Enclave Lakes Harmony
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Enclave Lks Harmony in St Cloud, FL has 1 home for sale. As of September 2026, the MLS records 11 closed sales in Enclave Lks Harmony in St Cloud, FL since 2022, the most recent in November 2024. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (158 listings across 44 villages and sections in the MLS).
Enclave Lakes Harmony right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
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· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The market around Enclave Lakes Harmony
Enclave Lakes Harmony is too small for its own price trend, so here is the market around it.
In ZIP 34773, 187 homes are on the market and 27% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
ZIP and county figures describe the wider market, not Enclave Lakes Harmony specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Enclave Lakes Harmony
Live MLS inventory for Enclave Lakes Harmony. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Enclave Lakes Harmony listings as of 2026-06-22, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2024. Tap any home to ask about it.
The Enclave Lakes Harmony buying strategy.
If we were buying in Enclave Lakes Harmony today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Enclave Lakes Harmony.
A closer look at the Enclave Lakes Harmony market
Inventory runs at 12.0 months of supply, a buyer-leaning market.
The location and the amenities are priced into every listing in Enclave Lakes Harmony. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Enclave Lakes Harmony buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Enclave Lakes Harmony sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Enclave Lakes Harmony, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Enclave Lakes Harmony home worth?
Get a no-obligation home value based on real comparable sales in Enclave Lakes Harmony, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Enclave Lakes Harmony on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
29% of homes for sale in ZIP 34773 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
ENCLAVE/LKS/HARMONY Market Scorecard
ENCLAVE/LKS/HARMONY is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $2,400, and homes go under contract in about 43 days.
Typical home value in the 34773 ZIP is $383,619, about 19.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Enclave Lakes Harmony a buyer's or seller's market right now?
Who is the best real estate agent for Enclave Lakes Harmony?
How do I find a top St Cloud real estate agent who knows Enclave Lakes Harmony?
Can Momentum Realty connect me with an agent for Enclave Lakes Harmony?
Where is Enclave Lakes Harmony, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 22, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Enclave Lakes Harmony fits the bigger picture — live prices, inventory, and Momentum Scores:
More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
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