CLOVERPLACE CONDO
Homes for Sale in PALM HARBOR, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Cloverplace is a mid-1980s condo community in Palm Harbor, and price here is driven far more by condition and interior updates than by square footage. With a median around $252,500 and a median unit near 950 square feet, you're paying roughly $276 per foot — which tells you the renovation status of the specific unit matters more than the address.
The market posture is soft. A market heat score of 23 and a median of 49 days on market — call it just over seven weeks — point to a buyer who has time to negotiate and a seller who needs to price honestly on day one. Year-over-year values are up about 1.4%, essentially flat, so nobody should expect the market to rescue an aggressive list price.
CLOVERPLACE CONDO right now
🟡 Still climbing. The trailing-12-month median ($252K) is up 1.0% from the prior 12 months ($250K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (6 and 7 sales in the two windows).
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Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
CLOVERPLACE CONDO market snapshot (as of August 2, 2026): the median sale price is about $252K ($276 per sq ft over the trailing 12 months of closed sales), and a median 49 days on market for closed sales. The trailing-12-month median is up 1% from the prior 12 months, computed from record-level Stellar MLS closed sales (6 closings in the current window).
CLOVERPLACE CONDO is a community of 235 homes in PALM HARBOR, Pinellas County, built between 1983 and 1986 (median 1984), with a median living area of about 950 square feet. 53% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cloverplace is a compact, established condo community of 235 units built between 1983 and 1986, where a little over half the units are owner-occupied under homestead. It reads as a mature, small-footprint community rather than a new-construction play.
Who CLOVERPLACE CONDO is best for.
Best for
- Buyers seeking a right-sized primary residence around the mid-$250s who value efficiency over square footage
- Value-focused buyers willing to negotiate patiently in a slow market
- Buyers who will do real diligence on the condo association and reserves
Probably not for
- Buyers who need more than roughly 950 square feet of living space
- Buyers counting on rapid appreciation or a fast flip
- Buyers wanting new construction or contemporary floor plans
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($252K) IS the median in the snapshot above, and the move from 2025 ($250K) IS the +1.0% one-year change.
Windows contain 0 to 12 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
22% of homes for sale in ZIP 34684 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
The CLOVERPLACE CONDO buying strategy.
If we were buying in CLOVERPLACE CONDO today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CLOVERPLACE CONDO.
A condition-driven condo market
The units here are tightly clustered in age — built across a three-year window in the mid-1980s — so the physical bones are similar across the community. That consistency means the spread you'll see in pricing comes down to what's been done inside: kitchens, baths, flooring, and systems. Two units of the same size can justify very different numbers based on updates alone.
At a median near 950 square feet, these are efficient, right-sized homes, not sprawling floor plans. With homestead occupancy just above 50%, ownership is split between primary residents and non-owner-occupants, which is worth factoring into any association-related due diligence. Read the condo docs, reserves, and any assessment history closely before you commit.
The location and the amenities are priced into every listing in CLOVERPLACE CONDO. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in CLOVERPLACE CONDO buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.7). Basis: Recent Direction +1.0% year-over-year; Owner Commitment 53% owner-occupied; Pricing Power 93.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a condition-driven market this soft, the win is pricing and reading the unit correctly, not chasing comps blindly. We'll help buyers separate a genuinely updated unit from cosmetic staging, and help sellers price to the current 49-day reality instead of last year's optimism. We also know what to look for in the association paperwork before it costs you.
CLOVERPLACE CONDO in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a CLOVERPLACE CONDO buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CLOVERPLACE CONDO sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in CLOVERPLACE CONDO, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your CLOVERPLACE CONDO home worth?
Get a no-obligation home value based on real comparable sales in CLOVERPLACE CONDO, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in CLOVERPLACE CONDO on the map →
Frequently Asked Questions
What is the median home price in CLOVERPLACE CONDO?
How long do homes in CLOVERPLACE CONDO take to sell?
How many homes are in CLOVERPLACE CONDO?
What share of CLOVERPLACE CONDO is owner-occupied?
When were the homes in CLOVERPLACE CONDO built?
Do cash buyers compete in CLOVERPLACE CONDO?
Who is the best real estate agent for CLOVERPLACE CONDO?
How do I find a top PALM HARBOR real estate agent who knows CLOVERPLACE CONDO?
Can Momentum Realty connect me with an agent for CLOVERPLACE CONDO?
Should you buy in CLOVERPLACE CONDO?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 34684/34685)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2004 (88 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how CLOVERPLACE CONDO fits the bigger picture — live prices, inventory, and Momentum Scores:
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