Spencer Trace in Jacksonville

Spencer Trace
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32244
90 homesBuilt 1986–1999
Free · No obligation
Talk to a Spencer Trace Expert

True comps, carrying-cost math, and listings before the portals.

Photo courtesy of JASON MITCHELL REAL ESTATE FLORIDA, LLC. · via realMLS

Built fromLive realMLS data24 years of closingsFL DOR public recordsUpdated twice daily
Live · Spencer Trace Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
76%
Owner-occupied · Spencer Trace
68 of 90 parcels homesteaded (FL DOR 2025)
24%
Non-owner-occupied · Spencer Trace
incl. 11% trust or LLC-held · 11% out-of-state
90
Homes in the community
90 residential parcels (FL DOR 2025)
Track record · 24 years of records
7
Recorded sales · 2024-2025
median $325K · qualified sales on the county roll (FL DOR 2025)
1986–1999
Years homes were built
median 1987 · county roll (FL DOR 2025)
1.1%/yr
Turnover rate
about 1 of 90 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Spencer Trace is a compact, built-out community of 95 homes raised between 1986 and 1999, with the median home dating to 1987. That vintage matters more than anything else here: price is driven less by location and more by condition. A house that has had its systems, roof, kitchen, and baths updated will sell for a meaningful premium over one still wearing its original finishes, and the spread between the two can be wide.

For sellers, the read is simple — condition is your lever, so document what you have replaced and stage honestly. For buyers, this is a place where a careful inspection earns its keep; the difference between a turnkey home and a project is where the real negotiation lives. With no active price range to lean on, treat the median as your anchor and adjust from there based on what the specific house has and hasn't had done.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Spencer Trace is a small, fully established Jacksonville neighborhood in Duval County where homes cluster around 2,001 square feet — enough room to matter without stepping into estate territory. It is a settled community, not a new-construction play.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking around 2,000 square feet in an established Jacksonville setting
  • Owner-occupants comfortable budgeting for updates on an older home
  • Buyers who value a stable, mostly owner-held community over turnover

Probably not for

  • Anyone set on new construction or contemporary floor plans
  • Buyers who want a wide selection of price points and layouts
  • Investors expecting a high concentration of rental-ready inventory

The market around Spencer Trace

Spencer Trace is too small for its own price trend, so here is the market around it.

In ZIP 32244, 323 homes are on the market and 24% are under contract — a steady corner of Jacksonville.

Across Duval County, 4,391 homes are active and 1,538 pending (26% under contract).

ZIP and county figures describe the wider market, not Spencer Trace specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Spencer Trace, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
33.33%
1 of 3 listings · short sale 1
Distress share trend — 33.33% now (2026-09-04 → 2026-10-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Spencer Trace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spencer Trace.

Best Buy
Buyers who want an established Jacksonville neighborhood with room to grow into a home over time.
Biggest Risk
Homes are original-era unless updated, so deferred maintenance can hide behind cosmetics.
Sweet Spot
An updated 1980s–90s home near the community's ~2,001 sqft median.
Avoid If
You want new construction or a predictable, narrow price band.

A condition-driven resale market

The homestead share here sits at roughly 76%, which tells you most of these homes are owner-occupied rather than held as rentals. That tends to translate into a more stable, less churned street feel, and it means inventory moving through the market is often the product of a genuine life change rather than an investor flip.

With everything built in a roughly thirteen-year window and a median living area right at 2,001 square feet, floor plans and lot sizes don't vary wildly. That makes comparables relatively clean — the variable you're really pricing is how much updating a given home has received since the 1980s and 90s.

“

The location and the amenities are priced into every listing in Spencer Trace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this driven by condition, the value comes from reading the house, not the headline. We walk the systems and finishes with you, line up realistic comparables from a tight pool of similar-vintage homes, and price — or negotiate — off what has actually been updated rather than a round-number guess.

Spencer Trace in 15 seconds.

Best forBuyers who want an established Jacksonville neighborhood with room to grow into a home over time.
Biggest advantageA settled, mostly owner-occupied community with clean, like-for-like comparables.
Biggest riskHomes are original-era unless updated, so deferred maintenance can hide behind cosmetics.
Sweet spotAn updated 1980s–90s home near the community's ~2,001 sqft median.
Avoid ifYou want new construction or a predictable, narrow price band.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spencer Trace sales matched to your home.

What is your Spencer Trace home worth?

Get a no-obligation home value based on real comparable sales in Spencer Trace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Spencer Trace on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Spencer Trace?
The Florida DOR 2025 assessment roll shows 90 homes in Spencer Trace (public records).
What share of Spencer Trace is owner-occupied?
76% of Spencer Trace parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Spencer Trace built?
Homes in Spencer Trace were built between 1986 and 1999, with a median year built of 1987.0 (FL DOR 2025 roll).
Who is the best real estate agent for Spencer Trace?
The best agent for Spencer Trace is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Spencer Trace.
How do I find a top Jacksonville real estate agent who knows Spencer Trace?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Spencer Trace and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Spencer Trace?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Spencer Trace purchase or sale - no call center and no pressure.
Buyers seeking around 2,000 square feet in an established Jacksonville settingExcellent fit
Owner-occupants comfortable budgeting for updates on an older homeExcellent fit
Buyers who value a stable, mostly owner-held community over turnoverExcellent fit
Anyone set on new construction or contemporary floor plansProbably not
Buyers who want a wide selection of price points and layoutsProbably not
Investors expecting a high concentration of rental-ready inventoryProbably not

Nearby Communities

Explore more neighborhoods near Spencer Trace with Momentum Realty’s local guides.

Spencers Lake0.0 mi away · 198 homes, built 1995–16Spencers Trace0.1 mi away · 95 homes, built 1986–99Spencer Crossing0.2 mi awaySpencers Landing0.2 mi away · 81 homes, built 1985–88CTCross Timbers0.3 mi away · 222 homes, built 1985–92, 1 for saleCCharlesgate0.3 mi away · 171 homes, built 1987–94, 1 for saleChimney Oaks0.3 mi awayOSOlde Sutton Forest Orange Park0.4 mi away · 182 homes, built 1996–06, 2 for sale

Browse all neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 21, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32244))
Under-contract sharesrealMLS records, as of 2026-10-20
Historical depthClosed-sale records back to 2002 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Spencer Trace? 1 recorded closings (window ending 2026-10-23). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local Spencer Trace Expert
Call Get Listings