Cove Cay Vlg Iii Condo
Homes for Sale in Clearwater, FL

Community in Clearwater · Pinellas County
32 homesBuilt 1980–1991
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Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Cove Cay Vlg Iii Condo Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
34%
Owner-occupied · Cove Cay Vlg Iii Condo
11 of 32 parcels homesteaded (FL DOR 2025)
66%
Non-owner-occupied · Cove Cay Vlg Iii Condo
incl. 3% trust or LLC-held · 41% out-of-state
32
Homes in the community
32 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1980
Community established
homes built 1980-1991, median 1985 (FL DOR 2025)
0
Failed listings · 2025
peaked at 8 in 2012
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cove Cay Vlg III Condo is a small, contained pool of 32 homes built between 1980 and 1991, with a median build year of 1985. Unit size is compact, with a median living area around 1,070 square feet, so pricing here is driven mostly by floor plan, updates, and condition rather than square footage or lot factors, since none of that varies much unit to unit.

About a third of the units, roughly 34%, are owner-occupied under homestead exemption, which points to a mixed base of full-time residents and non-homestead owners, likely a combination of investment holds and part-time use. That split matters for buyers: it shapes how deals close, how association reserves get funded, and how competitive individual units feel when they list.

Best for

  • A buyer seeking a modest-footprint condo unit, around 1,070 square feet, in an established 1980s-era Clearwater building
  • A buyer comfortable doing direct diligence on association financials and amenities rather than relying on listing summaries
  • An owner planning part-time or non-homestead use in a building where that ownership pattern is already common

Probably not for

  • A buyer who wants documented, amenity-rich condo living confirmed up front
  • A buyer who wants a large pool of recent comparable sales to benchmark price against
  • A buyer seeking new or heavily renovated construction rather than a 1980s-built unit

The market around Cove Cay Vlg Iii Condo

Cove Cay Vlg Iii Condo is a small community — 15 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).

Homes here are condominium.

ZIP and county figures describe the wider market, not Cove Cay Vlg Iii Condo specifically. Momentum Research analysis of MLS records.

If we were buying in Cove Cay Vlg Iii Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove Cay Vlg Iii Condo.

Best Buy
Buyers looking for a compact, lower-maintenance condo unit in an established Clearwater building rather than a resort-style amenity package.
Biggest Risk
Small inventory and undocumented amenities mean you must verify association details and unit condition directly rather than assume.
Sweet Spot
A unit that has been updated and is priced against the realistic pool of just 32 comparable homes.
Avoid If
You want confirmed on-site amenities or a large pool of recent comparable sales to lean on before pricing.

A tight, aging inventory pool

With only 32 homes total, this is not a community where you will find frequent turnover or a deep bench of comparable listings at any given moment. Buyers and sellers both need to treat each listing individually rather than leaning on a broad recent-sales pattern, because the sample size simply is not there. The building stock spans just over a decade of construction, 1980 to 1991, which means most units share a similar structural era but individual condition, renovation history, and mechanical updates will vary considerably.

Current MLS listings do not document community amenities for this association, so we are not able to speak to shared facilities, pool access, or common-area upkeep from the data on hand. Anyone evaluating a unit here should confirm amenity status and association details directly rather than assuming based on comparable Clearwater condo communities.

The location and the amenities are priced into every listing in Cove Cay Vlg Iii Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 32-unit association with limited listing volume and unverified amenity data, the details that do not show up in a search portal, association financials, homestead mix, unit-specific condition, matter more than usual. We dig into those specifics before you write an offer or set a list price, rather than relying on a generic community summary.

Cove Cay Vlg Iii Condo in 15 seconds.

Best forBuyers looking for a compact, lower-maintenance condo unit in an established Clearwater building rather than a resort-style amenity package.
Biggest advantageThe building stock is consistent in age, which narrows what you are really comparing to condition and updates.
Biggest riskSmall inventory and undocumented amenities mean you must verify association details and unit condition directly rather than assume.
Sweet spotA unit that has been updated and is priced against the realistic pool of just 32 comparable homes.
Avoid ifYou want confirmed on-site amenities or a large pool of recent comparable sales to lean on before pricing.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove Cay Vlg Iii Condo sales matched to your home.

What is your Cove Cay Vlg Iii Condo home worth?

Get a no-obligation home value based on real comparable sales in Cove Cay Vlg Iii Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Cove Cay Vlg Iii Condo?
The Florida DOR 2025 assessment roll shows 32 homes in Cove Cay Vlg Iii Condo (public records).
What share of Cove Cay Vlg Iii Condo is owner-occupied?
34% of Cove Cay Vlg Iii Condo parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cove Cay Vlg Iii Condo built?
Homes in Cove Cay Vlg Iii Condo were built between 1980 and 1991, with a median year built of 1985.0 (FL DOR 2025 roll).
Who is the best real estate agent for Cove Cay Vlg Iii Condo?
The best agent for Cove Cay Vlg Iii Condo is one who actively works Clearwater and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cove Cay Vlg Iii Condo.
How do I find a top Clearwater real estate agent who knows Cove Cay Vlg Iii Condo?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cove Cay Vlg Iii Condo and the wider Clearwater area.
Can Momentum Realty connect me with an agent for Cove Cay Vlg Iii Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cove Cay Vlg Iii Condo purchase or sale - no call center and no pressure.
A buyer seeking a modest-footprint condo unit, around 1,070 square feet, in an established 1980s-era Clearwater buildingExcellent fit
A buyer comfortable doing direct diligence on association financials and amenities rather than relying on listing summariesExcellent fit
An owner planning part-time or non-homestead use in a building where that ownership pattern is already commonExcellent fit
A buyer who wants documented, amenity-rich condo living confirmed up frontProbably not
A buyer who wants a large pool of recent comparable sales to benchmark price againstProbably not
A buyer seeking new or heavily renovated construction rather than a 1980s-built unitProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 33760))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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