Cottages at Crestview
Homes for Sale in Crestview, FL
All 380 homes for sale in Crestview, FL · median $325,450 · 239 homes for sale in 32539 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-11-09, 3 recorded sales closed at a median of $213,990, a median 131 days on market, sellers accepting 90% of original asking. Homes listed or recently sold were built 2026–2026 with 3 new construction; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 240 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $2,760 ($2,250 with the full homestead exemption).
Last 30 days in Cottages at Crestview: 2 closed sales (median $211,990). As of November 11, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
With only 3 active listings in Cottages at Crestview, this is a thin, condition-driven market. Price here is set less by any community premium and more by the specifics of each individual home — its updates, layout, and condition — because there simply aren't enough comparable actives to establish a broad range.
For a buyer, the small count means you evaluate each listing on its own merits rather than shopping a deep menu; when the right one appears, hesitation costs you. For a seller, low inventory can work in your favor, but with so few points of comparison, pricing and presentation carry the whole conversation.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Cottages at Crestview right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cottages at Crestview market snapshot (as of November 9, 2026): the median sale price is about $214K, and a median 131 days on market for closed sales.
In ZIP 32539 (Crestview), 99 homes closed in the last 12 months at a median of $311K, up 49.4% year over year, with a median 71 days on market. Right now 74 active and 28 pending listings. See the live ZIP 32539 housing market and the Okaloosa County market.
Cottages at Crestview is a community of 18 homes in Crestview, Okaloosa County, built between 1948 and 2019 (median 1966.5), with a median living area of about 1,198 square feet. 36% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cottages at Crestview is a small pocket in Crestview, Okaloosa County, with just 3 homes currently on the market and no shared amenities identified from the current MLS listings. It is a place to buy for the home itself, not for a resort-style community package.
The setting & the homes.
Aerial and on-site photos of Cottages at Crestview. Swipe to explore the community.
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Cottages at Crestview
Cottages at Crestview
Cottages at CrestviewPhotos from Emerald Coast MLS listings in Cottages at Crestview; content deemed reliable but not guaranteed.
Who Cottages at Crestview is best for.
Best for
- Buyers set on Crestview who are ready to act quickly on a scarce listing
- Value-minded buyers who would rather not pay for shared amenities they won't use
- Buyers comfortable underwriting a home on its own condition rather than a wide comp set
Probably not for
- Buyers who want a broad menu of homes to compare before deciding
- Buyers seeking a community with a pool, clubhouse, or other shared amenities
- Buyers who need extensive recent comparable sales to feel confident on price
Cottages at Crestview on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
The Cottages at Crestview buying strategy.
If we were buying in Cottages at Crestview today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cottages at Crestview.
A thin market you read one listing at a time
Three active listings is not a lot to work with, and it changes how you should approach the community. Rather than triangulating a fair price from a stack of similar sales, you weigh each home against its own condition and finishes. That makes property-level diligence — inspections, updates, and layout — the real driver of value.
No community amenities show up in the current listings, so the value proposition is the house and its location in Crestview, not pools, clubhouses, or shared spaces. That can be a plus for a buyer who doesn't want to pay for amenities they won't use, and it keeps the focus on the structure itself.
The location and the amenities are priced into every listing in Cottages at Crestview. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the difference between overpaying and buying well comes down to reading the individual home correctly. We work the condition, the comparable sales beyond this handful of actives, and the pricing story so you aren't guessing — whether you're the one buyer chasing a scarce listing or the seller who needs to price without much local cover.
Cottages at Crestview in 15 seconds.
Tools for a Cottages at Crestview buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cottages at Crestview sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cottages at Crestview, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cottages at Crestview home worth?
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Recently off market in Cottages at Crestview
Homes in Cottages at Crestview that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 171 Mcarthur Street · off market
- 175 Mcarthur Street · off market
- 179 Mcarthur Street · off market
| Location | Crestview, Okaloosa County, FL · ZIP 32539 |
|---|---|
| Homes in the community | 18 (FL DOR 2025 assessment roll) |
| Years built | 1948–2019 (median 1966.5) |
| Typical living area | 1,198 sq ft (median) |
| Sale prices, last 12 months | $213,990 median across 3 closed sales |
| Days on market (closed sales) | 131 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 36% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cottages at Crestview key facts,” movewithmomentum.com/neighborhoods/cottages-at-crestview, data as of November 9, 2026.
Housing distress & ownership in Cottages at Crestview, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Recently sold in Cottages At Crestview
- 179 Mcarthur Street · sold $209,990
- 175 Mcarthur Street · sold $213,990
- 171 Mcarthur Street · sold $232,990
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Crestview home searches
- All homes for sale in Crestview, FL
- Homes for sale in Okaloosa County, FL
- Crestview pool homes for sale
- Crestview home values: what is my house worth?
- ZIP 32539 housing scorecard
Crestview guides & data
- Market data
- Best neighborhoods (ranked by data)
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Frequently Asked Questions
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An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 10, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending November 9, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32539)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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