North Lakes of Harmony
Homes for Sale in Harmony, FL
All 42 homes for sale in HARMONY, FL · median $385,000 · 39 homes for sale in 34773 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, North Lakes Of Harmony in Harmony, FL has 1 home for sale. As of September 2026, the MLS records 3 closed sales in North Lakes Of Harmony in Harmony, FL since 2024, the most recent in September 2025. Across Harmony as a whole, 55 homes closed in the last 12 months at a median of $414,990, 40 median days on market, with 8 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (147 listings across 42 villages and sections in the MLS).
There is nothing to read from the numbers right now. North Lakes Of Harmony shows zero active listings in the current MLS feed, which means there is no median price, no days-on-market trend, and no inventory picture to report on for this pass. That is a data statement, not a market judgment - it simply means no one is listing here at this moment.
For a buyer or seller, that translates into a waiting posture. A seller here would face little to no competing inventory to price against, which cuts both ways: less comparable data to lean on, but also no glut to compete with. A buyer watching this community needs to set an alert and be patient rather than expect a working list of homes to tour today.
North Lakes of Harmony right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
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· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
North Lakes Of Harmony, in the Harmony area of Osceola County, currently has no active listings in the MLS feed, and no community amenities have been identified from current listing data.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who North Lakes of Harmony is best for.
Best for
- Buyers with flexible timelines who want to monitor a specific community for the first new listings
- Sellers considering a future listing here who want to understand competing inventory before it exists
- Investors tracking Osceola County micro-markets for early entry points
Probably not for
- Buyers who need to compare homes and pricing this month
- Anyone relying on published amenity or price data to make a near-term decision
- Buyers who want a move-in-ready option available right now
The market around North Lakes of Harmony
North Lakes of Harmony is too small for its own price trend, so here is the market around it.
In ZIP 34773, 187 homes are on the market and 27% are under contract — a steady corner of Harmony.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34773 (HARMONY), 677 homes closed in the last 12 months at a median of $414K ($213/sq ft), up 1.0% year over year, with a median 55 days on market. Right now 117 active and 39 pending listings put supply at about 3.2 months - a balanced market. See the live ZIP 34773 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not North Lakes of Harmony specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in North Lakes of Harmony
Live MLS inventory for North Lakes of Harmony. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending North Lakes of Harmony listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2025. Tap any home to ask about it.
The North Lakes of Harmony buying strategy.
If we were buying in North Lakes of Harmony today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in North Lakes of Harmony.
A community with no current market signal
When a community shows zero active listings, it is easy to read too much into it. It does not mean homes are not there, or that owners are not living in them - it means that as of this snapshot, none are listed for sale in the Stellar MLS feed we track. Amenity information is similarly limited: nothing has been identified from current listings, which is a function of what is on the market right now, not a statement about what the community does or does not offer.
Anyone researching North Lakes Of Harmony should treat this as a placeholder snapshot rather than a market report. The right move is to track the feed over time, watch for the first listings to post, and use those early listings to establish what price levels, home types, and amenities actually look like on the ground here.
The location and the amenities are priced into every listing in North Lakes of Harmony. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with zero current listings, the value of a broker is watching the feed for you and flagging the moment inventory appears, rather than relying on stale or generic data. We track this snapshot regularly, so when the first home in North Lakes Of Harmony hits the market, you hear about it early instead of finding it after it is already under contract.
North Lakes of Harmony in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $307/month (about $3,684/yr) · median of 3 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $307 per month ($3,684 a year) - the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a North Lakes of Harmony buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed North Lakes of Harmony sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in North Lakes of Harmony, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your North Lakes of Harmony home worth?
Get a no-obligation home value based on real comparable sales in North Lakes of Harmony, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Harmony →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
NORTH LAKES OF HARMONY Market Scorecard
NORTH LAKES OF HARMONY is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $385,000, and homes go under contract in about 1 days.
Typical home value in the 34773 ZIP is $383,619, about 19.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is North Lakes of Harmony a buyer's or seller's market right now?
Who is the best real estate agent for North Lakes of Harmony?
How do I find a top Harmony real estate agent who knows North Lakes of Harmony?
Can Momentum Realty connect me with an agent for North Lakes of Harmony?
Should you buy in North Lakes of Harmony?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2024 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how North Lakes Of Harmony fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near North Lakes of Harmony with Momentum Realty’s local guides.