E M Estates
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in E M Estates in St Cloud, FL since 2007, the most recent in September 2024. Across St Cloud as a whole, 2,190 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 597 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
E M Estates is a 228-home pocket of St Cloud with a build timeline stretching from 1954 to 2024, though the median year built lands at 1998. That spread matters more than any single stat here: buyers are choosing between older, established construction and newer infill on the same streets, and condition, not just square footage, drives what a given listing is worth relative to its neighbors.
The homestead share sits at 73%, which tells you most owners here are living in the home, not renting it out or flipping it. For sellers, that translates into a market that moves on individual home condition and updates rather than investor-driven bulk pricing. For buyers, it means less competition from cash-flow buyers and more direct comparison against owner-maintained inventory.
Nearby homes for sale
No active listings inside E M Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
E M Estates in St Cloud, Osceola County, is a 228-home community built out over seven decades, with a median home landing around 2,064 square feet and a 1998 median build year.
Stellar MLS sales records identify 6 homes in E M Estates that have changed hands since 2005, built between 1991 and 2018 (median 1999), with a median living area of about 2,138 sq ft and a typical 3-bedroom, 2-bath layout; 83% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who E M Estates is best for.
Best for
- A buyer prioritizing a private lot and home over a shared amenity package.
- A buyer comfortable evaluating homes individually across a wide range of construction eras.
- A buyer looking for a community with a high share of owner-occupied homes rather than rental turnover.
Probably not for
- A buyer who wants a clubhouse, pool, or other built-in community amenities as part of the purchase.
- A buyer who wants uniform floor plans or systems age across the community.
- A buyer unwilling to budget for inspection variability given the 1954–2024 build range.
The market around E M Estates
E M Estates is too small for its own price trend, so here is the market around it.
In ZIP 34772, 496 homes are on the market and 26% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34772 (St Cloud), 1,998 homes closed in the last 12 months at a median of $411K ($203/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 328 active and 152 pending listings put supply at about 3.7 months — a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not E M Estates specifically. Momentum Research analysis of MLS records.
E M Estates by the numbers
From county property records and closed MLS sales for the E M Estates subdivision: 6 homes on record; built 1991–2018; typical size about 1,930 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 83%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2005 | 1 | $375,000 |
| 2007 | 1 | $355,000 |
| 2008 | 1 | $325,000 |
| 2018 | 1 | $275,000 |
| 2019 | 1 | $245,000 |
| 2024 | 1 | $560,000 |
Newest recorded sale: $560,000 on 2024-09-20.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The E M Estates buying strategy.
If we were buying in E M Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in E M Estates.
A community defined by build era, not amenities
Current MLS listings show no identified community amenities in E M Estates — no clubhouse, pool, or gated features tied to the community itself. That doesn't mean the location lacks nearby conveniences, it means the value proposition here is the home and lot, not a shared amenity package. Buyers should evaluate each listing on its own merits: lot size, condition, and any private features rather than assuming a bundled clubhouse fee or resort-style common area.
With homes ranging from 1954 to 2024 construction and a median year built of 1998, this is not a single-phase subdivision with uniform floor plans. Expect real variation in layout, systems age, and finish level from one listing to the next. That variation is exactly why a walkthrough and inspection matter more here than in a community built out in a five-year window.
The location and the amenities are priced into every listing in E M Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community spanning seven decades of construction with no shared amenity package to standardize value, pricing a home correctly means weighing condition, updates, and lot specifics against a genuinely mixed inventory. We pull the actual comparable set for E M Estates rather than leaning on community-wide averages that can mask how much individual home condition is driving price here.
E M Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a E M Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed E M Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in E M Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your E M Estates home worth?
Get a no-obligation home value based on real comparable sales in E M Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in E M Estates on the map →
Should you buy in E M Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2007 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about E M Estates
Where is E M Estates?
E M Estates is a community in St Cloud, Osceola County, Florida, ZIP 34772.
How many homes are in E M Estates?
County property records list 6 homes in E M Estates, built between 1991 and 2018; the typical home is about 1,930 heated square feet.
What do homes in E M Estates sell for?
E M Estates has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2024 (1 sale, median $560,000). For context, ZIP 34772 has 496 homes on the market with 26% under contract.
Are there homes for sale in E M Estates right now?
No active listings inside E M Estates at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does E M Estates have an HOA or CDD?
No HOA is on record for E M Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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