Enclave at Lakes of Harmony
Homes for Sale in Harmony, FL
All 42 homes for sale in HARMONY, FL · median $385,000 · 39 homes for sale in 34773 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Enclave At Lakes Of Harmony in Harmony, FL has 2 homes for sale. Homes listed or recently sold were built 2022 - 2022; 3 of 3 report an HOA (median $87/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 74 ft).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (147 listings across 42 villages and sections in the MLS).

This is a young, tightly built community: every home dates to 2022 or 2023, so there is no older inventory mixed in and no renovation variable to price around. With only 3 active listings against 90 total homes, available supply is thin, and that scarcity is doing more to shape a buyer's options right now than any condition or age spread would in an older neighborhood.
Just under 60% of homes carry a homestead exemption, which points to a base of owner-occupied housing rather than a market dominated by investor turnover. For a seller, that combination of newer construction and limited competing listings is a favorable backdrop for marketing a home well; for a buyer, it means fewer choices to compare and less room to shop on price alone.
Enclave at Lakes of Harmony right now
🟢 Buyer-leaning market. 24.0 months of supply and 33% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Enclave At Lakes Of Harmony sits inside the larger Harmony master plan in Osceola County, built out almost entirely in 2022 and 2023, with a resident-owned recreation package that goes well beyond a standard subdivision pool-and-clubhouse setup.
Stellar MLS sales records identify 13 homes in Enclave At Lakes Of Harmony that have changed hands since 2022, built between 2022 and 2022 (median 2022), with a median living area of about 2,348 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Enclave at Lakes of Harmony. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Enclave at Lakes of Harmony; content deemed reliable but not guaranteed.
Who Enclave at Lakes of Harmony is best for.
Best for
- Buyers who want a newer home with minimal near-term maintenance concerns given the 2022-2023 build years.
- Buyers drawn to a gated community with golf, tennis, fitness, and owned recreation facilities as a core part of the purchase.
- Buyers comfortable moving quickly once a suitable listing appears, given the very limited active inventory.
Probably not for
- Buyers who want to compare a wide range of floor plans or price points before deciding - the current pool of active listings is very small.
- Buyers looking for an established, older neighborhood with a longer resale history to study.
- Buyers unwilling to factor in optional additional fees tied to some of the community's recreation facilities.
The market around Enclave at Lakes of Harmony
Enclave at Lakes of Harmony is too small for its own price trend, so here is the market around it.
In ZIP 34773, 187 homes are on the market and 27% are under contract — a steady corner of Harmony.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34773 (HARMONY), 677 homes closed in the last 12 months at a median of $414K ($213/sq ft), up 1.0% year over year, with a median 55 days on market. Right now 117 active and 39 pending listings put supply at about 3.2 months - a balanced market. See the live ZIP 34773 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Enclave at Lakes of Harmony specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Enclave At Lakes Of Harmony, HARMONY
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Enclave at Lakes of Harmony
Live MLS inventory for Enclave at Lakes of Harmony. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Enclave at Lakes of Harmony listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2025. Tap any home to ask about it.
Enclave at Lakes of Harmony on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Enclave at Lakes of Harmony
- Clubhouse · reported on 2 of 2 listings
- Fitness Center · reported on 2 of 2 listings
- Gated · reported on 2 of 2 listings
- Golf Course · reported on 2 of 2 listings
- Playground · reported on 2 of 2 listings
- Pool · reported on 2 of 2 listings
- Basketball Court · reported on 1 of 2 listings
- Optional Additional Fees · reported on 1 of 2 listings
- Park · reported on 1 of 2 listings
- Recreation Facilities · reported on 1 of 2 listings
- Tennis Court(s) · reported on 1 of 2 listings
- Trail(s) · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Harmony Community School (K-5) · Elementary
- Harmony Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Enclave at Lakes of Harmony listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Enclave at Lakes of Harmony address.
Shop the zone: Homes zoned for Harmony High High School
The Enclave at Lakes of Harmony buying strategy.
If we were buying in Enclave at Lakes of Harmony today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Enclave at Lakes of Harmony.
New construction, low turnover
At a median 2,649 square feet, homes here run larger than a typical entry-level new build, which tracks with a gated community built around golf, tennis, and community-owned recreation facilities rather than a bare-bones amenity package. The amenities list is unusually deep for a 90-home enclave - clubhouse, fitness center, pool, basketball and tennis courts, trails, a playground, and additional park and recreation facilities, some carrying optional additional fees. That is the kind of infrastructure that typically supports a lifestyle-driven purchase decision as much as a purely financial one.
Because every home was built within a two-year window, buyers are not weighing decades of deferred maintenance against one another - the differentiators are lot position, upgrades, and proximity to the amenity core rather than roof age or system replacements. With active inventory at just 3 listings, there is not much room to wait out a preferred floor plan; when something suitable comes up, it tends not to sit.
The location and the amenities are priced into every listing in Enclave at Lakes of Harmony. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With inventory this thin, timing and access matter more than negotiation leverage. We track new listings in Enclave At Lakes Of Harmony as they hit and can help a buyer move decisively, or help a seller position a newer home against a very short list of direct comparables.
Enclave at Lakes of Harmony in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $87/month (about $1,044/yr) · median of 11 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $87 per month ($1,044 a year) - the median AssociationFee across 11 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Enclave at Lakes of Harmony buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Enclave at Lakes of Harmony sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Enclave at Lakes of Harmony, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Enclave at Lakes of Harmony home worth?
Get a no-obligation home value based on real comparable sales in Enclave at Lakes of Harmony, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Harmony →
Recently off market in Enclave At Lakes Of Harmony
Homes in Enclave At Lakes Of Harmony that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 3204 Oxbow Ct · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
ENCLAVE AT LAKES OF HARMONY Market Scorecard
ENCLAVE AT LAKES OF HARMONY is currently a strong buyer's market. About 24.0 months of supply, a median asking price of $370,000, and homes go under contract in about 116 days.
Typical home value in the 34773 ZIP is $383,619, about 19.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Enclave at Lakes of Harmony a buyer's or seller's market right now?
Who is the best real estate agent for Enclave at Lakes of Harmony?
How do I find a top Harmony real estate agent who knows Enclave at Lakes of Harmony?
Can Momentum Realty connect me with an agent for Enclave at Lakes of Harmony?
Should you buy in Enclave at Lakes of Harmony?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Enclave At Lakes Of Harmony fits the bigger picture — live prices, inventory, and Momentum Scores:
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