Coastal Key
Homes for Sale in Fort Myers, FL
All 1,348 homes for sale in Fort Myers, FL · median $239,900 · 644 homes for sale in 33908 · Lee County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Coastal Key in Fort Myers, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 9 recorded sales closed at a median of $490,000, $219 per square foot, a median 164 days on market, sellers accepting 86% of original asking (-19% versus the prior year). Homes listed or recently sold were built 2015–2018; 3 of 4 report an HOA (median $291/mo); 2 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $7,830 ($7,160 with the full homestead exemption).
Homes For Sale Right Now in Coastal Key
Live MLS inventory for Coastal Key. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Coastal Key listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Coastal Key right now
🔴 Off the recent peak. The trailing-12-month median ($490K) is down 19.3% from the prior 12 months ($608K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (9 and 10 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Coastal Key market snapshot (as of September 20, 2026): the median sale price is about $490K ($219 per sq ft over the trailing 12 months of closed sales), and a median 164 days on market for closed sales. The trailing-12-month median is down 19% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (9 closings in the current window).
In ZIP 33908 (Fort Myers), 1,459 homes closed in the last 12 months at a median of $345K ($201/sq ft), down 5.5% year over year, with a median 70 days on market. Right now 618 active and 124 pending listings — a soft market. See the live ZIP 33908 housing market and the Lee County market.
Florida Gulf Coast MLS sales records identify 7 homes in Coastal Key that have changed hands since 2018, built between 2015 and 2018 (median 2015), with a median living area of about 2,234 sq ft and a typical 3-bedroom, 2.5-bath layout. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
The setting & the homes.
Aerial and on-site photos of Coastal Key. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Coastal Key
Coastal Key
Coastal Key
Coastal KeyPhotos from Florida Gulf Coast MLS listings in Coastal Key; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($490K) IS the median in the snapshot above, and the move from 2025 ($608K) IS the -19.3% one-year change.
Windows contain 5 to 26 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lee County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lee County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
15% of homes for sale in ZIP 33908 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Coastal Key Market Scorecard
Coastal Key is currently a balanced market., a median asking price of $712,500, and homes go under contract in about 206 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Coastal Key on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Coastal Key buying strategy.
If we were buying in Coastal Key today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Coastal Key.
A closer look at the Coastal Key market
At a median of $219 per square foot, Coastal Key prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 19% year over year. Homes that do trade take a median 164 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Coastal Key. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in Coastal Key
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $7,543/yr across 8 listings here (MLS tax records, 2026-10-20). |
|---|---|
| HOA dues | Median $291/month across 3 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2016 across 8 listings. An original roof here is about 10 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,103/month (tax $629, HOA $291, insurance $183). An estimate from the sources above, not a quote.
Email me new listings in Coastal Key
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Coastal Key
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Coastal Key will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $291/month (about $3,496/yr) · median of 3 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $291 per month ($3,496 a year) — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Coastal Key buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Coastal Key sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Coastal Key, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Coastal Key home worth?
Get a no-obligation home value based on real comparable sales in Coastal Key, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Myers →
Recently off market in Coastal Key
Homes in Coastal Key that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 17805 Spanish Harbour Ct · off market
- 8572 Big Mangrove Dr · off market
Last 30 days in Coastal Key: 1 new listing (median asking $689,000), 1 under contract right now. As of October 20, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
| Location | Fort Myers, Lee County, FL · ZIP 33908 |
|---|---|
| Sale prices, last 12 months | $490,000 median across 9 closed sales · $219 per sq ft · -19.3% vs the prior 12 months |
| Days on market (closed sales) | 164 median |
| For sale right now | 2 active, 1 pending · median asking $712,500 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Coastal Key key facts,” movewithmomentum.com/neighborhoods/coastal-key, data as of September 20, 2026.
Just listed in Coastal Key
The newest homes for sale in Coastal Key right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 17839 Little Torch Key $689,000 · 3 bd · 3 ba · 2,234 sq ft · new today Courtesy of Coldwell Banker Realty
- 17755 Little Torch Ky $875,000 · 4 bd · 4 ba · 3,461 sq ft · 235 days on market Courtesy of John R. Wood Properties
- 8554 Big Mangrove Dr $540,000 · 3 bd · 3 ba · 2,234 sq ft · 263 days on market Courtesy of Local Real Estate LLC
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Coastal Key Right Now (4)
All 4 active and pending Coastal Key listings with a detail page, newest first, refreshed twice a day from the MLS.
- 17839 Little Torch Key · $689,000 · 3 bd / 3 ba · listed Sep 30, 2026 · listed by Coldwell Banker Realty
- 17780 Spanish Harbour Ct · $589,900 · 3 bd / 3 ba · pending · listed Sep 4, 2026 · listed by Palm Paradise Realty Group
- 17755 Little Torch Ky · $875,000 · 4 bd / 4 ba · listed Jul 22, 2026 · listed by John R. Wood Properties
- 8554 Big Mangrove Dr · $540,000 · 3 bd / 3 ba · listed Jul 22, 2026 · listed by Local Real Estate LLC
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Fort Myers guides & data
- Market data
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- Flood zones
- Home insurance cost
- New construction
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Frequently Asked Questions
What is the median home price in Coastal Key?
How long do homes in Coastal Key take to sell?
Who is the best real estate agent for Coastal Key?
How do I find a top Fort Myers real estate agent who knows Coastal Key?
Can Momentum Realty connect me with an agent for Coastal Key?
Where is Coastal Key, and what county is it in?
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (139 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Coastal Key fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Coastal Key
- Home values · What homes in Coastal Key actually sell for
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