Steeplechase
Homes for Sale in Palm Harbor, FL

Community in Palm Harbor · Pinellas County · ZIP 34684
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data1 years of closingsUpdated twice daily

As of September 2026, the MLS records 1 closed sale in Steeplechase Phase Ii in Palm Harbor, FL, the most recent in October 2025. Across Palm Harbor as a whole, 848 homes closed in the last 12 months at a median of $366,500, 47 median days on market, with 246 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,110 ($6,290 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Steeplechase Phase II in Palm Harbor is not showing enough active MLS detail right now to pin down a pricing pattern with any confidence. That is a data-availability issue as of this snapshot, not a statement about the community itself, and it means we are leaning on positioning and location rather than a current comparable set.

For a buyer or seller here today, the honest posture is patience paired with direct comparison to nearby Palm Harbor inventory rather than relying on a headline number for this specific phase. Pricing conversations in this pocket should be handled home by home, with recent closed activity pulled fresh at the time of inquiry.

Nearby homes for sale

No active listings inside Steeplechase Phase Ii right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

205 SOMERSET LANE
$240K · 0.2 mi away
2 bd · 2.5 ba · 1,150 sqft
205 SOMERSET LANE
Listed by SANCTUARY REAL ESTATE GROUP, LLC
3157 PHLOX DRIVE #3157
$195K · 0.2 mi away
3 bd · 2 ba · 950 sqft
3157 PHLOX DRIVE #3157
Listed by HIGHLIGHT REALTY CORP/LW
3174 PHLOX DRIVE
$250K · 0.2 mi away
2 bd · 2 ba · 860 sqft
3174 PHLOX DRIVE
Listed by RAGSDALE RESIDENTIAL REALTY
312 WINCHESTER WAY
$295K · 0.3 mi away
3 bd · 2.5 ba · 1,500 sqft
312 WINCHESTER WAY
Listed by JOHN R WOOD PROPERTIES
2816 RUSTIC OAKS DRIVE
$555K · 0.3 mi away
4 bd · 2 ba · 1,644 sqft
2816 RUSTIC OAKS DRIVE
Listed by LPT REALTY, LLC
3948 ORCHARD HILL CIRCLE
$575K · 0.3 mi away
3 bd · 2.5 ba · 2,026 sqft
3948 ORCHARD HILL CIRCLE
Listed by FINE PROPERTIES

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Steeplechase Phase II sits within Palm Harbor in Pinellas County; current MLS listings do not identify a defined amenity package for the community, so any amenities should be confirmed at the individual property level rather than assumed.

Stellar MLS sales records identify 68 homes in Steeplechase that have changed hands since 2004, built between 1984 and 1987 (median 1986), with a median living area of about 1,268 sq ft and a typical 2-bedroom, 2-bath layout; 96% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer focused on a specific address in Palm Harbor who is comfortable verifying details directly rather than relying on a community summary
  • A seller who wants a home-specific valuation built from current comparables rather than a generic community figure
  • A buyer who prioritizes the Pinellas County location itself over a defined amenity package

Probably not for

  • A buyer who wants a confirmed list of community amenities before writing an offer
  • A buyer or seller who wants to lean on a published median price for this specific phase
  • Anyone shopping purely by community-wide statistics rather than individual listing detail

The market around Steeplechase

Steeplechase is too small for its own price trend, so here is the market around it.

In ZIP 34684, 285 homes are on the market and 21% are under contract — a steady corner of Palm Harbor.

Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).

In ZIP 34684 (Palm Harbor), 621 homes closed in the last 12 months at a median of $350K ($256/sq ft), down 2.8% year over year, with a median 46 days on market. Right now 124 active and 33 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Steeplechase specifically. Momentum Research analysis of MLS records.

If we were buying in Steeplechase today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Steeplechase.

Best Buy
Buyers targeting a specific property in Steeplechase Phase II rather than shopping the community as a category.
Biggest Risk
Limited current MLS detail means pricing and amenities need to be verified property by property, not assumed.
Sweet Spot
A buyer or seller who wants a direct, home-specific comparison rather than a community-wide pricing story.
Avoid If
You are relying on published community amenities or a median price to make a decision without further verification.

A phase with limited current signal

When a community's MLS feed does not surface amenities or an active pricing pattern, it usually means one of two things: turnover is low, or the phase is small enough that inventory moves in and out without leaving much of a data trail. Either way, the right approach is to treat each listing here on its own terms rather than extrapolate from a community-wide figure that does not currently exist.

Buyers interested in this phase should ask directly about any HOA structure, shared amenities, and recent comparable sales, since none of that is available from the current snapshot. Sellers should expect a valuation conversation grounded in nearby Palm Harbor activity and the specific condition and features of the home, not a community median.

The location and the amenities are priced into every listing in Steeplechase. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a phase where the MLS snapshot itself is thin, the value we add is pulling the full comparable picture manually, checking HOA and amenity details property by property, and giving a straight answer on whether the current listing set actually supports the asking price, rather than repeating a generic community summary that does not fit the data available.

Steeplechase in 15 seconds.

Best forBuyers targeting a specific property in Steeplechase Phase II rather than shopping the community as a category.
Biggest advantageThe Palm Harbor location in Pinellas County itself, independent of any amenity package.
Biggest riskLimited current MLS detail means pricing and amenities need to be verified property by property, not assumed.
Sweet spotA buyer or seller who wants a direct, home-specific comparison rather than a community-wide pricing story.
Avoid ifYou are relying on published community amenities or a median price to make a decision without further verification.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Steeplechase sales matched to your home.

What is your Steeplechase home worth?

Get a no-obligation home value based on real comparable sales in Steeplechase, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palm Harbor →

Real comps, not an automated estimate.
A buyer focused on a specific address in Palm Harbor who is comfortable verifying details directly rather than relying on a community summaryExcellent fit
A seller who wants a home-specific valuation built from current comparables rather than a generic community figureExcellent fit
A buyer who prioritizes the Pinellas County location itself over a defined amenity packageExcellent fit
A buyer who wants a confirmed list of community amenities before writing an offerProbably not
A buyer or seller who wants to lean on a published median price for this specific phaseProbably not
Anyone shopping purely by community-wide statistics rather than individual listing detailProbably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2025 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Steeplechase. These are the public schools most often assigned to other communities in ZIP 34684; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Steeplechase

Where is Steeplechase?

Steeplechase is a community in Palm Harbor, Pinellas County, Florida, ZIP 34684.

Are there homes for sale in Steeplechase right now?

No active listings inside Steeplechase at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Steeplechase have an HOA or CDD?

No HOA is on record for Steeplechase in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Steeplechase with Momentum Realty’s local guides.

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Browse all neighborhood guides →

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