Smith S/D
Homes for Sale in Crestview, FL
All 423 homes for sale in Crestview, FL · median $329,000 · 264 homes for sale in 32539 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Smith S/D in Crestview, FL has 1 home for sale. As of September 2026, the MLS records 7 closed sales in Smith S/D in Crestview, FL since 2006, the most recent in January 2025. Across Crestview as a whole, 571 homes closed in the last 12 months at a median of $321,973, 71 median days on market, with 184 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,150 ($3,640 with the full homestead exemption).
| Location | Crestview, Okaloosa County, FL · ZIP 32539 |
|---|---|
| Homes in the community | 16 (FL DOR 2025 assessment roll) |
| Years built | 1961–2008 (median 1964.0) |
| Typical living area | 1,376 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $199,900 |
| Owner-occupied (homestead) share | 33% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SMITH S/D key facts,” movewithmomentum.com/neighborhoods/smith-s-d, data as of September 20, 2026.
SMITH S/D in Crestview is a thin-inventory pocket: as of July 2026 there is a single active listing. With one home on the market, there's no real spread to read, and price here will be set almost entirely by that specific property's condition, lot, and how it's presented rather than by any broad community trend.
For a buyer, that means the decision is about one house, not a menu — you either want that home or you wait. For a seller, the flip side is leverage: with no competing listings inside the subdivision, the comparison set widens to the surrounding Crestview market, so pricing to condition and nearby comps matters more than to anything internal to SMITH S/D.
The 60-Second Overview
SMITH S/D is a small Crestview subdivision in Okaloosa County with just one home currently listed and no community amenities identified in the current MLS data. It reads as a low-volume, house-by-house market rather than a large planned community.
Emerald Coast MLS sales records identify 6 homes in SMITH S/D that have changed hands since 2006, built between 1962 and 2004 (median 1964), with a median living area of about 1,776 sq ft and a typical 3-bedroom, 2-bath layout; 83% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Smith S/D is best for.
Best for
- Buyers targeting a particular Crestview home and comfortable acting on limited inventory
- Sellers who want to list into a subdivision with no internal competition
- Buyers who value location within Okaloosa County over a formal amenity package
Probably not for
- Buyers who want several homes to tour and compare side by side
- Anyone requiring community amenities like a pool or clubhouse
- Buyers who need flexibility and a backup option if one listing falls through
The market around Smith S/D
Smith S/D is too small for its own price trend, so here is the market around it.
In ZIP 32539, 360 homes are on the market and 24% are under contract — a steady corner of Crestview.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32539 (Crestview), 527 homes closed in the last 12 months at a median of $323K, up 5.8% year over year, with a median 67 days on market. Right now 140 active and 52 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32539 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Smith S/D specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in SMITH S/D, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Smith S/D
Live MLS inventory for Smith S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Smith S/D listings as of 2026-09-30, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Smith S D Right Now (1)
All 1 active and pending Smith S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 165 Smith Street · $194,900 · 3 bd / 1 ba · listed Jul 1, 2026 · listed by Innerscope Realty LLC
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Northwood · Elementary
- Davidson · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Smith S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Smith S/D address.
Shop the zone: Homes zoned for Crestview High School
The Smith S/D buying strategy.
If we were buying in Smith S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Smith S/D.
A one-listing market
With a single active listing, SMITH S/D doesn't behave like a subdivision you can analyze on averages. There's no inventory depth, no visible price band, and no amenity package pulling value up or down — the current MLS record shows no shared amenities here. Whatever the community offers is a function of location within Crestview and the individual property itself.
That makes homework local rather than statistical. Instead of leaning on community-wide numbers, a buyer or seller should study the specific home's condition, lot, and how it stacks against comparable Crestview properties nearby. Expect the value conversation to be driven by the house in front of you, not by a trend line.
The location and the amenities are priced into every listing in Smith S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision with one listing, generic market data won't tell you much — the answer lives in the specific property and in comparable Crestview homes just outside SMITH S/D. We do that ground-level comp work, walk the actual house with you, and tell you plainly whether the single available option fits your goals or whether you're better served waiting or looking elsewhere in Okaloosa County.
Smith S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Smith S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Smith S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Smith S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Smith S/D home worth?
Get a no-obligation home value based on real comparable sales in Smith S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
25% of homes for sale in ZIP 32539 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).
Frequently Asked Questions
How many homes are in Smith S/D?
What share of Smith S/D is owner-occupied?
When were the homes in Smith S/D built?
Who is the best real estate agent for Smith S/D?
How do I find a top Crestview real estate agent who knows Smith S/D?
Can Momentum Realty connect me with an agent for Smith S/D?
Where is Smith S/D, and what county is it in?
Should you buy in Smith S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32539)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2006 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how SMITH S/D fits the bigger picture — live prices, inventory, and Momentum Scores:
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