Buying or selling? Call (904) 351-6461

Homes for Sale in Destin, FL

By , Co-Founder, Momentum Realty · Updated September 30, 2026

Buying in Destin? Get matched with a local agent →Selling? Get your Destin home value →or call (904) 351-6461

610 homes are for sale in Destin, FL as of 2026-09-30, with 74 more under contract. The median list price is $639,900, most homes list between $299K to $2.21M, and the median listing has been on the market 127 days. That is 204 houses, 361 condos and 45 townhouses. 17 homes came on the market this week and 418 sold in the last 12 months at a median of $730,000.

Destin, FL key facts
LocationOkaloosa County, FL
ZIP codes with their own page1
For sale right now610 active, 74 under contract
Asking prices$639,900, median · most homes $299K–$2.21M
Median days on market (active listings)127
Property types for sale204 houses, 361 condos, 45 townhouses
New listings this week17
Homes sold, last 12 months418 at a median of $730,000

Listing counts and prices as of 2026-09-30; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Destin, FL key facts,” movewithmomentum.com/homes-for-sale/destin-fl/, data as of 2026-09-30.

610
Homes for sale
$639,900
Median list price
$299K to $2.21M
Typical range
127
Median days on market
17
New this week
74
Under contract
$4,270
Est. monthly cost at median
17.5
Months of supply

Newest homes for sale in Destin

The most recently listed homes in Destin, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

514 Gulf Shore Drive #UNIT 102, home for sale in Destin
$999,000 New
2 bd · 2 ba · built 1980
514 Gulf Shore Drive #UNIT 102, 32541
Destin
Listing courtesy of RE/MAX Gulf Coast Realty
1751 Scenic Hwy 98 #907, home for sale in Destin
$765,000 New
2 bd · 2 ba · built 2001
1751 Scenic Hwy 98 #907, 32541
Sterling Shores
Listing courtesy of Keller Williams Realty FWB
4041 Broken Arrow Court, home for sale in Destin
$549,900 New
3 bd · 2 ba · built 2001
4041 Broken Arrow Court, 32541
Indian Lake
Listing courtesy of Urban Interest Realty LLC
1050 E Highway 98 #901E, home for sale in Destin
$1.90M New
4 bd · 3 ba · built 2001
1050 E Highway 98 #901E, 32541
Destin
Listing courtesy of Compass
124 Tuscany Drive, home for sale in Destin
$615,000 New
3 bd · 3 ba · built 1999
124 Tuscany Drive, 32541
Tuscany S/D Ph2 Lot 40
Listing courtesy of Real Estate Professionals of Destin Inc
970 U.S. highway 98 #401, home for sale in Destin
$550,000 New
3 bd · 3 ba · built 1999
970 U.S. highway 98 #401, 32541
Terrace At Pelican Beach
Listing courtesy of Pinnacle Beach Properties
105 Durango Road, home for sale in Destin
$995,000 New
3 bd · 3 ba · built 1982
105 Durango Road, 32541
Holiday Isle
Listing courtesy of Scenic Sotheby's International Realty
365 Gulf Shore Drive #UNIT 5, home for sale in Destin
$875,000 New
3 bd · 3.5 ba · built 1980
365 Gulf Shore Drive #UNIT 5, 32541
Destin
Listing courtesy of Dream Destin Realty PLLC
900 Gulf Shore Drive #1076, home for sale in Destin
$749,000 New
3 bd · 2 ba · built 1976
900 Gulf Shore Drive #1076, 32541
Destin
Listing courtesy of Aquatic Resort Properties Inc
140 Sibert Avenue #UNIT 5, home for sale in Destin
$487,500 New
3 bd · 2.5 ba · built 2025
140 Sibert Avenue #UNIT 5, 32541
The Oaks at Old Town
Listing courtesy of Destin Real Estate
4010 Dancing Cloud Court #400, home for sale in Destin
$269,000 New
3 bd · 2 ba · built 1999
4010 Dancing Cloud Court #400, 32540
Indian Lake
Listing courtesy of ERA American Real Estate
3655 Scenic Highway 98 #UNIT 605B, home for sale in Destin
$659,000 New
3 bd · 2 ba · built 1984
3655 Scenic Highway 98 #UNIT 605B, 32541
Destin
Listing courtesy of Rosemary Beach Realty LLC
169 Bayou Drive, home for sale in Destin
$249,000 New
2 bd · 1.5 ba · built 1984
169 Bayou Drive, 32541
Pine Ridge Trace Re/Sub
Listing courtesy of The Premier Property Group Seacrest Office
15200 Emerald Coast Parkway #1106, home for sale in Destin
$1.85M New
3 bd · 3 ba · built 1999
15200 Emerald Coast Parkway #1106, 32541
St. Maarten At Silver Shells
Listing courtesy of Emerald Coast Acquisitions
674 Emerald Bay Drive, home for sale in Destin
$700,000 New
3 bd · 3 ba · built 1993
674 Emerald Bay Drive, 32541
Emerald Bay
Listing courtesy of EXP Realty LLC
105 Mark Street, home for sale in Destin
$2.21M New
8 bd · 8.5 ba · built 2019
105 Mark Street, 32541
Crystal Beach
Listing courtesy of Dream Destin Realty PLLC
215 Ann Circle #UNIT 3, home for sale in Destin
$299,000 New
3 bd · 2 ba · built 1981
215 Ann Circle #UNIT 3, 32541
Skeeter Re/Sub Lot 10
Listing courtesy of World Impact Real Estate
1900 Scenic Highway 98 #901, home for sale in Destin
$3.10M
3 bd · 3 ba · built 2017
1900 Scenic Highway 98 #901, 32541
Destin
Listing courtesy of Mainsail Realty Company
256 Wakissa Cove, home for sale in Destin
$729,000
3 bd · 2 ba · built 2000
256 Wakissa Cove, 32541
Destin
Listing courtesy of Mckenzie Claire Real Estate Group LLC
4071 Burning Tree Drive, home for sale in Destin
$675,000
3 bd · 2.5 ba · built 1998
4071 Burning Tree Drive, 32541
Windsor Forest
Listing courtesy of Pinnacle Beach Properties
775 Gulf Shore Drive #9111, home for sale in Destin
$475,000
2 bd · 2 ba · built 1998
775 Gulf Shore Drive #9111, 32541
Sandpiper Cove
Listing courtesy of Sandpiper Cove Real Estate Inc
502 Gulf Shore Drive #UNIT 205, home for sale in Destin
$475,000
2 bd · 2 ba · built 1981
502 Gulf Shore Drive #UNIT 205, 32541
Destin
Listing courtesy of Emerald Coast Vacation Rentals & Sales
4203 Indian Bayou Trail #1113, home for sale in Destin
$330,000
2 bd · 2 ba · built 2007
4203 Indian Bayou Trail #1113, 32541
The Palms Of Destin
Listing courtesy of Bastion Realty LLC
3798 Misty Way, home for sale in Destin
$550,000
4 bd · 2.5 ba · built 1994
3798 Misty Way, 32541
Harbor Breeze 1St Addn
Listing courtesy of PMA Real Estate Sales Inc

Destin homes for sale by price

Every active listing in Destin grouped by price, with the newest listings in each band. The median is $639,900; the busiest band is $1M and up.

Under $200K: 7 homes

$200K – $300K: 59 homes

$300K – $400K: 92 homes

$400K – $500K: 65 homes

$500K – $750K: 138 homes

$750K – $1M: 70 homes

$1M and up: 179 homes

Every home for sale in Destin right now (610)

All 610 active Destin listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 610; the price bands above and the map cover the rest.

Homes for sale in Destin by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32541605$639,900
325504$2.15M
325401$269,000

Destin communities with the most homes for sale

The Destin neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
The Palms Of Destin34$339,825——
Sandpiper Cove23$360,000——
Crystal Beach22$2.00M——
Emerald Grande16$727,000——
Indian Lake16$256,500——
Regatta Bay15$2.44M——
Holiday Isle14$2.27M——
Sterling Shores14$652,500——
Destiny S/D12$1.17M——
Kelly Plantation S/D11$1.45M——
Villages Of Crystal Beach11$1.00M——
Destiny East9$1.80M——
Terra Cotta Terrace8$969,950——
Terrace At Pelican Beach8$549,500——
Harbor Landing7$950,000——
Calusa Bay S/D6$639,900——
Emerald Bay6$1.04M——
One Water Place6$1.21M——
St Martin Beachwalk Villas5$485,000——
Capri by the Gulf4$445,000——
Crystal Shores4$1.56M——
Destiny By The Sea S/D4$2.59M——
Destiny By The Sea4$2.31M——
Indian Bayou4$972,000——
Kokomo Kove4$1.72M——
Marbella4$896,350——
Sundestin4$484,950——
Destin Yacht Club3$1.27M——
Kellys 3Rd Addn To Destin3$569,000——
Moreno Acres S/D3$749,900——

What is for sale in Destin: property types

Browse by type: Condos for sale in Destin (361) · Townhomes for sale in Destin (45).

The Destin real estate market right now

Over the last 12 months 418 homes sold in Destin at a median of $730,000 (-4.2% year over year). Sellers received 91% of list price and homes took a median 99 days to go under contract. With 610 homes for sale against that sales pace, months of supply is 17.5, a buyer’s market by the six-month rule.

Destin supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K201220.095
$300K–$500K931318.583
$500K–$750K57699.9116
$750K+1442068.490

Destin home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$593,8824448195%
2021$746,3547163798%
2022$956,0205402598%
2023$850,5154006093%
2024$895,9703576894%
2025$899,4463529091%
2026$852,8194839991%

What a home in Destin costs to own

Take the median $639,900 listing with 20% down at today’s 7.03% 30-year rate: principal and interest run about $3,416/month. Okaloosa County’s typical millage of 12.89 puts property tax near $7,607/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Okaloosa County is about $2,644/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $4,270/month plus any HOA or CDD assessment.

Communities buyers are searching in Destin. The Destin community pages people are opening from Google right now: Diamond Lakes · Shoreline Gardens T/H · The Oaks at Old Town · Mossey Cove T/H · Calusa Bay S/D.

Explore Destin

Homes for sale near Destin

Recently off market in Destin

Homes in Destin that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many homes are for sale in Destin, FL?
As of 2026-09-30, Momentum's MLS record shows 610 residential homes actively listed for sale in Destin and 74 under contract. 17 of them came on the market in the last 7 days.
What is the median home price in Destin?
The median list price of homes for sale in Destin is $639,900. Ten percent of listings are under $299K and ten percent are above $2.21M. Over the last 12 months the median SOLD price was $730,000, -4.2% year over year.
How long do homes take to sell in Destin?
Homes currently listed have been on the market a median of 127 days. Homes that sold in the last 12 months took a median of 99 days and sold at 91% of list price. At today's inventory that is 17.5 months of supply, a buyer's market by the usual six-month rule.
What does a $639,900 home in Destin cost per month?
Roughly $4,270 a month with 20% down at 7.03%: principal and interest of $3,416, Okaloosa County property tax of about $634/month after the $50,000 homestead exemption, and insurance near $220/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Destin neighborhoods have the most homes for sale?
The communities with the most active listings right now are The Palms Of Destin (34), Sandpiper Cove (23), Crystal Beach (22), Emerald Grande (16), Indian Lake (16). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Destin?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Destin can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Destin, FL, and what county is it in?
Destin is in Okaloosa County, Florida. Homes for sale there today carry the ZIP codes 32541, 32550, 32540. Nearby cities in the same county with homes for sale: Crestview, Fort Walton Beach, Niceville, Mary Esther, Shalimar.
What ZIP codes are in Destin, FL?
Listings in Destin are currently in 3 ZIP codes: 32541, 32550, 32540. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Destin, FL?
204 single-family houses are for sale in Destin today, out of 610 total listings (361 condos, 45 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Destin, FL?
Start with the numbers: 610 homes are for sale in Destin today at a median asking price of $639,900, so a 20% down payment on the median home is about $127,980 and principal and interest run near $3,416/month at today's 7.03% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is Destin in?
Destin is in Okaloosa County, Florida. Okaloosa County's 12-month median sale price is $364K on 1,818 closings. Property tax, school zoning and permitting for Destin run through Okaloosa County.
Is Destin a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Destin: the median sale price over the last 12 months was $730K across 418 closings (-4.2% year over year), 100% above the Okaloosa County median of $364K; homes took a median 99 days to go under contract; 314 homes are for sale today, 9.1 months of supply at the current pace, which favors buyers; the communities with the most sales are THE PALMS OF DESTIN, REGATTA BAY, CRYSTAL BEACH, Destiny East. The market tracker, price bands and community pages on this site carry the full numbers.
Is Destin in a flood zone?
Partly. Across 142 homes sampled in Destin's largest communities, about 79% sit outside a FEMA Special Flood Hazard Area (Zone X) and about 21% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Destin as of 2026-09-30 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Buying in Destin?

See any home on this page with a local agent.

A Momentum agent who works Destin every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Destin

Tell us what you are looking for and a local agent will reach out, usually within one business day.

or call (904) 351-6461