HARBOR HILLS PH III SUB
Homes for Sale in LADY LAKE, FL
True comps, carrying-cost math, and listings before the portals.
Harbor Hills Ph III is a small, established section within the larger Harbor Hills community, and its market data reflects that scale: just one active listing at this snapshot, against a base of 48 homes. With zero closings in the current window, there is not enough recent transaction volume to read a trend one way or the other — the six-month supply figure here is more a function of thin activity than a clear signal of oversupply or scarcity.
What sets value in this section is condition and vintage. Homes span a build range from 1999 through 2024, with a median year built of 2001 and typical living area around 2,052 square feet — so buyers are choosing between original construction from the community's earlier phase and newer or updated builds. With homestead share at 72%, most owners here are in primary residences rather than holding investment or seasonal-use property, which tends to support steadier upkeep and fewer distressed listings coming to market.
HARBOR HILLS PH III SUB right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Hills Ph III sits inside a gated, amenity-heavy golf community in Lady Lake, with a small resale footprint of 48 homes that rarely turns over in volume.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of HARBOR HILLS PH III SUB. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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HARBOR HILLS PH III SUBWho HARBOR HILLS PH III SUB is best for.
Best for
- Buyers prioritizing golf-course and clubhouse access within a gated, guard-monitored community
- Buyers comfortable waiting for the right single listing rather than choosing among several
- Buyers planning to hold long-term in a primary residence, given the high homestead share here
Probably not for
- Buyers who want a wide selection of active listings to compare before writing an offer
- Buyers relying on recent local closing data to set a price expectation
- Buyers seeking a non-restricted community without HOA deed restrictions
The market around HARBOR HILLS PH III SUB
HARBOR HILLS PH III SUB is a small community — 24 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.
In ZIP 32159, 353 homes are on the market and 23% are under contract — a steady corner of LADY LAKE.
Across Lake County, 3,224 homes are active and 1,105 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not HARBOR HILLS PH III SUB specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in HARBOR HILLS PH III SUB, LADY LAKE
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in HARBOR HILLS PH III SUB
Live MLS inventory for HARBOR HILLS PH III SUB. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending HARBOR HILLS PH III SUB listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2025. Tap any home to ask about it.
HARBOR HILLS PH III SUB on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at HARBOR HILLS PH III SUB
- Golf Course · reported on 3 of 3 listings
- Gated · reported on 2 of 3 listings
- Deed Restrictions · reported on 2 of 3 listings
- Gated Community - Guard · reported on 2 of 3 listings
- Golf Carts OK · reported on 2 of 3 listings
- Clubhouse · reported on 2 of 3 listings
- Fitness Center · reported on 2 of 3 listings
- Pool · reported on 2 of 3 listings
- Racquetball · reported on 2 of 3 listings
- Tennis Court(s) · reported on 2 of 3 listings
- Golf · reported on 1 of 3 listings
- Restaurant · reported on 1 of 3 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Villages Elem of Lady Lake · Elementary
- Carver Middle · Middle
- Leesburg High · High
Zoned schools reflect the assignments reported on recent HARBOR HILLS PH III SUB listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any HARBOR HILLS PH III SUB address.
The HARBOR HILLS PH III SUB buying strategy.
If we were buying in HARBOR HILLS PH III SUB today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in HARBOR HILLS PH III SUB.
A small section inside a larger amenity base
This phase draws its value less from its own size — 48 homes is a small pool — and more from what it connects to: a gated, guard-attended community built around a golf course, clubhouse, fitness center, pool, tennis and pickleball courts, racquetball, a restaurant, and a park, all under deed restrictions. Golf carts are permitted, which matters for how residents actually move around the broader community day to day.
Because inventory here is so limited — a single active listing at this snapshot — buyers interested in this specific phase should expect to wait for the right listing rather than choose among several. That also means sellers are not fighting a crowded resale shelf; a well-presented, updated home in this range of build years can stand out simply because there is so little else on the market to compare it against.
The location and the amenities are priced into every listing in HARBOR HILLS PH III SUB. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only one active listing and no recent closings to benchmark against, pricing and timing decisions in Harbor Hills Ph III require pulling data from the wider Harbor Hills footprint and comparable golf-community sections rather than relying on this phase alone — we do that work before a listing goes live or an offer goes out.
HARBOR HILLS PH III SUB in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a HARBOR HILLS PH III SUB buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed HARBOR HILLS PH III SUB sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in HARBOR HILLS PH III SUB, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your HARBOR HILLS PH III SUB home worth?
Get a no-obligation home value based on real comparable sales in HARBOR HILLS PH III SUB, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in HARBOR HILLS PH III SUB on the map →
Frequently Asked Questions
Is HARBOR HILLS PH III SUB a buyer's or seller's market right now?
How many homes are in HARBOR HILLS PH III SUB?
What share of HARBOR HILLS PH III SUB is owner-occupied?
When were the homes in HARBOR HILLS PH III SUB built?
Do cash buyers compete in HARBOR HILLS PH III SUB?
Who is the best real estate agent for HARBOR HILLS PH III SUB?
How do I find a top LADY LAKE real estate agent who knows HARBOR HILLS PH III SUB?
Can Momentum Realty connect me with an agent for HARBOR HILLS PH III SUB?
Should you buy in HARBOR HILLS PH III SUB?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near HARBOR HILLS PH III SUB with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32159)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2015 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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