Gramercy Farms
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Gramercy Farms is a compact, single-vintage pocket of St Cloud: 130 homes built in a tight 2015-to-2017 window, with a median living area around 2,205 square feet. That consistency matters for pricing. Because the homes came out of the ground within a few years of each other and cluster around one size band, what separates one sale from the next is usually condition, lot position, and updates rather than fundamentally different product. There is no wide age spread to arbitrage here.
The other tell is the homestead share: roughly 84% of homes carry a homestead exemption. That points to an owner-occupied core rather than an investor-heavy street, which historically means fewer distressed or rushed sales and a tighter, slower trickle of inventory. For a seller, that scarcity can work in your favor. For a buyer, it means patience — you are waiting for the right home in a small pool, not choosing from a shelf.
Nearby homes for sale
No active listings inside GRAMERCY FARMS PH 3 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a newer-construction St Cloud enclave of about 130 homes, all built within a three-year span, which gives the streetscape a uniform look and buyers a fairly predictable footprint to underwrite against.
Stellar MLS sales records identify 371 homes in GRAMERCY FARMS that have changed hands since 2014, built between 2013 and 2022 (median 2019), with a median living area of about 1,773 sq ft and a typical 4-bedroom, 2-bath layout; 81% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Gramercy Farms is best for.
Best for
- Buyers targeting a newer-construction home around 2,200 square feet who value low-variance, predictable product
- Long-hold owner-occupants who want a stable, primarily owner-occupied street and can be patient on timing
- Sellers with a well-updated home ready to capitalize on limited competing inventory
Probably not for
- Buyers who need to close quickly and want many active listings to compare in one visit
- Shoppers seeking a specific price tier or a broad range of home sizes and vintages
- Investors looking for a rental-heavy block or distressed-sale opportunities
The market around Gramercy Farms
Gramercy Farms is too small for its own price trend, so here is the market around it.
In ZIP 34772, 499 homes are on the market and 25% are under contract — a steady corner of Saint Cloud.
Across Orange County, 5,873 homes are active and 2,054 pending (26% under contract).
Homes here are single family residence.
In ZIP 34772 (SAINT CLOUD), 1,994 homes closed in the last 12 months at a median of $410K ($206/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 321 active and 158 pending listings put supply at about 3.7 months — a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Gramercy Farms specifically. Momentum Research analysis of MLS records.
GRAMERCY FARMS PH 3 by the numbers
From county property records and closed MLS sales for the GRAMERCY FARMS PH 3 subdivision: 49 homes on record; built 2015–2017; typical size about 1,894 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2020 | 11 | $264,900 |
| 2021 | 4 | $292,500 |
| 2022 | 6 | $393,500 |
| 2023 | 6 | $382,500 |
| 2024 | 5 | $395,000 |
| 2026 | 3 | $365,000 |
Newest recorded sale: $365,000 on 2026-07-27.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Gramercy Farms buying strategy.
If we were buying in Gramercy Farms today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Gramercy Farms.
A single-vintage subdivision, priced on condition
With every home built between 2015 and 2017 and a median build year of 2016, Gramercy Farms avoids the mixed-era problem you see in older St Cloud neighborhoods. Roofs, systems, and finishes are broadly the same generation, so a buyer is comparing like against like. The practical effect: pricing here leans heavily on how well a specific home has been maintained and updated, not on age. Expect a meaningful spread between a lightly-lived-in original owner's home and one that has been reworked, even at similar square footage.
The median living area near 2,205 square feet describes a substantial single-family home rather than a starter footprint. Combine that with the owner-occupied tilt and you get a neighborhood that turns over slowly and rewards preparation. Osceola County's exemption data confirms most of these homes are primary residences, which tends to keep the street stable but keeps active listings thin at any given moment.
The location and the amenities are priced into every listing in Gramercy Farms. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, single-vintage community where condition and updates drive value more than age or size, the pricing work is granular — and getting it wrong in either direction costs real money. We underwrite each home against its true comparable, not a neighborhood average, and we tell sellers plainly what will and will not return at resale. With inventory this thin, timing and preparation matter more than volume, and that is where we earn our keep.
Gramercy Farms in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Gramercy Farms buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Gramercy Farms sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Gramercy Farms, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Gramercy Farms home worth?
Get a no-obligation home value based on real comparable sales in Gramercy Farms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Gramercy Farms on the map →
Should you buy in Gramercy Farms?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2017 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how GRAMERCY FARMS PH 3 fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Gramercy Farms
Where is Gramercy Farms?
Gramercy Farms is a community in SAINT CLOUD, Orange County, Florida, ZIP 34772.
How many homes are in Gramercy Farms?
County property records list 49 homes in Gramercy Farms, built between 2015 and 2017; the typical home is about 1,894 heated square feet.
What do homes in Gramercy Farms sell for?
Gramercy Farms has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2026 (3 sales, median $365,000). For context, ZIP 34772 has 499 homes on the market with 25% under contract.
Are there homes for sale in Gramercy Farms right now?
No active listings inside Gramercy Farms at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Gramercy Farms have an HOA or CDD?
No HOA is on record for Gramercy Farms in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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