Emerald Dunes in Miramar Beach

Emerald Dunes
Homes for Sale in Miramar Beach, FL

All 680 homes for sale in Miramar Beach, FL · median $659,000 · 701 homes for sale in 32550 · Walton County homes for sale

Community in Miramar Beach · Walton County · ZIP 32550
10 homesBuilt 1997–2024
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data23 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Emerald Dunes in Miramar Beach, FL has 1 home for sale. As of October 2026, the MLS records 10 closed sales in Emerald Dunes in Miramar Beach, FL since 2003, the most recent in September 2025. Across Miramar Beach as a whole, 375 homes closed in the last 12 months at a median of $777,500, 108 median days on market, with 314 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $7,590 ($7,200 with the full homestead exemption).

EMERALD DUNES key facts
LocationMiramar Beach, Walton County, FL · ZIP 32550
Homes in the community10 (FL DOR 2025 assessment roll)
Years built1997–2024 (median 2008.0)
Typical living area3,714 sq ft (median)
For sale right now1 active, 0 pending · median asking $1,394,988
Owner-occupied (homestead) share0%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “EMERALD DUNES key facts,” movewithmomentum.com/neighborhoods/emerald-dunes, data as of September 20, 2026.

Live · Emerald Dunes Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Walton: 18% (698 of 3,872)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
0%
Owner-occupied · Emerald Dunes
0 of 11 parcels homesteaded (FL DOR 2025)
100%
Non-owner-occupied · Emerald Dunes
incl. 64% trust or LLC-held · 64% out-of-state
10
Homes in the community
plus 1 vacant residential lots · 11 residential parcels (FL DOR 2025)
Track record · 23 years of records
Est. 1997
Community established
homes built 1997-2024, median 2008 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Emerald Dunes is a small pocket in Miramar Beach, and right now the market here is thin — a single active listing as of late July 2026. With inventory that tight, price is set less by the community and more by the specific condition, position, and pricing of whatever home happens to be on the market. There is no run of comparable sales to lean on, so both sides are negotiating off one data point.

For a buyer, that means patience and flexibility: you may wait for the right home to surface rather than choose from options. For a seller, the flip side is real leverage — one well-prepared listing faces little direct competition inside the community, though it still has to stand up to everything else buyers are weighing across Miramar Beach.

The 60-Second Overview

Emerald Dunes sits in the Miramar Beach corridor of Walton County, close to the Gulf-side amenities that define this stretch of the Emerald Coast. It reads as a compact, low-turnover community rather than a large master-planned development.

Emerald Coast MLS sales records identify 5 homes in EMERALD DUNES that have changed hands since 2004, built between 1997 and 2004 (median 1999), with a median living area of about 3,050 sq ft and a typical 5-bedroom, 4.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on the Miramar Beach area who can wait for the right listing to appear
  • Buyers comfortable underwriting on a single home's merits rather than a deep pool of comps
  • Sellers who want minimal in-community competition for a well-prepared home

Probably not for

  • Buyers who need several homes to compare before committing
  • Buyers looking for shared community amenities as part of the value
  • Anyone needing a firm price ceiling or floor from established neighborhood comps

The market around Emerald Dunes

Emerald Dunes is too small for its own price trend, so here is the market around it.

In ZIP 32550, 802 homes are on the market and 9% are under contract — a slower corner of Miramar Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32550 (Miramar Beach), 530 homes closed in the last 12 months at a median of $729K, up 3.7% year over year, with a median 99 days on market. Right now 355 active and 39 pending listings put supply at about 9.8 months — a soft market. See the live ZIP 32550 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Emerald Dunes specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in EMERALD DUNES, Miramar Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 22 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Emerald Dunes

Live MLS inventory for Emerald Dunes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Emerald Dunes listings as of 2026-09-30, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Emerald Dunes Right Now (1)

All 1 active and pending Emerald Dunes listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 17 Sandy Dune Circle · $1,394,988 · 4 bd / 3.5 ba · listed Jul 2, 2026 · listed by Berkshire Hathaway HomeServices

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Emerald Dunes listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Emerald Dunes address.

If we were buying in Emerald Dunes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Emerald Dunes.

Best Buy
Buyers who want a Miramar Beach address and are patient enough to wait for the right home.
Biggest Risk
Thin inventory and few comps make pricing harder to anchor.
Sweet Spot
A well-prepared home priced honestly to its condition and position.
Avoid If
You need selection or shared community amenities to move forward.

A thin-inventory pocket

With one active listing and no community amenities identified from current MLS data, Emerald Dunes trades on location and the merits of the individual home more than on shared facilities or a large-community track record. That puts the weight on condition, floor plan, and how a specific property is positioned against the broader Miramar Beach market.

Low inventory cuts both ways. Sellers face little in-community competition; buyers get scarce choice and few recent comps to anchor an offer. Expect to underwrite a purchase here on the specifics of the home in front of you, not on a stack of neighborhood sales.

“

The location and the amenities are priced into every listing in Emerald Dunes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this thin, the read on any single listing is everything. We work the Emerald Coast market daily and can tell you whether the one home on the market is priced to its condition and position — or whether you are better off waiting for the next one. When comps are scarce, local judgment is the edge.

Emerald Dunes in 15 seconds.

Best forBuyers who want a Miramar Beach address and are patient enough to wait for the right home.
Biggest advantageSellers face little competition inside the community.
Biggest riskThin inventory and few comps make pricing harder to anchor.
Sweet spotA well-prepared home priced honestly to its condition and position.
Avoid ifYou need selection or shared community amenities to move forward.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Emerald Dunes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Emerald Dunes.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Emerald Dunes sales matched to your home.

What is your Emerald Dunes home worth?

Get a no-obligation home value based on real comparable sales in Emerald Dunes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Miramar Beach →

Real comps, not an automated estimate.
How much local inventory is already under contract

11% of homes for sale in ZIP 32550 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-30).

Frequently Asked Questions

How many homes are in Emerald Dunes?
The Florida DOR 2025 assessment roll shows 10 homes plus 1 vacant residential lots in Emerald Dunes (public records).
What share of Emerald Dunes is owner-occupied?
0% of Emerald Dunes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Emerald Dunes built?
Homes in Emerald Dunes were built between 1997 and 2024, with a median year built of 2008.0 (FL DOR 2025 roll).
Who is the best real estate agent for Emerald Dunes?
The best agent for Emerald Dunes is one who actively works Miramar Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Emerald Dunes.
How do I find a top Miramar Beach real estate agent who knows Emerald Dunes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Emerald Dunes and the wider Miramar Beach area.
Can Momentum Realty connect me with an agent for Emerald Dunes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Emerald Dunes purchase or sale - no call center and no pressure.
Where is Emerald Dunes, and what county is it in?
Emerald Dunes is in Miramar Beach, Walton County, FL, ZIP 32550.
Buyers set on the Miramar Beach area who can wait for the right listing to appearExcellent fit
Buyers comfortable underwriting on a single home's merits rather than a deep pool of compsExcellent fit
Sellers who want minimal in-community competition for a well-prepared homeExcellent fit
Buyers who need several homes to compare before committingProbably not
Buyers looking for shared community amenities as part of the valueProbably not
Anyone needing a firm price ceiling or floor from established neighborhood compsProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 30, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32550))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2003 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Emerald Dunes with Momentum Realty’s local guides.

Snow Drift Beach0.1 mi away · 18 homes, built 1961–22Spyglass T H0.1 mi away · 18 homes, built 1933–24, 1 for saleGulfside Cottages0.2 mi away · 29 homes, built 2001–02Buena Vista (Walton)0.2 mi away · 29 homes, built 1960–24Sandpiper Beach Colony0.3 mi away · 24 homes, built 1940–24TVThe View Townhomes0.3 mi away · 1 for saleBeachwalk Townhomes0.3 mi awayCaribe West0.3 mi away · 51 homes, built 1992–23, 1 for sale

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