Cutler Creek Club
Homes for Sale in Cutler Bay, FL
All 75 homes for sale in Cutler Bay, FL · median $320,000 · 103 homes for sale in 33189 · Miami-Dade County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via MIAMI MLS
As of November 2026, Cutler Creek Club in Cutler Bay, FL has 4 homes for sale, asking from $449,500 to $514,900 (median $502,000). Over the 12 months ending 2026-11-10, 3 recorded sales closed at a median of $460,000, $337 per square foot, a median 5 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 1981–1995; 4 of 4 report an HOA (median $72/mo). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $8,090 ($7,380 with the full homestead exemption).
Last 30 days in Cutler Creek Club: 4 new listings (median asking $502,000). As of November 11, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Cutler Creek Club
Live MLS inventory for Cutler Creek Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 4 daysTop listing
Active · 12 days
Active · 0 days
Active · 24 daysActive and pending Cutler Creek Club listings as of 2026-11-11, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026 through 2026. Tap any home to ask about it.
Cutler Creek Club is a thin data set right now, which is itself the headline: with only two closings in the current window, there isn't enough transaction volume to draw a reliable price trend, and any number quoted today should be treated as a snapshot, not a pattern.
For a buyer or seller, that means pricing decisions here have to lean on individual home condition and direct comps rather than a community-wide curve. This is a market where a good agent walks the specific listing and the two recent closings side by side rather than citing a general trend line.
Figures in this note are as of July 22, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Cutler Creek Club right now
🟢 Buyer-leaning market. 16.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of MIAMI MLS records, as of November 10, 2026. Confidence: Medium (4 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: MIAMI MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cutler Creek Club market snapshot (as of November 10, 2026): the median sale price is about $460K ($337 per sq ft over the trailing 12 months of closed sales), a median 5 days on market for closed sales, and 16.0 months of supply, a buyer-leaning market.
In ZIP 33189 (Cutler Bay), 66 homes closed in the last 12 months at a median of $560K ($386/sq ft), with a median 49 days on market. Right now 70 active and 21 pending listings put supply at about 12.7 months — a buyer's market. See the live ZIP 33189 housing market and the Miami-Dade County market.
MIAMI REALTORS sales records identify 81 homes in CUTLER CREEK CLUB that have changed hands since 2006, built between 1891 and 1995 (median 1981), with a median living area of about 1,185 sq ft and a typical 3-bedroom, 2-bath layout. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Cutler Creek Club sits in Miami-Dade County with very limited recent MLS turnover, which puts the emphasis on the individual home rather than a broader community pricing story.
The setting & the homes.
Aerial and on-site photos of Cutler Creek Club. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Cutler Creek ClubCutler Creek ClubCutler Creek ClubCutler Creek ClubPhotos from MIAMI MLS listings in Cutler Creek Club; content deemed reliable but not guaranteed.
Who Cutler Creek Club is best for.
Best for
- A buyer comfortable making a decision on a single-home basis rather than a community trend
- A seller prepared to price primarily off condition and direct comps rather than a market curve
- A buyer working with an agent willing to dig into limited MLS history rather than cite a canned average
Probably not for
- A buyer who wants a well-established price trend or typical days-on-market figure before committing
- A buyer or seller looking for confirmed community amenities as part of the decision
- Anyone wanting a fast read based on a large pool of recent comparable sales
The Cutler Creek Club buying strategy.
If we were buying in Cutler Creek Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cutler Creek Club.
A market with too little data to trend
Current MLS records show no community amenities identified and only two closings in the tracked window. That is not enough activity to establish a dependable price-per-square-foot pattern or a typical days-on-market figure for the community as a whole.
What this means practically: comps have to be pulled and evaluated one at a time, condition by condition, rather than assumed from a community average. Anyone buying or selling here should expect the analysis to be closer to a single-home appraisal exercise than a neighborhood trend read.
The location and the amenities are priced into every listing in Cutler Creek Club. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little closed data, the value is in knowing how to pull and weigh the comps that do exist rather than leaning on a generic market summary. We walk each of the recent closings against the subject property directly, so pricing conversations are grounded in what actually sold, not in an assumed trend.
Cutler Creek Club in 15 seconds.
Tools for a Cutler Creek Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cutler Creek Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cutler Creek Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cutler Creek Club home worth?
Get a no-obligation home value based on real comparable sales in Cutler Creek Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cutler Bay →
Recently off market in CUTLER CREEK CLUB
Homes in CUTLER CREEK CLUB that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 10375 SW 209th Ln · off market
| Location | Cutler Bay, Miami-Dade County, FL · ZIP 33189 |
|---|---|
| Sale prices, last 12 months | $460,000 median across 3 closed sales · $337 per sq ft |
| Days on market (closed sales) | 5 median |
| For sale right now | 4 active, 0 pending · median asking $502,000 · 16.0 months of supply |
Data as of November 10, 2026. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cutler Creek Club key facts,” movewithmomentum.com/neighborhoods/cutler-creek-club, data as of November 10, 2026.
Just listed in Cutler Creek Club
The newest homes for sale in Cutler Creek Club right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 20721 SW 103Rd Ct $499,000 · 3 bd · 2 ba · 1,185 sq ft · new today Courtesy of First Rate Realty Corp
- 10350 SW 208Th Ter $514,900 · 3 bd · 2 ba · 1,255 sq ft · listed Nov 7, 2026 Courtesy of Intelliagents Realty, LLC
- 10340 SW 208Th Ln $505,000 · 3 bd · 2 ba · 1,255 sq ft · listed Oct 30, 2026 Courtesy of EXP Realty, LLC
- 20816 SW 103Rd Pl $449,500 · 3 bd · 2 ba · 1,225 sq ft · listed Oct 18, 2026 Courtesy of Luxe Properties
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Cutler Creek Club Right Now (4)
All 4 active and pending Cutler Creek Club listings with a detail page, newest first, refreshed twice a day from the MLS.
- 10340 SW 208th Ln · $505,000 · 3 bd / 2 ba · listed Oct 13, 2026 · listed by EXP Realty, LLC
- 20816 SW 103rd Pl · $449,500 · 3 bd / 2 ba · listed Sep 26, 2026 · listed by Luxe Properties
- 20721 SW 103rd Ct · $499,000 · 3 bd / 2 ba · listed Sep 19, 2026 · listed by First Rate Realty Corp
- 10350 SW 208th Ter · $514,900 · 3 bd / 2 ba · listed Sep 6, 2026 · listed by Intelliagents Realty, LLC
More Cutler Bay home searches
- All homes for sale in Cutler Bay, FL
- Homes for sale in Miami-Dade County, FL
- Homes from $300K to $500K in Cutler Bay
- Cutler Bay home values: what is my house worth?
- ZIP 33189 housing scorecard
- 35 coming-soon communities in Miami-Dade County
Cutler Bay guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW 103 Court (8 homes on record)
- SW 103Rd Court (6 homes on record)
- SW 103Rd Court (2 homes on record)
- SW 208Th Terrace (1 homes on record)
- SW 208Th Terrace (1 homes on record)
- SW 103Rd Court (1 homes on record)
What it really costs to own in Cutler Creek Club
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $3,450/yr across 4 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $72/month across 5 MLS listings (most billed quarterly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Miami-Dade County is $1,891/yr (56,357 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1991 across 4 listings. An original roof here would be about 35 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $517/month (tax $288, HOA $72, insurance $158). An estimate from the sources above, not a quote.
Email me new listings in Cutler Creek Club
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Cutler Creek Club
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cutler Creek Club will answer, and the answer is published on this page for the next buyer.
19% of homes for sale in ZIP 33189 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
Frequently Asked Questions
What is the median home price in Cutler Creek Club?
How long do homes in Cutler Creek Club take to sell?
Is Cutler Creek Club a buyer's or seller's market right now?
Who is the best real estate agent for Cutler Creek Club?
How do I find a top Cutler Bay real estate agent who knows Cutler Creek Club?
Can Momentum Realty connect me with an agent for Cutler Creek Club?
Where is Cutler Creek Club, and what county is it in?
Should you buy in Cutler Creek Club?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | MIAMI MLS, refreshed twice daily (last: November 11, 2026) |
| Community market stats | MIAMI MLS closed sales, 12-month windows ending November 10, 2026 |
| Under-contract shares | MIAMI MLS records, as of 2026-11-10 |
| Historical depth | Closed-sale records back to 2026 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how CUTLER CREEK CLUB fits the bigger picture — live prices, inventory, and Momentum Scores: