Cross Timbers
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of ROUND TABLE REALTY · via realMLS
Cross Timbers sits in Duval County with 232 total homes, but the resale pipeline right now is about as thin as it gets: a single active listing and zero closings in the current window. That is not a market signal so much as an absence of one — with this little turnover, there is no fresh comparable data to anchor a price conversation, and a seller cannot point to "what the market is doing" because there is barely a market moving.
For a buyer, that scarcity cuts both ways. One listing means little to compare against and little leverage to negotiate from; for a seller, it means whoever lists next effectively sets the tone with no recent closings to argue against. Anyone active here right now needs a broker watching for new inventory the moment it appears, not scrolling stale listings.
The setting & the homes.
Aerial and on-site photos of Cross Timbers. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Cross Timbers
Cross Timbers
Cross Timbers
Cross TimbersPhotos from realMLS listings in Cross Timbers; content deemed reliable but not guaranteed.
Who Cross Timbers is best for.
Best for
- Buyers who want an established, built-out home from the 1985-1998 era rather than new construction.
- Buyers comfortable moving quickly and without a deep pool of comparable listings to negotiate against.
- Buyers prioritizing a mid-size floor plan over amenity-heavy communities.
Probably not for
- Buyers who need current listing inventory or several closed comparables to guide an offer strategy.
- Buyers who want a community with built-in amenities like a pool, clubhouse, or planned social spaces.
- Strategies built around high turnover or rental churn — the homestead share here points the other way.
The market around Cross Timbers
Cross Timbers is a small community — 17 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 32244, 215 homes are on the market and 35% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).
The housing mix here is 98% single family residence, 2% ranch.
ZIP and county figures describe the wider market, not Cross Timbers specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Cross Timbers
Live MLS inventory for Cross Timbers. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cross Timbers listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Westside High School (Duval County Public Schools, verify by address)FLDOE grade I · High
- Charger Academy at Westside Middle School (Duval County Public Schools, verify by address) · Middle
- Chimney Lakes Elementary School (Duval County Public Schools, verify by address)FLDOE grade A · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cross Timbers address.
The Cross Timbers buying strategy.
If we were buying in Cross Timbers today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cross Timbers.
A quiet, established pocket with almost nothing on the market
The 232 homes in Cross Timbers were built across a fairly tight window, 1985 through 1998, with a median year built of 1986 — this is an established, built-out community rather than one still adding new construction. Median living space runs 1,960.5 square feet, putting most homes here at a comparable, mid-size footprint rather than starter-small or sprawling.
Homestead exemption filings cover 72.4% of homes in Cross Timbers, meaning most owners have their homestead exemption on file here — a strong indicator of primary-residence ownership rather than heavy investor or seasonal turnover. No community amenities are identified from current MLS listings, so buyers should not assume a pool, clubhouse, or similar shared facility and should verify directly.
The location and the amenities are priced into every listing in Cross Timbers. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With just one active listing and zero closings in the current window, there is no public data trail to read — Momentum tracks this pocket of Duval County directly, watching for new listings and off-market activity the moment they surface rather than relying on a comps sheet that does not exist right now.
Cross Timbers in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cross Timbers buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cross Timbers sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cross Timbers, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cross Timbers home worth?
Get a no-obligation home value based on real comparable sales in Cross Timbers, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cross Timbers on the map →
36% of homes for sale in ZIP 32244 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Cross Timbers?
What share of Cross Timbers is owner-occupied?
When were the homes in Cross Timbers built?
Do cash buyers compete in Cross Timbers?
What schools serve Cross Timbers?
Who is the best real estate agent for Cross Timbers?
How do I find a top Jacksonville real estate agent who knows Cross Timbers?
Can Momentum Realty connect me with an agent for Cross Timbers?
Should you buy in Cross Timbers?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Cross Timbers with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32244)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2002 (50 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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