Harbor Crest Townhomes
Homes for Sale in Safety Harbor, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Harbor Crest Twnhms in Safety Harbor, FL since 2017, the most recent in July 2025. Across Safety Harbor as a whole, 184 homes closed in the last 12 months at a median of $533,750, 43 median days on market, with 45 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $10,350 ($9,540 with the full homestead exemption).
Harbor Crest Townhomes doesn't have a current MLS data trail deep enough to pin down pricing patterns, so any read here has to lean on structure rather than statistics. Townhome pricing in a community like this tends to be driven by unit condition, HOA terms, and lot position more than by broad market swings, and that holds whether or not we have active comps in hand.
For a buyer or seller, the practical takeaway is the same: this is a community where you verify directly rather than lean on aggregated averages. Momentum can pull current listing activity, HOA documents, and comparable closed sales at the time you're ready to move, but as of this snapshot the feed simply isn't showing enough volume to characterize a pricing trend.
Nearby homes for sale
No active listings inside Harbor Crest Twnhms right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbor Crest Townhomes is a townhome community in Safety Harbor, Pinellas County, and current MLS data does not show identified community amenities — which typically means either a smaller, no-frills association or amenity details that aren't itemized in listing records rather than an absence of any HOA structure.
Stellar MLS sales records identify 6 homes in Harbor Crest Townhomes that have changed hands since 2011, built between 2007 and 2008 (median 2007), with a median living area of about 2,242 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbor Crest Townhomes is best for.
Best for
- A buyer wanting a townhome in Safety Harbor and comfortable verifying HOA terms directly rather than relying on published amenity lists.
- A buyer prioritizing lower-maintenance living over resort-style community features.
- A buyer working with a broker to pull live comps and HOA documents rather than depending on aggregated market data.
Probably not for
- A buyer who needs a confirmed clubhouse, pool, or gated amenity package as a non-negotiable.
- A buyer who wants to make an offer based purely on published median pricing without unit-level diligence.
- A buyer unwilling to request HOA financials and rules before writing a contract.
The market around Harbor Crest Townhomes
Harbor Crest Townhomes is too small for its own price trend, so here is the market around it.
In ZIP 34695, 114 homes are on the market and 23% are under contract — a steady corner of Safety Harbor.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34695 (Safety Harbor), 224 homes closed in the last 12 months at a median of $520K ($307/sq ft), up 0.5% year over year, with a median 44 days on market. Right now 47 active and 11 pending listings put supply at about 5.2 months — a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Harbor Crest Townhomes specifically. Momentum Research analysis of MLS records.
The Harbor Crest Townhomes buying strategy.
If we were buying in Harbor Crest Townhomes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Crest Townhomes.
What the data gap actually tells you
When a community shows no identified amenities in the MLS feed, it usually means one of two things: the HOA is minimal (exterior maintenance and insurance only, no clubhouse or pool), or the amenity fields simply weren't populated by the listing agents who've sold here recently. Either way, it's not something to assume — it's something to ask about directly, ideally by pulling the HOA docs and budget before writing an offer.
That same caution applies to price expectations. Without a current run of active or sold comps in this snapshot, we're not going to manufacture a number. What we can say is that townhome pricing in Safety Harbor generally tracks condition, unit orientation, and HOA fee structure closely, and a serious buyer should expect to do that homework unit by unit rather than relying on a community-wide average.
The location and the amenities are priced into every listing in Harbor Crest Townhomes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where public data is thin, the value we add is direct verification — pulling current listings as they hit the feed, requesting HOA financials and rules before you're under contract, and walking units side by side so you're comparing actual condition, not assumptions. That legwork matters more here than in a community with a long, obvious comp history.
Harbor Crest Townhomes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Crest Townhomes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Crest Townhomes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Crest Townhomes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Crest Townhomes home worth?
Get a no-obligation home value based on real comparable sales in Harbor Crest Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Safety Harbor →
Should you buy in Harbor Crest Townhomes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2017 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harbor Crest Townhomes fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Harbor Crest Townhomes. These are the public schools most often assigned to other communities in ZIP 34695; zones change and vary by address, so confirm with the district before you buy.
- Safety Harbor Elementary · Public · FLDOE grade A (assigned to 2 nearby communities)
- Safety Harbor Middle · Public · FLDOE grade A (assigned to 2 nearby communities)
- Countryside High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Harbor Crest Townhomes
Where is Harbor Crest Townhomes?
Harbor Crest Townhomes is a community in Safety Harbor, Pinellas County, Florida, ZIP 34695.
Are there homes for sale in Harbor Crest Townhomes right now?
No active listings inside Harbor Crest Townhomes at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harbor Crest Townhomes have an HOA or CDD?
No HOA is on record for Harbor Crest Townhomes in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Harbor Crest Townhomes with Momentum Realty’s local guides.