Emerald Gardens North
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 149 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 9 closed sales in Emerald Gardens North 1ST Addn in Fort Walton Beach, FL since 2003, the most recent in September 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547 |
|---|---|
| Homes in the community | 68 (FL DOR 2025 assessment roll) |
| Years built | 1986–2013 (median 1989.0) |
| Typical living area | 1,412 sq ft (median) |
| Amenities listed by sellers | Pool, TV Cable |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 47% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “EMERALD GARDENS NORTH 1ST ADDN key facts,” movewithmomentum.com/neighborhoods/emerald-gardens-north-1st-addn, data as of September 20, 2026.
Last 30 days in Emerald Gardens North: 1 closed sale (median $330,000). As of October 2, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Emerald Gardens North 1st Addn is a small pocket in Fort Walton Beach, and right now the market here is as thin as it gets: a single active listing as of July 2026. With inventory that limited, there is no true "market rate" to lean on — price is set by the condition and specifics of whatever home is actually for sale, not by a stack of comparable listings competing against each other.
For a buyer, that means patience and flexibility: if the one available home fits, you move; if it doesn't, there may be nothing else to consider in this exact subdivision for a while. For a seller, a lean field can work in your favor, but a single data point cuts both ways — pricing has to be grounded in the home itself and recent nearby sales, not in a crowded on-market picture that doesn't exist here.
Nearby homes for sale
No active listings inside EMERALD GARDENS NORTH 1ST ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a compact residential subdivision within Fort Walton Beach in Okaloosa County, and at the moment it functions more like a one-off opportunity than an active market — what's for sale is essentially the whole story.
Emerald Coast MLS sales records identify 7 homes in EMERALD GARDENS NORTH that have changed hands since 2003, built between 1981 and 1990 (median 1989), with a median living area of about 1,144 sq ft and a typical 3-bedroom, 2-bath layout; 71% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in EMERALD GARDENS NORTH across 2024–2025 (5 in 2024, 2 in 2025), median $209,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Emerald Gardens North is best for.
Best for
- Buyers targeting this specific Fort Walton Beach subdivision who can move decisively on the one home available
- Buyers comfortable evaluating a single property on its own merits rather than shopping a range
- Buyers who don't need HOA amenities and value a straightforward, home-driven purchase
Probably not for
- Buyers who want several options to tour and compare before deciding
- Buyers looking for community amenities like a pool or clubhouse, which aren't identified here
- Buyers on a tight timeline who can't wait if the current listing doesn't fit
The market around Emerald Gardens North
Emerald Gardens North is too small for its own price trend, so here is the market around it.
In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Emerald Gardens North specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in EMERALD GARDENS NORTH 1ST ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Emerald Gardens North buying strategy.
If we were buying in Emerald Gardens North today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Emerald Gardens North.
A thin-inventory pocket
With one active listing and no community amenities identified from current MLS listings, Emerald Gardens North 1st Addn sells on its own terms. There is no HOA amenity package, no shared pool or clubhouse pulling on the price — value here rests on the individual home: its condition, its lot, and its position within Fort Walton Beach.
Because a single listing can't establish a range, treat any pricing conversation as home-specific rather than neighborhood-wide. The right approach is to weigh the available property against the broader Fort Walton Beach and Okaloosa County market, then decide whether the fit and the number line up — the subdivision label alone won't do that work for you.
The location and the amenities are priced into every listing in Emerald Gardens North. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision with one listing, the value we add is judgment, not volume. We'll tell you plainly whether the single available home is worth pursuing, how to price it against the wider Fort Walton Beach market, and when it makes more sense to keep watching or look nearby — no manufactured urgency, no invented comps.
Emerald Gardens North in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Emerald Gardens North buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Emerald Gardens North sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Emerald Gardens North, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Emerald Gardens North home worth?
Get a no-obligation home value based on real comparable sales in Emerald Gardens North, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in EMERALD GARDENS NORTH 1ST ADDN
Homes in EMERALD GARDENS NORTH 1ST ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1055 Emerald Lane · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Emerald Gardens North?
What share of Emerald Gardens North is owner-occupied?
When were the homes in Emerald Gardens North built?
Who is the best real estate agent for Emerald Gardens North?
How do I find a top Fort Walton Beach real estate agent who knows Emerald Gardens North?
Can Momentum Realty connect me with an agent for Emerald Gardens North?
Where is Emerald Gardens North, and what county is it in?
Should you buy in Emerald Gardens North?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32547)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2003 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how EMERALD GARDENS NORTH 1ST ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:
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