Eustis Harbor Island Villas in Eustis

Eustis Harbor Island Villas
Homes for Sale in Eustis, FL

All 224 homes for sale in EUSTIS, FL · median $385,000 · 138 homes for sale in 32726 · Lake County homes for sale

Community in Eustis · Lake County · ZIP 32726
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Built fromLive Stellar MLS data10 years of closingsUpdated twice daily

As of September 2026, Eustis Harbor Island Villas in Eustis, FL has 1 home for sale. Homes listed or recently sold were built 1987 - 2025 with 1 new construction; 4 of 4 report an HOA (median $93/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 70 ft).

Live · Eustis Harbor Island Villas Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Lake: 25% (1,077 of 4,256)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a small, tightly held pocket of Eustis, and the numbers reflect it directly: a single active listing against roughly six months of supply. That combination means pricing here gets set almost entirely by the condition and terms of whatever one home happens to be on the market at a given time, not by a broad comparable set.

For a seller, that scarcity can work in your favor if the listing is priced and presented well, since there is little competing inventory to shop against. For a buyer, it means patience and flexibility matter more than usual - you may be waiting on the right unit to surface rather than choosing among several.

Eustis Harbor Island Villas Housing Pulse · Momentum Research · as of September 12, 2026

Eustis Harbor Island Villas right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 22, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Harbor Island Villas is a compact, deed-restricted community in Eustis where inventory is thin enough that the market moves listing by listing rather than in broader waves.

Stellar MLS sales records identify 15 homes in Eustis Harbor Island Villas that have changed hands since 2016, built between 1986 and 2025 (median 2006), with a median living area of about 1,897 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 8 qualified sales in Eustis Harbor Island Villas across 2024 - 2025 (6 in 2024, 2 in 2025), median $347,500 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer who has identified this specific community and is prepared to act when the one listing fits their needs
  • A seller who wants to list into a market with minimal direct competition
  • Someone drawn to a small, deed-restricted setting with a community park and shared mailbox

Probably not for

  • A buyer who wants several active listings to compare before committing
  • Someone relying on a deep set of recent sales to benchmark price
  • A buyer uncomfortable with deed restrictions governing the property

The market around Eustis Harbor Island Villas

Eustis Harbor Island Villas is too small for its own price trend, so here is the market around it.

In ZIP 32726, 201 homes are on the market and 31% are under contract — a fast-moving corner of Eustis.

Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).

In ZIP 32726 (EUSTIS), 476 homes closed in the last 12 months at a median of $372K ($199/sq ft), up 0.7% year over year, with a median 52 days on market. Right now 65 active and 31 pending listings put supply at about 6.5 months - a buyer's market. See the live ZIP 32726 housing market and the Lake County market.

ZIP and county figures describe the wider market, not Eustis Harbor Island Villas specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in EUSTIS HARBOR ISLAND VILLAS, EUSTIS

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Eustis Harbor Island Villas

Live MLS inventory for Eustis Harbor Island Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Eustis Harbor Island Villas listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Tap any home to ask about it.

Every Home for Sale in Eustis Harbor Island Villas Eustis Right Now (1)

All 1 active and pending Eustis Harbor Island Villas Eustis listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 39 Forest Lane · $353,000 · 2 bd / 2 ba · listed Jun 23, 2026 · listed by Exit Realty Tri-County

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Eustis Harbor Island Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Eustis Harbor Island Villas.

Best Buy
Buyers and sellers comfortable moving on one available home rather than choosing among several.
Biggest Risk
With only one active listing, there is little room to negotiate based on competing inventory.
Sweet Spot
A buyer who has found the specific unit here and is ready to act rather than compare options.
Avoid If
You want to shop multiple listings side by side before deciding.

A market defined by scarcity, not volume

With only one home active and closings limited to a single transaction in the most recent window, this is not a community where you can lean on a deep pool of recent sales to judge value. The six-month supply figure sits in balanced territory, but at this scale that label describes a snapshot more than a trend - a couple of transactions in either direction would shift it quickly.

The deed restrictions and shared community mailbox point to an established, structured setting rather than a loosely organized one, and the on-site park is a tangible, everyday amenity rather than a marketing add-on. Buyers and sellers here should treat each listing on its own merits - condition, lot, and terms - rather than assuming a pattern from a handful of data points.

The location and the amenities are priced into every listing in Eustis Harbor Island Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this thin on inventory, timing and access matter more than volume of showings. We track this pocket of Eustis closely enough to flag a new listing the moment it surfaces, and we help sellers price realistically against a market that offers few direct comparables.

Eustis Harbor Island Villas in 15 seconds.

Best forBuyers and sellers comfortable moving on one available home rather than choosing among several.
Biggest advantageDeed restrictions and a shared park give the community a consistent, maintained feel.
Biggest riskWith only one active listing, there is little room to negotiate based on competing inventory.
Sweet spotA buyer who has found the specific unit here and is ready to act rather than compare options.
Avoid ifYou want to shop multiple listings side by side before deciding.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Eustis Harbor Island Villas homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Eustis Harbor Island Villas.
In short
  • HOA dues reported around $93/month (about $1,116/yr) · median of 40 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $93 per month ($1,116 a year) - the median AssociationFee across 40 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Eustis Harbor Island Villas sales matched to your home.

What is your Eustis Harbor Island Villas home worth?

Get a no-obligation home value based on real comparable sales in Eustis Harbor Island Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Eustis →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,222/mo
Lake County typical true cost to own
$146/mo
Lake County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

28% of homes for sale in ZIP 32726 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-21).

EUSTIS HARBOR ISLAND VILLAS Market Scorecard

Balanced

EUSTIS HARBOR ISLAND VILLAS is currently a balanced market. About 4.0 months of supply, a median asking price of $353,000, and homes go under contract in about 91 days.

4.0
Months supply
$353,000
Median list
$343,800
Median sold
$217
Per sqft
91
Days on mkt
1/0/3
Active/Pend/Sold

Typical home value in the 32726 ZIP is $287,996, about 5.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Eustis Harbor Island Villas a buyer's or seller's market right now?
As of September 12, 2026, Eustis Harbor Island Villas is roughly balanced: 4.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for Eustis Harbor Island Villas?
The best agent for Eustis Harbor Island Villas is one who actively works Eustis and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Eustis Harbor Island Villas.
How do I find a top Eustis real estate agent who knows Eustis Harbor Island Villas?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Eustis Harbor Island Villas and the wider Eustis area.
Can Momentum Realty connect me with an agent for Eustis Harbor Island Villas?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Eustis Harbor Island Villas purchase or sale - no call center and no pressure.
Where is Eustis Harbor Island Villas, and what county is it in?
Eustis Harbor Island Villas is in EUSTIS, Lake County, FL, ZIP 32726. The community's center is about 8 miles southeast of the center of EUSTIS (straight-line).
A buyer who has identified this specific community and is prepared to act when the one listing fits their needsExcellent fit
A seller who wants to list into a market with minimal direct competitionExcellent fit
Someone drawn to a small, deed-restricted setting with a community park and shared mailboxExcellent fit
A buyer who wants several active listings to compare before committingProbably not
Someone relying on a deep set of recent sales to benchmark priceProbably not
A buyer uncomfortable with deed restrictions governing the propertyProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2016 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Eustis Harbor Island Villas? 1 recorded closings (window ending 2026-09-20). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

More Eustis & Lake County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.

Nearby Communities

Explore more neighborhoods near Eustis Harbor Island Villas with Momentum Realty’s local guides.

RRichards0.1 mi away · 14 homes, built 1940–07MFMagnolia Farms0.1 mi away · 9 homes, built 1935–11EFEustis Fairoaks Condo0.1 mi awayEustis Eustis Heights0.2 mi away · 70 homes, built 1914–08EHEustis Heights Lake0.2 mi away · 84 homes, built 1914–24Eustis Springwood Landing0.2 mi away · 156 homes, built 1911–23Eustis Heights0.2 mi away · median $230K, 5 sales/12 mo

Browse all neighborhood guides →

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