Harmony Nbrhd
Homes for Sale in Harmony, FL
All 49 homes for sale in HARMONY, FL · median $385,000 · 50 homes for sale in 34773 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 2016 - 2019; 4 of 4 report an HOA (median $245/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 78 ft). As of October 2026, the MLS records 32 closed sales in Harmony Nbrhd I in Harmony, FL since 2017, the most recent in May 2026. Recorded prices since 2024 ran from $305,000 to $505,000 (median $345,000), on homes of 1,534 to 2,584 sq ft. Across Harmony as a whole, 54 homes closed in the last 12 months at a median of $414,990, 39 median days on market, with 9 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,260 ($4,650 with the full homestead exemption).
Part of Harmony Nbrhd, Harmony, FL — see all Harmony Nbrhd homes for sale (1 listing across 4 sections in the MLS).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (151 listings across 45 villages and sections in the MLS).
| Location | HARMONY, Osceola County, FL · ZIP 34773 |
|---|---|
| Homes in the community | 172 (FL DOR 2025 assessment roll) |
| Years built | 2016–2023 (median 2019.0) |
| Typical living area | 2,182 sq ft (median) |
| Amenities listed by sellers | Clubhouse, Deed Restrictions, Fitness Center, Gated, Golf, Golf Course |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 72% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2017 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harmony Nbrhd I key facts,” movewithmomentum.com/neighborhoods/harmony-nbrhd-i-harmony, data as of September 20, 2026.
Harmony Nbrhd I is a newer-construction pocket inside Harmony, with homes built between 2016 and 2023 and a median year built of 2019. That narrow build window means less variation in systems age or construction style than you'll find in older Osceola communities, so pricing here tends to track condition, lot position relative to the golf course, and finish level more than it does structural risk or renovation need.
Inventory is essentially a single active listing against 172 total homes, and months supply sits at 4.0 in a market we're calling balanced. With that little on the market, one listing can move the read on the whole neighborhood, and a seller here isn't competing against a shelf of comparable homes the way they might in a larger subdivision. Buyers should expect to act with less back-and-forth room than usual simply because there isn't much to compare against.
The 60-Second Overview
A gated, golf-oriented section of Harmony built out almost entirely between 2016 and 2023, with a homestead share above 70% suggesting most owners are living in these homes rather than holding them as rentals or second properties.
Stellar MLS sales records identify 50 homes in Harmony Nbrhd that have changed hands since 2018, built between 2016 and 2022 (median 2018), with a median living area of about 1,859 sq ft and a typical 3-bedroom, 2-bath layout; 98% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 19 qualified sales in Harmony Nbrhd across 2024 - 2025 (15 in 2024, 4 in 2025), median $345,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Harmony Nbrhd. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Harmony Nbrhd; content deemed reliable but not guaranteed.
Who Harmony Nbrhd is best for.
Best for
- Buyers targeting newer construction (2016 - 2023) rather than an older, established build
- Buyers who want golf, pool, tennis/pickleball, and clubhouse access bundled into one HOA rather than piecing amenities together elsewhere
- Buyers comfortable moving decisively when a home does come up, given how little inventory typically sits active
Probably not for
- Buyers who want to tour several comparable homes before narrowing down a decision
- Buyers who prefer a lighter HOA structure with fewer shared amenities and fees
- Investors looking for a neighborhood with an established rental base, given the high owner-occupancy share here
The market around Harmony Nbrhd
Harmony Nbrhd is too small for its own price trend, so here is the market around it.
In ZIP 34773, 198 homes are on the market and 27% are under contract — a steady corner of Harmony.
Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).
In ZIP 34773 (HARMONY), 677 homes closed in the last 12 months at a median of $412K ($213/sq ft), up 1.2% year over year, with a median 54 days on market. Right now 120 active and 41 pending listings put supply at about 3.3 months - a balanced market. See the live ZIP 34773 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Harmony Nbrhd specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Harmony Nbrhd I, HARMONY
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Harmony Nbrhd
Live MLS inventory for Harmony Nbrhd. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harmony Nbrhd listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2017 through 2026. Tap any home to ask about it.
Every Home for Sale in Harmony Nbrhd I Harmony Right Now (1)
All 1 active and pending Harmony Nbrhd I Harmony listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3304 Sagebrush Street · $379,000 · 4 bd / 2 ba · pending · listed Jul 6, 2026 · listed by Resort Realty Group Ltd Inc
Harmony Nbrhd on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Harmony Nbrhd
- Clubhouse · reported on 4 of 4 listings
- Fitness Center · reported on 4 of 4 listings
- Gated · reported on 4 of 4 listings
- Golf Course · reported on 4 of 4 listings
- Pickleball Court(s) · reported on 4 of 4 listings
- Pool · reported on 4 of 4 listings
- Tennis Court(s) · reported on 4 of 4 listings
- Deed Restrictions · reported on 4 of 4 listings
- Golf · reported on 4 of 4 listings
- Park · reported on 4 of 4 listings
- Gated Community - No Guard · reported on 3 of 4 listings
- Golf Carts OK · reported on 3 of 4 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Harmony Community School (K-5) · Elementary
- Harmony Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Harmony Nbrhd listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harmony Nbrhd address.
Shop the zone: Homes zoned for Harmony High High School
The Harmony Nbrhd buying strategy.
If we were buying in Harmony Nbrhd today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harmony Nbrhd.
A Tight, Amenity-Heavy Golf Community
The community carries a full recreational package - clubhouse, fitness center, pool, tennis and pickleball courts, and a golf course, all inside a gated (no-guard) setting with association-owned recreation and golf cart access. That's a heavier amenity load than most single-phase neighborhoods this size, and it's part of what separates Harmony Nbrhd I from plainer subdivisions built in the same years. Buyers should still confirm current amenity access and any HOA rules directly with the association, since MLS-reported amenities can lag actual policy.
Median living area runs around 2,182 square feet, which points to single-family homes sized for more than a starter footprint, consistent with a community built out over a compressed, newer-construction period. With homestead share at roughly 71.5%, this reads as a neighborhood where most residents are long-term occupants rather than a transient rental base - useful context for anyone evaluating resale stability, though it's not a guarantee of any particular outcome.
The location and the amenities are priced into every listing in Harmony Nbrhd. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only one active listing at any given time, pricing this community accurately means leaning on closed sales and build-year context rather than a deep pool of current competition - that's the kind of read Momentum builds for every client here, buyer or seller.
Harmony Nbrhd in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $245/month (about $2,940/yr) · median of 66 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $245 per month ($2,940 a year) - the median AssociationFee across 66 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harmony Nbrhd buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harmony Nbrhd sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harmony Nbrhd, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harmony Nbrhd home worth?
Get a no-obligation home value based on real comparable sales in Harmony Nbrhd, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Harmony →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
22% of homes for sale in ZIP 34773 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Frequently Asked Questions
How many homes are in Harmony Nbrhd?
What share of Harmony Nbrhd is owner-occupied?
When were the homes in Harmony Nbrhd built?
Who is the best real estate agent for Harmony Nbrhd?
How do I find a top Harmony real estate agent who knows Harmony Nbrhd?
Can Momentum Realty connect me with an agent for Harmony Nbrhd?
Where is Harmony Nbrhd, and what county is it in?
Should you buy in Harmony Nbrhd?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34773)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2017 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harmony Nbrhd I fits the bigger picture — live prices, inventory, and Momentum Scores:
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