Spencer Trace
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of JASON MITCHELL REAL ESTATE FLORIDA, LLC. · via realMLS
Spencer Trace is a compact, built-out community of 95 homes raised between 1986 and 1999, with the median home dating to 1987. That vintage matters more than anything else here: price is driven less by location and more by condition. A house that has had its systems, roof, kitchen, and baths updated will sell for a meaningful premium over one still wearing its original finishes, and the spread between the two can be wide.
For sellers, the read is simple — condition is your lever, so document what you have replaced and stage honestly. For buyers, this is a place where a careful inspection earns its keep; the difference between a turnkey home and a project is where the real negotiation lives. With no active price range to lean on, treat the median as your anchor and adjust from there based on what the specific house has and hasn't had done.
The setting & the homes.
Aerial and on-site photos of Spencer Trace. Swipe to explore the community.
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Spencer Trace
Spencer Trace
Spencer Trace
Spencer TracePhotos from realMLS listings in Spencer Trace; content deemed reliable but not guaranteed.
Who Spencer Trace is best for.
Best for
- Buyers seeking around 2,000 square feet in an established Jacksonville setting
- Owner-occupants comfortable budgeting for updates on an older home
- Buyers who value a stable, mostly owner-held community over turnover
Probably not for
- Anyone set on new construction or contemporary floor plans
- Buyers who want a wide selection of price points and layouts
- Investors expecting a high concentration of rental-ready inventory
The market around Spencer Trace
Spencer Trace is too small for its own price trend, so here is the market around it.
In ZIP 32244, 310 homes are on the market and 37% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,928 homes are active and 1,694 pending (30% under contract).
ZIP and county figures describe the wider market, not Spencer Trace specifically. Momentum Research analysis of MLS records.
The Spencer Trace buying strategy.
If we were buying in Spencer Trace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spencer Trace.
A condition-driven resale market
The homestead share here sits at roughly 76%, which tells you most of these homes are owner-occupied rather than held as rentals. That tends to translate into a more stable, less churned street feel, and it means inventory moving through the market is often the product of a genuine life change rather than an investor flip.
With everything built in a roughly thirteen-year window and a median living area right at 2,001 square feet, floor plans and lot sizes don't vary wildly. That makes comparables relatively clean — the variable you're really pricing is how much updating a given home has received since the 1980s and 90s.
The location and the amenities are priced into every listing in Spencer Trace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this driven by condition, the value comes from reading the house, not the headline. We walk the systems and finishes with you, line up realistic comparables from a tight pool of similar-vintage homes, and price — or negotiate — off what has actually been updated rather than a round-number guess.
Spencer Trace in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Spencer Trace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spencer Trace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Spencer Trace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Spencer Trace home worth?
Get a no-obligation home value based on real comparable sales in Spencer Trace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Spencer Trace on the map →
Should you buy in Spencer Trace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Spencer Trace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 17, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-14 |
| Historical depth | Closed-sale records back to 2002 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Spencer Trace fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.