Spencer Trace
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 212 homes for sale in 32244 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of JASON MITCHELL REAL ESTATE FLORIDA, LLC. · via realMLS
As of October 2026, the MLS records 14 closed sales in Spencer Trace in Jacksonville, FL since 2002, the most recent in March 2026. Across Jacksonville as a whole, 7,604 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,427 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).

Spencer Trace is a compact, built-out community of 95 homes raised between 1986 and 1999, with the median home dating to 1987. That vintage matters more than anything else here: price is driven less by location and more by condition. A house that has had its systems, roof, kitchen, and baths updated will sell for a meaningful premium over one still wearing its original finishes, and the spread between the two can be wide.
For sellers, the read is simple — condition is your lever, so document what you have replaced and stage honestly. For buyers, this is a place where a careful inspection earns its keep; the difference between a turnkey home and a project is where the real negotiation lives. With no active price range to lean on, treat the median as your anchor and adjust from there based on what the specific house has and hasn't had done.
Nearby homes for sale
No active listings inside Spencer Trace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Spencer Trace is a small, fully established Jacksonville neighborhood in Duval County where homes cluster around 2,001 square feet — enough room to matter without stepping into estate territory. It is a settled community, not a new-construction play.
realMLS (Northeast Florida) sales records identify 8 homes in Spencer Trace that have changed hands since 2001, built between 1985 and 1988 (median 1987), with a median living area of about 1,770 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in Spencer Trace across 2024–2025 (3 in 2024, 4 in 2025), median $325,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Spencer Trace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Spencer Trace; content deemed reliable but not guaranteed.
Who Spencer Trace is best for.
Best for
- Buyers seeking around 2,000 square feet in an established Jacksonville setting
- Owner-occupants comfortable budgeting for updates on an older home
- Buyers who value a stable, mostly owner-held community over turnover
Probably not for
- Anyone set on new construction or contemporary floor plans
- Buyers who want a wide selection of price points and layouts
- Investors expecting a high concentration of rental-ready inventory
The market around Spencer Trace
Spencer Trace is too small for its own price trend, so here is the market around it.
In ZIP 32244, 316 homes are on the market and 31% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,968 homes are active and 1,568 pending (28% under contract).
In ZIP 32244 (Jacksonville), 864 homes closed in the last 12 months at a median of $272K ($170/sq ft), up 0.7% year over year, with a median 41 days on market. Right now 164 active and 85 pending listings put supply at about 6.0 months — a balanced market. See the live ZIP 32244 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Spencer Trace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Spencer Trace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Spencer Trace buying strategy.
If we were buying in Spencer Trace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spencer Trace.
A condition-driven resale market
The homestead share here sits at roughly 76%, which tells you most of these homes are owner-occupied rather than held as rentals. That tends to translate into a more stable, less churned street feel, and it means inventory moving through the market is often the product of a genuine life change rather than an investor flip.
With everything built in a roughly thirteen-year window and a median living area right at 2,001 square feet, floor plans and lot sizes don't vary wildly. That makes comparables relatively clean — the variable you're really pricing is how much updating a given home has received since the 1980s and 90s.
The location and the amenities are priced into every listing in Spencer Trace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this driven by condition, the value comes from reading the house, not the headline. We walk the systems and finishes with you, line up realistic comparables from a tight pool of similar-vintage homes, and price — or negotiate — off what has actually been updated rather than a round-number guess.
Spencer Trace in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $39/month (about $468/yr) · median of 19 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $39 per month ($468 a year) — the median AssociationFee across 19 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Spencer Trace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spencer Trace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Spencer Trace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Spencer Trace home worth?
Get a no-obligation home value based on real comparable sales in Spencer Trace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Spencer Trace
Homes in Spencer Trace that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 8473 Spencers Trace Drive · off market
Frequently Asked Questions
How many homes are in Spencer Trace?
What share of Spencer Trace is owner-occupied?
When were the homes in Spencer Trace built?
Who is the best real estate agent for Spencer Trace?
How do I find a top Jacksonville real estate agent who knows Spencer Trace?
Can Momentum Realty connect me with an agent for Spencer Trace?
Where is Spencer Trace, and what county is it in?
How far is Spencer Trace from downtown Jacksonville and the beach?
Should you buy in Spencer Trace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32244)) |
| Under-contract shares | realMLS records, as of 2026-09-30 |
| Historical depth | Closed-sale records back to 2002 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Spencer Trace fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Spencers Trace Drive (3 homes on record)
Nearby Communities
Explore more neighborhoods near Spencer Trace with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Spencer Trace. These are the public schools most often assigned to other communities in ZIP 32244; zones change and vary by address, so confirm with the district before you buy.
- Westside High School · High · FLDOE grade I (assigned to 53 nearby communities)
- Westside Middle School · 6-8 · FLDOE grade I (assigned to 27 nearby communities)
- Chimney Lakes Elementary School · Elementary · FLDOE grade A (assigned to 20 nearby communities)
- Sadie T. Tillis Elementary School · K-5 · FLDOE grade C (assigned to 13 nearby communities)
- Charger Academy · 6-8 (assigned to 5 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).









