Cierra Oaks
Homes for Sale in Lady Lake, FL
All 167 homes for sale in LADY LAKE, FL · median $334,900 · 170 homes for sale in 32159 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Cierra Oaks in Lady Lake, FL has 1 home for sale. As of October 2026, the MLS records 32 closed sales in Cierra Oaks in Lady Lake, FL since 2009, the most recent in December 2025. Recorded prices since 2024 ran from $252,000 to $349,900 (median $290,000), on homes of 1,313 to 2,204 sq ft. Across Lady Lake as a whole, 317 homes closed in the last 12 months at a median of $231,500, 46 median days on market, with 106 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $4,830 ($4,160 with the full homestead exemption).
| Location | LADY LAKE, Lake County, FL · ZIP 32159 |
|---|---|
| Homes in the community | 47 (FL DOR 2025 assessment roll) |
| Years built | 2005–2024 (median 2006) |
| Typical living area | 1,495 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $369,000 |
| Owner-occupied (homestead) share | 54% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2009 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cierra Oaks key facts,” movewithmomentum.com/neighborhoods/cierra-oaks-lady-lake, data as of September 20, 2026.
Last 30 days in Cierra Oaks: 1 new listing (median asking $369,000). As of June 25, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
The market around Cierra Oaks
Cierra Oaks is too small for its own price trend, so here is the market around it.
In ZIP 32159, 333 homes are on the market and 27% are under contract — a steady corner of Lady Lake.
Across Lake County, 3,234 homes are active and 1,077 pending (25% under contract).
ZIP and county figures describe the wider market, not Cierra Oaks specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Cierra Oaks, LADY LAKE
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Cierra Oaks
Live MLS inventory for Cierra Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cierra Oaks listings as of 2026-06-25, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2009 through 2025. Tap any home to ask about it.
The Cierra Oaks buying strategy.
If we were buying in Cierra Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cierra Oaks.
A closer look at the Cierra Oaks market
The housing stock is 47 homes built between 2005 and 2024, and 54% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Cierra Oaks. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cierra Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cierra Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cierra Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cierra Oaks home worth?
Get a no-obligation home value based on real comparable sales in Cierra Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
29% of homes for sale in ZIP 32159 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).
Frequently Asked Questions
How many homes are in Cierra Oaks?
What share of Cierra Oaks is owner-occupied?
When were the homes in Cierra Oaks built?
Who is the best real estate agent for Cierra Oaks?
How do I find a top Lady Lake real estate agent who knows Cierra Oaks?
Can Momentum Realty connect me with an agent for Cierra Oaks?
Where is Cierra Oaks, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32159)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2009 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Cierra Oaks fits the bigger picture — live prices, inventory, and Momentum Scores:
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