) is down 1.1% from the prior 12 months ($350K).Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: Very High (49 and 57 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Cherry Elm Townhomes market snapshot (as of November 12, 2026): the median sale price is about $346K ($187 per sq ft over the trailing 12 months of closed sales), a median 54 days on market for closed sales, and 2.0 months of supply, a seller-leaning market. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level realMLS closed sales (49 closings in the current window).

In ZIP 32092 (St. Augustine), 1,975 homes closed in the last 12 months at a median of $448K ($213/sq ft), down 1.1% year over year, with a median 40 days on market. Right now 398 active and 222 pending listings put supply at about 2.4 months — a healthy market. See the live ZIP 32092 housing market and the St. Johns County market.

County records show 69 qualified sales in Cherry Elm Townhomes across 2024–2025 (63 in 2024, 6 in 2025), median $380,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Cherry Elm Townhomes: of 24 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St. Augustine.

Cherry Elm Townhomes is a community of 145 homes in St. Augustine, St. Johns County, built between 2023 and 2024 (median 2024), with a median living area of about 2,277 square feet. 16% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

A gated St. Johns County townhome community in St. Augustine built around a wide amenity package — clubhouse, pool, tennis and pickleball, a dog park, and jogging paths — with pricing that has softened over the past year into balanced-market territory.

Best for

  • A buyer targeting a purchase near the $346,000 median who wants a gated community with an extensive amenity package.
  • A buyer comfortable comparing among a modest, 15-listing active pool rather than a flooded market.
  • A seller who can price to the current $188.82-per-square-foot trend rather than last year's higher comps.

Probably not for

  • A buyer who needs a non-gated or non-HOA property with no monthly maintenance obligation.
  • A seller expecting last year's pricing given the 7.1% year-over-year decline.
  • Anyone who needs a sale finalized faster than the current 34-day median time-to-contract allows.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($346K) IS the median in the snapshot above, and the move from 2025 ($350K) IS the -1.1% one-year change.

Windows contain 23 to 57 sales each (49 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Every sale since 2023 · price vs size
$0$200K$400K1k2k2k2k
176 closed sales; green = recent. Size sets the floor, condition and lot set the rest.

Cherry Elm at SilverLeaf Market Scorecard

Strong seller's market

Cherry Elm at SilverLeaf is currently a strong seller's market. About 2.0 months of supply, a median asking price of $360,490, and homes go under contract in about 156 days.

2.0
Months supply
$360,490
Median list
$346,000
Median sold
$186
Per sqft
156
Days on mkt
8/9/47
Active/Pend/Sold

Typical home value in the 32092 ZIP is $470,991, about 24.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Cherry Elm Townhomes

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around Cherry Elm Townhomes are close: the nearest coffee is about 2 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Nearby Communities

Explore more neighborhoods near Cherry Elm Townhomes with Momentum Realty’s local guides.

World Golf Village St Augustine0.6 mi away · median $515K, 15 sales/12 moMill Creek Pines St Augustine0.6 mi away · 38 homes, built 1986–24Wgv Laterra Condo St Augustine St Johns0.8 mi away · median $295K, 8 sales/12 moWards Creek St Augustine0.8 mi away · median $710K, 4 sales/12 moWgv Kingsbury St Augustine0.9 mi away · 45 homes, built 2000–04

Browse all neighborhood guides →

Schools

In short
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Wards Creek ElementaryFLDOE grade A · Public K-5
  • Pacetti Bay MiddleFLDOE grade A · Public 6-8
  • Tocoi Creek HighFLDOE grade A · Public 9-12, about 4 to 5 minutes
  • New SilverLeaf K-8 (opening 2026-27) · Public K-8, Cherry Elm named in the rezoning

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cherry Elm Townhomes address.

Recent Developments in Cherry Elm at SilverLeaf

Development, infrastructure, retail, and school activity affecting Cherry Elm at SilverLeaf, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Dev Momentum47/100 · Active
  1. June 2026
    Development

    Baptist Health opens first phase of SilverLeaf medical campus

    Baptist Health opened the first phase of its SilverLeaf medical campus on June 23 at 8595 St. Johns Parkway, a 58,979 square foot building about 3 miles north of International Golf Parkway. The opening phase houses primary care offices and a wellness center and provides cardiology, rehabilitation, and laboratory services, with orthopedic and neurology specialists scheduled to begin seeing patients in the fall. The campus and village sit within the same SilverLeaf master plan.

    What it may mean for the marketA hospital system campus inside the master plan may shorten routine care trips for Cherry Elm at SilverLeaf residents as specialties come online.

    Source: Jacksonville Today
  2. June 2026
    Schools

    New SilverLeaf K-8 on track to open for 2026-2027 with attendance boundary changes

    A new K-8 campus under construction on Courtney Vista Drive in the SilverLeaf area is set to open for the 2026-2027 year, designed for roughly 1,500 students and opening with kindergarten through seventh grade. Along with a companion campus in Nocatee, the openings are expected to shift attendance boundaries for nearly 2,000 students across SilverLeaf area neighborhoods. The campus and village sit within the same SilverLeaf master plan.

    What it may mean for the marketZoning for Cherry Elm at SilverLeaf could change as the new campus opens, so buyers may want to confirm current attendance boundaries with the district.

    Source: First Coast News
  3. March 2026
    Retail & Dining

    Publix opens largest Northeast Florida store at SilverLeaf Parkway

    Publix opened a 55,700 square foot store at 1975 SilverLeaf Parkway near International Golf Parkway and St. Johns Parkway, its largest location in Northeast Florida and a showcase of the chain's newest prototype. Features include a Publix Pours beer, wine, and coffee bar and an expanded deli, with an adjacent liquor store and inline retail at the center. The campus and village sit within the same SilverLeaf master plan.

    What it may mean for the marketAn anchor grocer inside the master plan may reduce everyday drive times for Cherry Elm at SilverLeaf households and support additional inline retail.

    Source: Jacksonville Daily Record
  4. June 2025
    Parks & Amenities

    St. Johns County breaks ground on $36M Silverleaf Sportsplex

    County officials held a June 20 groundbreaking for the Silverleaf Sportsplex, a roughly $36 million regional athletic complex on about 40 acres at Timberwolf Trail and County Road 16A, alongside the Shearwater Community Park project. Plans include four synthetic turf multipurpose fields, three natural grass fields, a lighted stadium field with track, playground, and concessions, with opening targeted for early 2027. The campus and village sit within the same SilverLeaf master plan.

    What it may mean for the marketA county sportsplex minutes from Cherry Elm at SilverLeaf could add recreation capacity that master planned communities have historically leaned on for resale appeal.

    Source: St. Johns County
  5. April 2025
    Builder Activity

    Taylor Morrison Birch model in Cherry Elm listed among 2025 Parade of Homes award entries

    NEFBA's 2025 Parade of Homes awards page lists the Birch model by Taylor Morrison in Cherry Elm at SilverLeaf in the 450,000 to 500,000 dollar price category. The 2025 Parade wrapped in late April, with winners publicized by builders that same week.

    What it may mean for the marketParade recognition historically raises model traffic, which could support absorption of Cherry Elm's remaining townhome inventory.

    Source: NEFBA Parade of Homes
  6. January 2024
    Market

    Taylor Morrison buys 18 townhome lots on Cherry Elm Drive

    Jacksonville Daily Record's commercial sales roundup reported that Taylor Morrison of Florida purchased an 18 unit lot package on Cherry Elm Drive in St. Augustine from Hodges Blvd Development Group. The purchase aligned with Taylor Morrison joining Dream Finders Homes as a townhome builder in the Cherry Elm village.

    What it may mean for the marketA second national builder taking down lots may broaden plan and price variety inside Cherry Elm over subsequent quarters.

    Source: Jacksonville Daily Record

Development alerts for Cherry Elm at SilverLeafGet a short monthly email when something new is approved, funded, or opens near Cherry Elm at SilverLeaf.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Cherry Elm Townhomes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cherry Elm Townhomes.

Best Buy
A buyer or seller comfortable transacting in a balanced, gated townhome market rather than a bidding war.
Biggest Risk
Median price is down 7.1% year over year, so sellers need to price to today, not last year.
Sweet Spot
Listings priced near the $188.82 per-square-foot median tend to move in roughly a month.
Avoid If
You need to move faster than a 34-day median time-to-contract or want a non-gated setting.

What the numbers say about Cherry Elm

The 7.1% year-over-year pullback in median price, paired with a 3.2-months supply reading, is the story of a market resetting rather than one in freefall or overheating. Balanced conditions at this months-supply level mean neither side holds obvious leverage: sellers who price near the $346,000 median and the $188.82-per-square-foot mark tend to align with what 57 recent closings actually support, and buyers making offers near those figures aren't fighting an inflated ask.

A median 34-day time-to-contract is a middle-of-the-road pace — not a bidding-war sprint, not a stale-listing crawl. With 15 active listings, inventory here is thin enough that well-priced units don't sit long, but thick enough that a buyer can compare a handful of options before committing. The gated setting and the amenity roster — pool, children's pool, playground, tennis and pickleball courts, a dog park, jogging path, and on-site restaurant, plus grounds maintenance — are HOA-maintained draws that show up in the pricing conversation but are worth confirming directly, since MLS-reported amenities and access can shift.

“

The location and the amenities are priced into every listing in Cherry Elm Townhomes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.7C+ · Buy Score
Recent Direction5.7/10
Liquidity & Demand8.0/10
Owner Commitment1.6/10
Pricing Power7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.7). Basis: Recent Direction -1.1% year-over-year; Liquidity & Demand 2.0 months of supply; Owner Commitment 16% owner-occupied; Pricing Power 96.1% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a balanced market like this one, the value isn't in chasing a hot listing — it's in reading the 57-closing data set correctly, pricing to the $346,000 / $188.82-per-square-foot reality instead of last year's numbers, and knowing which of the 15 active listings are priced to the current trend versus priced to hope. That's the read we bring to every Cherry Elm conversation, on either side of the transaction.

Cherry Elm Townhomes in 15 seconds.

Best forA buyer or seller comfortable transacting in a balanced, gated townhome market rather than a bidding war.
Biggest advantageA deep amenity package — pool, tennis, pickleball, dog park — under HOA maintenance.
Biggest riskMedian price is down 7.1% year over year, so sellers need to price to today, not last year.
Sweet spotListings priced near the $188.82 per-square-foot median tend to move in roughly a month.
Avoid ifYou need to move faster than a 34-day median time-to-contract or want a non-gated setting.

What it really costs to own in Cherry Elm Townhomes

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxAt today's median asking price of $360,490, the first-year bill with homestead is about $4,300/yr (St. Johns County total millage 13.4686 mills, FY2025-26, St. Johns County Property Appraiser, FY2025-26 adopted budget).
HOA duesMedian $134/month across 16 MLS listings (most billed quarterly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 24 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).

Estimated carrying cost at the median asking price, before the mortgage: about $607/month (tax $358, HOA $134, insurance $115). An estimate from the sources above, not a quote.

Email me new listings in Cherry Elm Townhomes

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Cherry Elm Townhomes

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cherry Elm Townhomes will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cherry Elm Townhomes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cherry Elm Townhomes.
In short
  • No CDD
  • HOA reported ~$402/quarter

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.

Flood & Insurance Context

Of 24 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).

Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.

Source: FEMA National Flood Hazard Layer, address-level lookups (n=24) · as of 2026-11

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cherry Elm Townhomes sales matched to your home.

What is your Cherry Elm Townhomes home worth?

Get a no-obligation home value based on real comparable sales in Cherry Elm Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Augustine →

Real comps, not an automated estimate.

Recently off market in Cherry Elm Townhomes

Homes in Cherry Elm Townhomes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 18 on record.

Cherry Elm Townhomes key facts
LocationSt. Augustine, St. Johns County, FL · ZIP 32092
Homes in the community145 (FL DOR 2025 assessment roll)
Years built2023–2024 (median 2024)
Typical living area2,277 sq ft (median)
Home types (current listings and sales)townhouses 100%
Amenities listed by sellersCarbon Monoxide Detector(s), Children's Pool, Clubhouse, Curbs, Dog Park, Gated
Sale prices, last 12 months$346,000 median across 49 closed sales · $187 per sq ft · -1.1% vs the prior 12 months
Days on market (closed sales)54 median
For sale right now8 active, 9 pending · median asking $360,490 · 2.0 months of supply
Owner-occupied (homestead) share16%
Zoned public schoolsWards Creek Elementary (A, FLDOE 2025-26); Pacetti Bay Middle (A, FLDOE 2025-26); Tocoi Creek High (A, FLDOE 2025-26)

Data as of November 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cherry Elm Townhomes key facts,” movewithmomentum.com/neighborhoods/cherry-elm-at-silverleaf-st-augustine, data as of November 12, 2026.

Housing distress & ownership in Cherry Elm Townhomes, St. Augustine

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 10 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-11-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Just listed in Cherry Elm Townhomes

The newest homes for sale in Cherry Elm Townhomes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Frequently Asked Questions

What is the median home price in Cherry Elm Townhomes?
The median sale price in Cherry Elm Townhomes was $346K over the 12 months ending November 12, 2026 (49 closed sales, realMLS).
How long do homes in Cherry Elm Townhomes take to sell?
Homes that closed in the 12 months ending November 12, 2026 took a median 54 days on market (49 sales, realMLS).
Is Cherry Elm Townhomes a buyer's or seller's market right now?
As of November 12, 2026, Cherry Elm Townhomes leans toward sellers: 2.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Cherry Elm Townhomes?
The Florida DOR 2025 assessment roll shows 145 homes plus 141 vacant residential lots in Cherry Elm Townhomes (public records).
What share of Cherry Elm Townhomes is owner-occupied?
16% of Cherry Elm Townhomes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cherry Elm Townhomes built?
Homes in Cherry Elm Townhomes were built between 2023 and 2024, with a median year built of 2024 (FL DOR 2025 roll).
What schools serve Cherry Elm Townhomes?
Cherry Elm Townhomes is served by St. Johns County Public Schools, typically Wards Creek Elementary, Pacetti Bay Middle and Tocoi Creek High. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Cherry Elm Townhomes?
The best agent for Cherry Elm Townhomes is one who actively works St. Augustine and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cherry Elm Townhomes.
How do I find a top St. Augustine real estate agent who knows Cherry Elm Townhomes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cherry Elm Townhomes and the wider St. Augustine area.
Can Momentum Realty connect me with an agent for Cherry Elm Townhomes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cherry Elm Townhomes purchase or sale - no call center and no pressure.
Where is Cherry Elm Townhomes, and what county is it in?
Cherry Elm Townhomes is in St. Augustine, St. Johns County, FL, ZIP 32092. The community's center is about 11 miles northwest of the center of St. Augustine (straight-line).
How far is Cherry Elm Townhomes from downtown Jacksonville and the beach?
About 26 miles from downtown Jacksonville and about 12 miles from the Atlantic beach at South Ponte Vedra Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Is Cherry Elm Townhomes in a flood zone?
No, for the homes we can see: all 24 homes we sampled in Cherry Elm Townhomes sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Cherry Elm Townhomes a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Cherry Elm Townhomes: the median sale price over the last 12 months was $346K (49 sales), 21% below the St. Augustine median of $440K; homes took a median 54 days to go under contract; the assessment roll counts 145 homes, 16% of them homesteaded (owner-occupied); listings report Wards Creek Elementary (A), Pacetti Bay Middle (A), Tocoi Creek High (A) as the zoned schools, with FLDOE grades for 2025-26; supply is 2.0 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.
A buyer targeting a purchase near the $346,000 median who wants a gated community with an extensive amenity package.Excellent fit
A buyer comfortable comparing among a modest, 15-listing active pool rather than a flooded market.Excellent fit
A seller who can price to the current $188.82-per-square-foot trend rather than last year's higher comps.Excellent fit
A buyer who needs a non-gated or non-HOA property with no monthly maintenance obligation.Probably not
A seller expecting last year's pricing given the 7.1% year-over-year decline.Probably not
Anyone who needs a sale finalized faster than the current 34-day median time-to-contract allows.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: November 12, 2026)
Community market statsrealMLS closed sales, 12-month windows ending November 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32092))
Under-contract sharesrealMLS records, as of 2026-11-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2023 (176 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

More on Cherry Elm Townhomes

Talk to a Local Cherry Elm Townhomes Expert
Call Get Listings