Citrus Highlands in Clermont

Citrus Highlands
Homes for Sale in Clermont, FL

All 791 homes for sale in Clermont, FL · median $449,000 · 307 homes for sale in 34714 · Lake County homes for sale

Community in Clermont · Lake County · ZIP 34714
135 homesBuilt 1972–2015Median sale $410K
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Built fromLive Stellar MLS data16 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Citrus Highlands Ph I Sub in Clermont, FL has 3 homes for sale. Homes listed or recently sold were built 2001–2006; 10 of 10 report an HOA (median $86/mo); 1 of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 118 ft).

Last 30 days in Citrus Highlands: 1 new listing (median asking $425,000), 1 under contract right now. As of November 7, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Citrus Highlands Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$410K ▲
Median sold · 12 mo
up 3.3% vs the prior 12 months
+3.3% ▲
1-yr price change
n = 7 and 3 sales in the two windows
$197/sf
Sold $/sqft · 12 mo
peak $280 in 2022
97.8%
Sale vs ask
Tempo
1.7mo
Supply
3 to 6 months is the balanced band
25days
Median DOM · closed
6 days at the 2017 low
50%
Under contract
Lake: 25% (1,077 of 4,311)
1 · 1
For sale · pending
live counts, refreshed twice daily
7
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
67%
Owner-occupied · Citrus Highlands
91 of 135 parcels homesteaded (FL DOR 2025)
33%
Non-owner-occupied · Citrus Highlands
incl. 7% trust or LLC-held · 13% out-of-state
135
Homes in the community
135 residential parcels (FL DOR 2025)
Track record · 16 years of records
10
Recorded sales · 2024-2025
median $395K · qualified sales on the county roll (FL DOR 2025)
1972–2015
Years homes were built
median 2005 · county roll (FL DOR 2025)
2,102sqft
Median sold home size
12-mo windows, closed sales
5.2%/yr
Turnover rate
about 7 of 135 homes trade a year

Homes For Sale Right Now in Citrus Highlands

Live MLS inventory for Citrus Highlands. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Citrus Highlands listings as of 2026-11-04, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2010 through 2026. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written October 26, 2026

Citrus Highlands is a small, established pocket in Clermont where the median sits at $410,000 and about $197 a foot on roughly 1,830 square feet. The homes span 1972 to 2015 with a median build year of 2005, so what you pay here is driven less by a rigid price tier and more by which era and condition you land on. Expect a wide spread tied to updates and age - plan to read each house on its own merits rather than the headline number.

The posture is seller-leaning: 1.7 months of supply, a median 25 days on market, and prices up 3.3% year over year. With only one active listing against 135 homes and seven closings in the window, inventory is thin. For a seller that means leverage when the home shows well; for a buyer it means moving decisively and not expecting much room to negotiate.

Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Citrus Highlands Housing Pulse · Momentum Research · as of September 20, 2026

Citrus Highlands right now

🔴 Seller-leaning market. 1.7 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (2 active and pending listings, 7 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($410K) is up 3.3% from the prior 12 months ($397K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (7 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 7, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Citrus Highlands market snapshot (as of September 20, 2026): the median sale price is about $410K ($197 per sq ft over the trailing 12 months of closed sales), a median 25 days on market for closed sales, and 1.7 months of supply, a seller-leaning market. The trailing-12-month median is up 3% from the prior 12 months, computed from record-level Stellar MLS closed sales (7 closings in the current window).

In ZIP 34714 (Clermont), 476 homes closed in the last 12 months at a median of $460K ($216/sq ft), down 2.4% year over year, with a median 29 days on market. Right now 45 active and 47 pending listings. See the live ZIP 34714 housing market and the Lake County market.

County records show 10 qualified sales in Citrus Highlands across 2024 - 2025 (7 in 2024, 3 in 2025), median $395,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Citrus Highlands: of 9 listing addresses checked against the FEMA National Flood Hazard Layer, 89% sit outside the FEMA Special Flood Hazard Area (Zone X); 11% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Clermont.

Citrus Highlands is a community of 135 homes in Clermont, Lake County, built between 1972 and 2015 (median 2005), with a median living area of about 1,830 square feet. 67% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

This is a modest, deed-restricted community with shared amenities and a homestead share near 67%, which tends to keep turnover low and listings scarce. The low active count means opportunities surface a few at a time, so timing matters more than it would in a larger subdivision.

Best for

  • Buying to hold in a stable, deed-restricted community where turnover is low
  • Buyers who value association-owned amenities and a golf-cart-friendly layout
  • Buyers prepared to act decisively when a home matching their criteria lists

Probably not for

  • Shopping for a large field of options to compare side by side
  • Buyers who want to avoid HOA rules and deed restrictions
  • Expecting significant room to negotiate in a seller-leaning market

Windows contain 0 to 10 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2010 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20122014201620182020202220242026
Up 3.3% year over year.
Every sale since 2010 · price vs size
$0$200K$400K2k2k2k
49 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$30020122014201620182020202220242026
Up from $119 in 2012 to a $280 peak in 2022; $197 now.
Median days on market · closed sales
05010020122014201620182020202220242026
6 days at the 2017 low; 25 now.
Sale price vs original ask · median
92%95%98%100%20122014201620182020202220242026
97.8% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
0 to 10 a year; 7 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,300/mo
Lake County typical true cost to own
$146/mo
Lake County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

31% of homes for sale in ZIP 34714 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).

CITRUS HIGHLANDS PH I SUB Market Scorecard

Buyer's market

CITRUS HIGHLANDS PH I SUB is currently a buyer's market. About 6.0 months of supply, a median asking price of $415,000, and homes go under contract in about 33 days.

6.0
Months supply
$415,000
Median list
$403,750
Median sold
$231
Per sqft
33
Days on mkt
3/1/6
Active/Pend/Sold

Typical home value in the 34714 ZIP is $408,919, about 13.9% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Lake County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Sawgrass bay Elementary · Elementary
  • Windy Hill Middle · Middle
  • East Ridge High · High

Zoned schools reflect the assignments reported on recent Citrus Highlands listings and can change; always confirm with Lake County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Citrus Highlands address.

If we were buying in Citrus Highlands today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Citrus Highlands.

Best Buy
Buyers who want an established, amenity-backed Clermont address and are ready to move quickly.
Biggest Risk
A wide build-year range means condition and mechanical age drive true cost more than the median suggests.
Sweet Spot
A mid-2000s build in updated condition priced near the $410,000 median.
Avoid If
You need selection - with one active listing, choice is limited and patience is required.

What the numbers are telling us

The amenity package - clubhouse, pool, park, recreation facilities, and reclaimed-water irrigation - is association-owned, and the community is golf-cart friendly under deed restrictions. That infrastructure is part of the value here, but it also means an HOA governs the property; verify current dues, access, and rules directly with the association before you write an offer.

With a 2005 median build year inside a 1972-to-2015 range, mechanicals and roofs will vary meaningfully from house to house. The homes toward the older end may carry deferred work, while later builds trend closer to current standards. At under a month on market, the well-prepared listings move quickly, so inspection diligence has to happen fast without being skipped.

“

The location and the amenities are priced into every listing in Citrus Highlands. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.6B · Buy Score
Recent Direction6.8/10
Liquidity & Demand8.3/10
Owner Commitment6.7/10
Pricing Power8.5/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.6). Basis: Recent Direction +3.3% year-over-year; Liquidity & Demand 1.7 months of supply; Owner Commitment 67% owner-occupied; Pricing Power 97.8% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a community this thin on inventory, the difference between winning and waiting is knowing when a home is coming before it hits the feed and reading condition accurately against a wide age range. We price each house on its own fundamentals, flag the deed restrictions and HOA questions that matter, and keep you from overpaying in a market where the headline number hides a lot of variation.

Citrus Highlands in 15 seconds.

Best forBuyers who want an established, amenity-backed Clermont address and are ready to move quickly.
Biggest advantageLow supply and a short time on market give a well-prepared seller real leverage.
Biggest riskA wide build-year range means condition and mechanical age drive true cost more than the median suggests.
Sweet spotA mid-2000s build in updated condition priced near the $410,000 median.
Avoid ifYou need selection - with one active listing, choice is limited and patience is required.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Citrus Highlands sales matched to your home.

What is your Citrus Highlands home worth?

Get a no-obligation home value based on real comparable sales in Citrus Highlands, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Clermont →

Real comps, not an automated estimate.

Recently off market in Citrus Highlands Ph I Sub

Homes in Citrus Highlands Ph I Sub that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Citrus Highlands key facts
LocationClermont, Lake County, FL · ZIP 34714
Homes in the community135 (FL DOR 2025 assessment roll)
Years built1972–2015 (median 2005)
Typical living area1,830 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersClubhouse, Pool, Community Mailbox, Recreation Facilities, Deed Restrictions, Association Recreation - Owned
For sale right now3 active, 1 pending · median asking $415,000 · 6.0 months of supply
Owner-occupied (homestead) share67%

Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Citrus Highlands key facts,” movewithmomentum.com/neighborhoods/citrus-highlands-ph-i-sub-clermont, data as of November 6, 2026.

Housing distress & ownership in Citrus Highlands Ph I Sub, Clermont

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
12.5%
1 of 8 listings · short sale 1
Distress share trend - 12.5% now (2026-08-12 → 2026-10-28)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Just listed in Citrus Highlands

The newest homes for sale in Citrus Highlands right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Citrus Highlands Ph I Sub Right Now (4)

All 4 active and pending Citrus Highlands Ph I Sub listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

What it really costs to own in Citrus Highlands

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $86/month across 10 MLS listings (most billed quarterly; 2026-11-07). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Lake County is $1,756/yr (3,500 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 9 listing addresses checked against the FEMA flood map, 89% sit outside the high-risk zone and 11% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2005 across 9 listings. An original roof here would be about 21 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Citrus Highlands

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Citrus Highlands

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Citrus Highlands will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

What is the median home price in Citrus Highlands?
The median sale price in Citrus Highlands was $410K over the 12 months ending September 20, 2026 (7 closed sales, Stellar MLS).
How long do homes in Citrus Highlands take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 25 days on market (7 sales, Stellar MLS).
Is Citrus Highlands a buyer's or seller's market right now?
As of September 20, 2026, Citrus Highlands leans toward sellers: 1.7 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Citrus Highlands?
The Florida DOR 2025 assessment roll shows 135 homes in Citrus Highlands (public records).
What share of Citrus Highlands is owner-occupied?
67% of Citrus Highlands parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Citrus Highlands built?
Homes in Citrus Highlands were built between 1972 and 2015, with a median year built of 2005 (FL DOR 2025 roll).
Who is the best real estate agent for Citrus Highlands?
The best agent for Citrus Highlands is one who actively works Clermont and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Citrus Highlands.
How do I find a top Clermont real estate agent who knows Citrus Highlands?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Citrus Highlands and the wider Clermont area.
Can Momentum Realty connect me with an agent for Citrus Highlands?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Citrus Highlands purchase or sale - no call center and no pressure.
Where is Citrus Highlands, and what county is it in?
Citrus Highlands is in Clermont, Lake County, FL, ZIP 34714. The community's center is about 11 miles south of the center of Clermont (straight-line).
Buying to hold in a stable, deed-restricted community where turnover is lowExcellent fit
Buyers who value association-owned amenities and a golf-cart-friendly layoutExcellent fit
Buyers prepared to act decisively when a home matching their criteria listsExcellent fit
Shopping for a large field of options to compare side by sideProbably not
Buyers who want to avoid HOA rules and deed restrictionsProbably not
Expecting significant room to negotiate in a seller-leaning marketProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: November 4, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 34714))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2010 (49 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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