COTTAGE HILL SUB in ORLANDO

COTTAGE HILL SUB
Homes for Sale in ORLANDO, FL

Community in ORLANDO · Orange County · ZIP 32805
111 homesBuilt 1922–2024
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Built fromLive Stellar MLS data4 years of closingsFL DOR public recordsUpdated twice daily
Live · COTTAGE HILL SUB Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Orange: 26% (2,054 of 7,927)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
32%
Owner-occupied · COTTAGE HILL SUB
39 of 120 parcels homesteaded (FL DOR 2025)
68%
Non-owner-occupied · COTTAGE HILL SUB
incl. 22% trust or LLC-held · 100% out-of-state
111
Homes in the community
plus 9 vacant residential lots · 120 residential parcels (FL DOR 2025)
Track record · 4 years of records
Est. 1922
Community established
homes built 1922-2024, median 1961 (FL DOR 2025)
0
Failed listings · 2025
peaked at 4 in 2022
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cottage Hill Sub's story is really a story about age and inventory. With a median year built of 1961 and a range stretching from 1922 up through 2024, this is a pocket where a handful of newer infill homes sit alongside a much older core. That spread matters more than any single price point — condition, systems, and prior renovation work will drive value swings from one listing to the next far more than location alone.

Right now there is only one active listing against twelve months of supply, which is why we call this market buyer-leaning: thin activity, slow absorption, and a seller who needs to price and present carefully rather than assume quick turnover. For a buyer, that posture means time to evaluate a home properly. For a seller, it means the listing has to work harder — condition and pricing discipline matter more than momentum.

COTTAGE HILL SUB Housing Pulse · Momentum Research · as of August 2, 2026

COTTAGE HILL SUB right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Cottage Hill Sub is a small, established Orlando pocket of 111 homes where the housing stock spans over a century of construction, and current market activity is thin enough that each listing carries outsized weight in reading the neighborhood.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer prepared to research the construction era and renovation history of an individual home rather than relying on neighborhood averages
  • A buyer comfortable in a slower-moving, buyer-leaning market who wants time to inspect before deciding
  • A buyer targeting a smaller-footprint home near the median living area of 1244 square feet

Probably not for

  • A buyer who wants a large selection of active listings to compare in real time
  • A buyer seeking a single, consistent construction era rather than a wide year-built spread
  • A buyer expecting fast resale turnover in a market currently sitting at twelve months of supply

The market around COTTAGE HILL SUB

COTTAGE HILL SUB is a small community — 14 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

In ZIP 32805, 110 homes are on the market and 20% are under contract — a steady corner of ORLANDO.

Across Orange County, 5,873 homes are active and 2,054 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not COTTAGE HILL SUB specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in COTTAGE HILL SUB, ORLANDO

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-08-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in COTTAGE HILL SUB

Live MLS inventory for COTTAGE HILL SUB. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending COTTAGE HILL SUB listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2026. Tap any home to ask about it.

If we were buying in COTTAGE HILL SUB today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in COTTAGE HILL SUB.

Best Buy
Buyers comfortable evaluating a wide range of construction eras within one small community.
Biggest Risk
With only one active listing, there is very little current inventory to compare against.
Sweet Spot
Buyers targeting a modestly scaled home, given the median living area near 1244 square feet, who are prepared to weigh condition and age carefully.
Avoid If
Avoid if you need multiple comparable listings on hand to shop and compare before committing.

An Older Core With Scattered Newer Builds

The year-built range here — 1922 to 2024 — tells you this isn't a tract subdivision with a single construction era. A median year built of 1961 puts the typical home well into its decades, meaning original systems, additions, and renovation history vary widely from lot to lot. Median living area sits at 1244 square feet, which points to a community of modestly scaled homes rather than large-footprint construction, though individual homes can and do vary given the build-year spread.

With homestead exemption on file for about 32.5% of homes, a meaningful share of the housing stock is owner-occupied under Florida's homestead rules, while the remainder is likely a mix of investment, seasonal, or non-homesteaded ownership. Combined with just one active listing against twelve months of supply, this is a community where inventory turns over slowly and each new listing should be evaluated on its own condition and history rather than compared loosely to a market average.

The location and the amenities are priced into every listing in COTTAGE HILL SUB. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a pocket this small, with inventory this thin, generic market data doesn't tell you much — you need someone who will physically walk a 1920s-era home next to a 2020s build and tell you honestly what you're paying for in each. We pull permit history, renovation records, and comparable condition data before we let a client make a decision here, because in Cottage Hill Sub the age spread is the whole ballgame.

COTTAGE HILL SUB in 15 seconds.

Best forBuyers comfortable evaluating a wide range of construction eras within one small community.
Biggest advantageA buyer-leaning market with twelve months of supply gives buyers real time to inspect and negotiate.
Biggest riskWith only one active listing, there is very little current inventory to compare against.
Sweet spotBuyers targeting a modestly scaled home, given the median living area near 1244 square feet, who are prepared to weigh condition and age carefully.
Avoid ifAvoid if you need multiple comparable listings on hand to shop and compare before committing.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed COTTAGE HILL SUB sales matched to your home.

What is your COTTAGE HILL SUB home worth?

Get a no-obligation home value based on real comparable sales in COTTAGE HILL SUB, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in COTTAGE HILL SUB on the map →

Real comps, not an automated estimate.

COTTAGE HILL SUB Market Scorecard

Strong buyer's market

COTTAGE HILL SUB is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $224,900, and homes go under contract in about 213 days.

12.0
Months supply
$224,900
Median list
$249,900
Median sold
$260
Per sqft
213
Days on mkt
1/0/1
Active/Pend/Sold

Go deeper: county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is COTTAGE HILL SUB a buyer's or seller's market right now?
As of August 2, 2026, COTTAGE HILL SUB leans toward buyers: 12.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in COTTAGE HILL SUB?
The Florida DOR 2025 assessment roll shows 111 homes plus 9 vacant residential lots in COTTAGE HILL SUB (public records).
What share of COTTAGE HILL SUB is owner-occupied?
32% of COTTAGE HILL SUB parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in COTTAGE HILL SUB built?
Homes in COTTAGE HILL SUB were built between 1922 and 2024, with a median year built of 1961 (FL DOR 2025 roll).
Who is the best real estate agent for COTTAGE HILL SUB?
The best agent for COTTAGE HILL SUB is one who actively works ORLANDO and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for COTTAGE HILL SUB.
How do I find a top ORLANDO real estate agent who knows COTTAGE HILL SUB?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows COTTAGE HILL SUB and the wider ORLANDO area.
Can Momentum Realty connect me with an agent for COTTAGE HILL SUB?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your COTTAGE HILL SUB purchase or sale - no call center and no pressure.
A buyer prepared to research the construction era and renovation history of an individual home rather than relying on neighborhood averagesExcellent fit
A buyer comfortable in a slower-moving, buyer-leaning market who wants time to inspect before decidingExcellent fit
A buyer targeting a smaller-footprint home near the median living area of 1244 square feetExcellent fit
A buyer who wants a large selection of active listings to compare in real timeProbably not
A buyer seeking a single, consistent construction era rather than a wide year-built spreadProbably not
A buyer expecting fast resale turnover in a market currently sitting at twelve months of supplyProbably not

Nearby Communities

Explore more neighborhoods near COTTAGE HILL SUB with Momentum Realty’s local guides.

Merrymount Orlando0.1 mi awayWSWagner Sub Orlando0.3 mi awayJBJ B Magruders Sub Orlando0.3 mi awayHaralson Sub Orlando0.4 mi awayLake Sunset Shores Orlando0.4 mi awayLake Mann Estates Orlando0.5 mi awaySLSunset Lake Sub Orlando0.6 mi awayDollins L J Sunset Park Orlando0.7 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32805))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2022 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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