Churchill Bayou Estates
Homes for Sale in Santa Rosa Beach, FL
All 855 homes for sale in Santa Rosa Beach, FL · median $1,150,000 · 865 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Churchill Bayou Estates in Santa Rosa Beach, FL has 1 home for sale. Churchill Bayou Estates is a community in Santa Rosa Beach, Walton County, FL. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).
Churchill Bayou Estates is a small enclave in Santa Rosa Beach, and right now there is exactly one active listing. With inventory that thin, there is no meaningful market rhythm to read — a single home sets the tone, and price here will be driven by that home's condition, siting, and how motivated its seller is rather than by any broad neighborhood trend.
For a buyer, the practical takeaway is patience and readiness: if the current listing fits, you may have little competition on this exact property, but you also have no comparable inventory to fall back on. For a seller, that same scarcity can work in your favor — the challenge is pricing correctly without a deep pool of active comps to lean on.
The 60-Second Overview
This is a low-inventory pocket of Santa Rosa Beach in Walton County; with just one home on the market, it trades more like a series of individual sales than an active, liquid community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Churchill Bayou Estates is best for.
Best for
- Buyers set on this particular Santa Rosa Beach enclave who are willing to wait for the right listing
- Purchasers who value privacy and a quiet, low-turnover pocket over a busy resale market
- Decisive buyers who can act on a single opportunity without a lineup of alternatives
Probably not for
- Shoppers who need several active homes to compare before committing
- Buyers who want built-in community amenities, since none are identified here
- Anyone on a tight timeline who cannot wait for inventory to appear
Housing distress & ownership in Churchill Bayou Estates, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Churchill Bayou Estates Market Scorecard
Churchill Bayou Estates is currently a thin data market. Limited supply, a median asking price of $2,295,000, and homes go under contract in about 174 days.
Typical home value in the 32459 ZIP is $864,108, about 71.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Churchill Bayou Estates
Live MLS inventory for Churchill Bayou Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Churchill Bayou Estates listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Churchill Bayou Estates Right Now (1)
All 1 active and pending Churchill Bayou Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 102 Churchill Drive · $2,295,000 · 6 bd / 4.5 ba · listed Jul 2, 2026 · listed by RealJoy Realty LLC
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Churchill Bayou Estates listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Churchill Bayou Estates address.
Shop the zone: Homes zoned for South Walton High School
The Churchill Bayou Estates buying strategy.
If we were buying in Churchill Bayou Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Churchill Bayou Estates.
A thin-inventory read
There are no shared amenities identified from current MLS listings, so the value proposition here rests on the homes themselves and on the Santa Rosa Beach location rather than on community-level features. That keeps the analysis simple and honest: judge the individual property, the lot, and the immediate surroundings.
Because only one listing is active, standard signals like days-on-market trends and price movement are not reliable at this scale. Treat each transaction as its own negotiation, and lean on wider Santa Rosa Beach and Walton County context to sanity-check whatever the single available home is asking.
The location and the amenities are priced into every listing in Churchill Bayou Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin, the number that matters is not on the listing sheet — it is our read on how the single available home compares to the broader Santa Rosa Beach market. We track the wider Walton County picture so you are not negotiating blind against a lone comp, and we will tell you plainly when the one home on offer is not the right buy.
Churchill Bayou Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Churchill Bayou Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Churchill Bayou Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Churchill Bayou Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Churchill Bayou Estates home worth?
Get a no-obligation home value based on real comparable sales in Churchill Bayou Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Should you buy in Churchill Bayou Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Churchill Bayou Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Churchill Bayou Estates
Where is Churchill Bayou Estates?
Churchill Bayou Estates is a community in Santa Rosa Beach, Walton County, Florida.
Are there homes for sale in Churchill Bayou Estates right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Churchill Bayou Estates have an HOA or CDD?
No HOA is on record for Churchill Bayou Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Santa Rosa Beach & Destin, Okaloosa & Walton (Emerald Coast) guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Destin, Okaloosa & Walton (Emerald Coast) or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Churchill Bayou Estates with Momentum Realty’s local guides.