Harmony Nbrhd J
Homes for Sale in St Cloud, FL

A newer-construction section of Harmony in St Cloud, built out mostly between 2019 and 2024, set inside a gated, amenity-heavy master plan built around golf, trails, and recreation rather than a stand-alone subdivision feel.

Stellar MLS sales records identify 18 homes in Harmony Nbrhd J that have changed hands since 2020, built between 2019 and 2022 (median 2021), with a median living area of about 1,850 sq ft and a typical 3-bedroom, 2-bath layout; 94% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 11 qualified sales in Harmony Nbrhd J across 2024 - 2025 (7 in 2024, 4 in 2025), median $350,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Harmony Nbrhd J is too small for its own price trend, so here is the market around it.

In ZIP 34773, 198 homes are on the market and 27% are under contract — a steady corner of St Cloud.

Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).

In ZIP 34773 (St Cloud), 677 homes closed in the last 12 months at a median of $412K ($213/sq ft), up 1.2% year over year, with a median 54 days on market. Right now 120 active and 41 pending listings put supply at about 3.3 months - a balanced market. See the live ZIP 34773 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Harmony Nbrhd J specifically. Momentum Research analysis of MLS records.

This section of Harmony sits on the newer end of the community's build-out, with every home dated 2019 or later and a median year built of 2022. That means buyers are largely looking at construction under current codes and more recent finish standards rather than homes that have cycled through multiple owners or major renovation phases. At a median of about 2,183 square feet, the typical home here is sized for more than a starter footprint, without tipping into an outsized floor plan.

The amenity package attached to this address is substantial: clubhouse, fitness center, golf course access, pool, pickleball and tennis courts, a dog park, playground, trails, and golf-cart-friendly streets, all inside a gated (no-guard) community with deed restrictions. That is a lot of shared infrastructure to fold into a purchase decision, and it comes with an HOA structure worth reading closely before writing an offer - confirm current amenities and access directly with the association, since MLS-reported amenities can shift over time.

With just one active listing and no recent closings to benchmark against, pricing a home in this pocket correctly takes pulling comparable sales from the broader Harmony footprint, not just this micro-neighborhood - that is the kind of cross-referencing we do as a matter of course, not an afterthought.

Listings in this community report association dues of about $252 per month ($3,024 a year) - the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.