Enclave Lakes Harmony in St Cloud

Enclave Lakes Harmony
Homes for Sale in St Cloud, FL

Community in St Cloud · Osceola County · ZIP 34773
80 homesBuilt 2022–2023
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Photo via Stellar MLS

Built fromLive Stellar MLS data4 years of closingsFL DOR public recordsUpdated twice daily

Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (152 listings across 45 villages and sections in the MLS).

Enclave Lakes Harmony key facts
LocationSt Cloud, Osceola County, FL · ZIP 34773
Homes in the community80 (FL DOR 2025 assessment roll)
Years built2022–2023 (median 2022.0)
Typical living area2,649 sq ft (median)
For sale right now1 active, 0 pending · median asking $2,400 · 12.0 months of supply
Owner-occupied (homestead) share66%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2024; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Enclave Lakes Harmony key facts,” movewithmomentum.com/neighborhoods/enclave-lks-harmony-st-cloud, data as of September 20, 2026.

Live · Enclave Lakes Harmony Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Osceola: 20% (1,093 of 5,558)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
66%
Owner-occupied · Enclave Lakes Harmony
53 of 80 parcels homesteaded (FL DOR 2025)
34%
Non-owner-occupied · Enclave Lakes Harmony
incl. 9% trust or LLC-held · 10% out-of-state
80
Homes in the community
80 residential parcels (FL DOR 2025)
Track record · 4 years of records
3
Recorded sales · 2024-2025
median $380K · qualified sales on the county roll (FL DOR 2025)
2022–2023
Years homes were built
median 2022 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written October 26, 2026

Enclave Lakes Harmony is a small, essentially new build-out in St Cloud — 80 homes, all delivered in 2022 and 2023, with a median living area near 2,649 square feet. With inventory this uniform and this young, price here is driven less by vintage or layout quirks and more by condition, lot, and finish level. There are no meaningful price-range signals to lean on, so treat the median as your anchor and judge each home on its own merits.

The posture right now is clearly buyer-leaning. Months of supply sits at 12 against essentially no recent closing activity and a single active listing. That combination means thin, slow turnover: a buyer has time and leverage, and a seller needs sharp pricing and patience rather than an expectation of quick movement. Don't read the lone active listing as scarcity — read the lack of closings as a market that is not clearing fast.

Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Enclave Lakes Harmony Housing Pulse · Momentum Research · as of September 20, 2026

Enclave Lakes Harmony right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 20, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

This is a compact, nearly identical-vintage community in St Cloud where every home is only a few years old. With no amenities identified in current MLS listings, the draw is the house itself — newer construction and generous interior space — rather than shared facilities.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buying for newer construction where roofs and systems are at the start of their life
  • Buyers who want generous interior space around 2,649 square feet without an amenity premium
  • Buying to hold and occupy, with the patience that a slow-turnover market requires

Probably not for

  • Buying for a pool, clubhouse, or other shared amenities, which current listings do not identify
  • Needing to resell quickly, given 12 months of supply and minimal recent closings
  • Wanting a wide variety of home ages or architectural styles rather than one 2022–2023 cohort

The market around Enclave Lakes Harmony

Enclave Lakes Harmony is too small for its own price trend, so here is the market around it.

In ZIP 34773, 198 homes are on the market and 27% are under contract — a steady corner of St Cloud.

Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).

ZIP and county figures describe the wider market, not Enclave Lakes Harmony specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Enclave Lks Harmony, ST CLOUD

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-11-06)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Enclave Lakes Harmony

Live MLS inventory for Enclave Lakes Harmony. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Enclave Lakes Harmony listings as of 2026-06-22, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2024. Tap any home to ask about it.

If we were buying in Enclave Lakes Harmony today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Enclave Lakes Harmony.

Best Buy
Buyers who want near-new construction with full-size square footage and are comfortable in a slow-moving market.
Biggest Risk
At 12 months of supply with almost no recent closings, resale can be slow and pricing unforgiving.
Sweet Spot
A well-kept, move-in-ready home bought with patience and a disciplined offer.
Avoid If
You need community amenities or expect a fast, competitive resale.

A new St Cloud build-out, still finding its footing

Everything here was built in 2022 or 2023, so you're buying into a cohort of homes with systems and roofs at the start of their life and interiors that still feel current. The median living area around 2,649 square feet points to full-size floor plans rather than compact starter stock. What you won't find — at least per current listings — is a pool, clubhouse, or other community amenity, so the value proposition is square footage and newness, not lifestyle infrastructure.

About two-thirds of homes carry a homestead exemption, which suggests most are owner-occupied rather than held as rentals or second homes. Pair that with 12 months of supply and almost no closing activity in the window, and the signal is a community that has largely settled in but is moving slowly on resale. Buyers should expect negotiating room; sellers should expect to compete on condition and price against a near-new inventory backdrop.

“

The location and the amenities are priced into every listing in Enclave Lakes Harmony. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin market like this — one active listing, almost no recent closings — pricing and timing judgment matter more than foot traffic. We work the comparable new-construction inventory across St Cloud to anchor an honest number, and we're candid about how long a sale may take given 12 months of supply. For buyers, we translate the buyer-leaning posture into real negotiating strategy rather than guesswork.

Enclave Lakes Harmony in 15 seconds.

Best forBuyers who want near-new construction with full-size square footage and are comfortable in a slow-moving market.
Biggest advantageA buyer-leaning market with time and negotiating room, backed by homes only a few years old.
Biggest riskAt 12 months of supply with almost no recent closings, resale can be slow and pricing unforgiving.
Sweet spotA well-kept, move-in-ready home bought with patience and a disciplined offer.
Avoid ifYou need community amenities or expect a fast, competitive resale.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Enclave Lakes Harmony sales matched to your home.

What is your Enclave Lakes Harmony home worth?

Get a no-obligation home value based on real comparable sales in Enclave Lakes Harmony, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Enclave Lakes Harmony on the map →

Real comps, not an automated estimate.
How much local inventory is already under contract

23% of homes for sale in ZIP 34773 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).

Frequently Asked Questions

Is Enclave Lakes Harmony a buyer's or seller's market right now?
As of September 20, 2026, Enclave Lakes Harmony leans toward buyers: 12.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Enclave Lakes Harmony?
The Florida DOR 2025 assessment roll shows 80 homes in Enclave Lakes Harmony (public records).
What share of Enclave Lakes Harmony is owner-occupied?
66% of Enclave Lakes Harmony parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Enclave Lakes Harmony built?
Homes in Enclave Lakes Harmony were built between 2022 and 2023, with a median year built of 2022.0 (FL DOR 2025 roll).
Who is the best real estate agent for Enclave Lakes Harmony?
The best agent for Enclave Lakes Harmony is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Enclave Lakes Harmony.
How do I find a top St Cloud real estate agent who knows Enclave Lakes Harmony?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Enclave Lakes Harmony and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Enclave Lakes Harmony?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Enclave Lakes Harmony purchase or sale - no call center and no pressure.
Where is Enclave Lakes Harmony, and what county is it in?
Enclave Lakes Harmony is in ST CLOUD, Osceola County, FL, ZIP 34773. The community's center is about 11 miles east of the center of ST CLOUD (straight-line).
Buying for newer construction where roofs and systems are at the start of their lifeExcellent fit
Buyers who want generous interior space around 2,649 square feet without an amenity premiumExcellent fit
Buying to hold and occupy, with the patience that a slow-turnover market requiresExcellent fit
Buying for a pool, clubhouse, or other shared amenities, which current listings do not identifyProbably not
Needing to resell quickly, given 12 months of supply and minimal recent closingsProbably not
Wanting a wide variety of home ages or architectural styles rather than one 2022–2023 cohortProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 22, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34773))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2022 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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