Country Club Estates
Homes for Sale in Fort Walton Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Country Club Estates in Fort Walton Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $417,450, a median 30 days on market, sellers accepting 100% of original asking. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,380 ($4,870 with the full homestead exemption).
Price here is driven by condition and square footage, not by a uniform product. With a median living area near 2,493 sqft and a build range spanning 1930 to 2024, you are looking at a mix of original mid-century homes, updated rehabs, and the occasional new build sharing the same streets. That spread means the median of $417,450 tells you less than usual — two homes at similar prices can be worlds apart in finish and mechanicals.
The market posture is thin and steady. One active listing against a median of just over 30 days on market signals homes that are priced right move without much drama, but there is very little to choose from at any given moment. For sellers, that scarcity is leverage. For buyers, it means patience and readiness to act when the right condition and layout surface.
The 60-Second Overview
Country Club Estates market snapshot (as of September 12, 2026): the median sale price is about $417K, and a median 31 days on market for closed sales.
Country Club Estates is an established, low-turnover pocket of Fort Walton Beach with a median build year of 1973 and a wide age range of homes. With roughly 76% of homes homesteaded, this reads as an owner-occupied, hold-long neighborhood rather than a churn-and-flip market.
Who Country Club Estates is best for.
Best for
- Long-hold owners who value an established, low-turnover street over new construction
- Buyers with a renovation budget and patience to wait for the right layout and condition
- Those wanting more living space, given the median footprint near 2,493 sqft
Probably not for
- Buyers who need amenity-driven living such as a clubhouse or shared facilities
- Anyone requiring a fast purchase from a deep pool of available listings
- Buyers who want uniform, move-in-ready product without inspection surprises
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($417K) IS the median in the snapshot above.
Windows contain 1 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
COUNTRY CLUB ESTATES Market Scorecard
COUNTRY CLUB ESTATES is currently a thin data market. Limited supply, a median asking price of $619,000, and homes go under contract in about 51 days.
Typical home value in the 32547 ZIP is $316,555, about 6.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in COUNTRY CLUB ESTATES, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Country Club Estates
Live MLS inventory for Country Club Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Country Club Estates listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Kenwood · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Country Club Estates listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Country Club Estates address.
The Country Club Estates buying strategy.
If we were buying in Country Club Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Country Club Estates.
An established street grid with an uneven housing stock
The story of this community is age and variety. A build range from 1930 to 2024 around a 1973 median means the housing stock was largely set decades ago, then infilled and renovated over time. Larger footprints — the median sits near 2,493 sqft — are common, but the value gap between a home carrying original systems and one that has been fully reworked can be significant. Inspection discipline matters more here than in a tract of same-year homes.
Turnover is low. A homestead share around 76% points to owners who stay, which keeps inventory tight and listings scarce. No community amenities were identified from current MLS listings, so buy the house and the location on their own merits, not for a clubhouse or shared facilities. Since 2012, values in this area have moved up about 120%, a reflection of the broader Emerald Coast run rather than any single feature of the street.
The location and the amenities are priced into every listing in Country Club Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin and this varied by condition, the median alone can mislead you. We help buyers separate a $417,450 home with tired systems from one that has already been reworked, and we help sellers position a specific home against a scarce, condition-driven comp set rather than a single headline number.
Country Club Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Country Club Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Country Club Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Country Club Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Country Club Estates home worth?
Get a no-obligation home value based on real comparable sales in Country Club Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Country Club Estates on the map →
Frequently Asked Questions
What is the median home price in Country Club Estates?
How long do homes in Country Club Estates take to sell?
Who is the best real estate agent for Country Club Estates?
How do I find a top Fort Walton Beach real estate agent who knows Country Club Estates?
Can Momentum Realty connect me with an agent for Country Club Estates?
Should you buy in Country Club Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Country Club Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 1994 (86 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how COUNTRY CLUB ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores: