Harbor Hills Unit 02A
Homes for Sale in Lady Lake, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat

Harbor Hills Unit 02A is a mature, established pocket in Lady Lake, with homes built between 1990 and 2023 and a median build year of 1999. That spread matters: in a community this size, condition and updating do more to set price than square footage alone. The median home here runs about 2,181 living square feet, so most buyers are comparing similar footprints — what separates one closing from the next is the roof, the kitchen, the systems, and how much deferred maintenance the last owner left behind.
With only two closings in the current window, this is a thin, low-turnover market — you cannot read a trend off two sales, and neither should a seller. About 74% of homes carry a homestead exemption, which signals a largely owner-occupied community where inventory comes to market slowly and deliberately. For a buyer, that means patience and readiness to move when the right listing appears; for a seller, it means pricing to condition and comparables rather than to a headline number.
Harbor Hills Unit 02A right now
🟡 Off the recent peak. The trailing-12-month median ($500K) is down 1.0% from the prior 12 months ($505K) and up 146% since 2012. With about 24 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Very High (45 and 39 sales in the two windows).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Hills Unit 02A market snapshot (as of July 15, 2026): the median sale price is about $500K ($212 per sq ft over the trailing 12 months of closed sales), and a median 57 days on market for closed sales. The trailing-12-month median is down 1% from the prior 12 months and up 146% since 2012, computed from record-level Stellar MLS closed sales (45 closings in the current window).
Harbor Hills Unit 02A is a community of 773 homes in Lady Lake, Lake County, built between 1900 and 2024 (median 2004.0), with a median living area of about 2,250 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a slow-moving, owner-heavy community where homes trade on condition, not novelty — the 1990-to-2023 build range means a well-updated older home and a newer build can sit side by side at very different price points.
Who Harbor Hills Unit 02A is best for.
Best for
- Long-hold buyers who want a mature community and are comfortable waiting for the right listing
- Buyers targeting a roughly 2,100-square-foot single-family home and willing to pay up for one that is already updated
- Value-focused buyers ready to take on an older home and budget for roof and systems in exchange for a lower entry point
Probably not for
- Buyers who need to close quickly and want a wide selection of active listings
- Investors looking for high turnover and quick resale velocity
- Buyers who want new-construction uniformity rather than a mix of build years and conditions
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($500K) IS the median in the snapshot above, and the move from 2025 ($505K) IS the -1.0% one-year change.
Windows contain 1 to 52 sales each (45 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Harbor Hills Unit 02A buying strategy.
If we were buying in Harbor Hills Unit 02A today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Hills Unit 02A.
What actually moves price in a low-turnover community
With a median build year of 1999, most of the housing stock is old enough that major systems — roof, HVAC, plumbing — are the real story behind any asking price. Two homes of similar size can land far apart depending on whether those items have been addressed. The newer builds toward the 2023 end of the range change the math on any given block, so comparables need to be read carefully rather than averaged.
The roughly 74% homestead share and the light closing activity point to a community that holds its residents. Turnover is low, which tends to keep well-kept inventory scarce and gives sellers of updated homes leverage — but only if the home is genuinely move-in ready. Anything with deferred maintenance competes on a different footing, and buyers should budget accordingly.
The location and the amenities are priced into every listing in Harbor Hills Unit 02A. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbor Hills Unit 02A buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.2). Basis: Long-Term Appreciation +146% since 2012; Recent Direction -1.0% year-over-year; Owner Commitment 74% owner-occupied; Pricing Power 95.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with only two recent closings and a wide build range, a headline number tells you almost nothing. We price and negotiate off condition and true comparables — reading roofs, systems, and updates rather than square footage alone — so buyers do not overpay for deferred maintenance and sellers do not underprice a genuinely updated home.
Harbor Hills Unit 02A in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Hills Unit 02A buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Hills Unit 02A sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Hills Unit 02A, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Hills Unit 02A home worth?
Get a no-obligation home value based on real comparable sales in Harbor Hills Unit 02A, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Harbor Hills Unit 02A?
How long do homes in Harbor Hills Unit 02A take to sell?
How many homes are in Harbor Hills Unit 02A?
What share of Harbor Hills Unit 02A is owner-occupied?
When were the homes in Harbor Hills Unit 02A built?
Do cash buyers compete in Harbor Hills Unit 02A?
Have Harbor Hills Unit 02A home prices gone up?
Who is the best real estate agent for Harbor Hills Unit 02A?
How do I find a top Lady Lake real estate agent who knows Harbor Hills Unit 02A?
Can Momentum Realty connect me with an agent for Harbor Hills Unit 02A?
Should you buy in Harbor Hills Unit 02A?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (34 streets, ZIP 32159)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2004 (560 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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