Harbor Hills
Homes for Sale in Lady Lake, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Harbor Hills in Lady Lake, FL has 2 homes for sale. Homes listed or recently sold were built 1999 - 2004; 3 of 3 report an HOA (median $183/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 123 ft).
Harbor Hills Ph III is a small, established section within the larger Harbor Hills community, and its market data reflects that scale: just one active listing at this snapshot, against a base of 48 homes. With zero closings in the current window, there is not enough recent transaction volume to read a trend one way or the other - the six-month supply figure here is more a function of thin activity than a clear signal of oversupply or scarcity.
What sets value in this section is condition and vintage. Homes span a build range from 1999 through 2024, with a median year built of 2001 and typical living area around 2,052 square feet - so buyers are choosing between original construction from the community's earlier phase and newer or updated builds. With homestead share at 72%, most owners here are in primary residences rather than holding investment or seasonal-use property, which tends to support steadier upkeep and fewer distressed listings coming to market.
Harbor Hills right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Hills Ph III sits inside a gated, amenity-heavy golf community in Lady Lake, with a small resale footprint of 48 homes that rarely turns over in volume.
Stellar MLS sales records identify 474 homes in Harbor Hills that have changed hands since 2004, built between 1956 and 2026 (median 2006), with a median living area of about 2,374 sq ft and a typical 3-bedroom, 2.5-bath layout; 93% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Harbor Hills. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Harbor Hills
Harbor Hills
Harbor HillsPhotos from Stellar MLS listings in Harbor Hills; content deemed reliable but not guaranteed.
Who Harbor Hills is best for.
Best for
- Buyers prioritizing golf-course and clubhouse access within a gated, guard-monitored community
- Buyers comfortable waiting for the right single listing rather than choosing among several
- Buyers planning to hold long-term in a primary residence, given the high homestead share here
Probably not for
- Buyers who want a wide selection of active listings to compare before writing an offer
- Buyers relying on recent local closing data to set a price expectation
- Buyers seeking a non-restricted community without HOA deed restrictions
The market around Harbor Hills
Harbor Hills is too small for its own price trend, so here is the market around it.
In ZIP 32159, 325 homes are on the market and 26% are under contract — a steady corner of Lady Lake.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32159 (LADY LAKE), 1,693 homes closed in the last 12 months at a median of $360K ($236/sq ft), down 1.6% year over year, with a median 43 days on market. Right now 115 active and 48 pending listings put supply at about 5.4 months — a balanced market. See the live ZIP 32159 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Harbor Hills specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in HARBOR HILLS PH III SUB, LADY LAKE
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Harbor Hills
Live MLS inventory for Harbor Hills. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harbor Hills listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.
Harbor Hills on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Harbor Hills
- Golf Course · reported on 3 of 3 listings
- Gated · reported on 2 of 3 listings
- Deed Restrictions · reported on 2 of 3 listings
- Gated Community - Guard · reported on 2 of 3 listings
- Golf Carts OK · reported on 2 of 3 listings
- Clubhouse · reported on 2 of 3 listings
- Fitness Center · reported on 2 of 3 listings
- Pool · reported on 2 of 3 listings
- Racquetball · reported on 2 of 3 listings
- Tennis Court(s) · reported on 2 of 3 listings
- Golf · reported on 1 of 3 listings
- Restaurant · reported on 1 of 3 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Villages Elem of Lady Lake · Elementary
- Carver Middle · Middle
- Leesburg High · High
Zoned schools reflect the assignments reported on recent Harbor Hills listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Hills address.
The Harbor Hills buying strategy.
If we were buying in Harbor Hills today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Hills.
A small section inside a larger amenity base
This phase draws its value less from its own size - 48 homes is a small pool - and more from what it connects to: a gated, guard-attended community built around a golf course, clubhouse, fitness center, pool, tennis and pickleball courts, racquetball, a restaurant, and a park, all under deed restrictions. Golf carts are permitted, which matters for how residents actually move around the broader community day to day.
Because inventory here is so limited - a single active listing at this snapshot - buyers interested in this specific phase should expect to wait for the right listing rather than choose among several. That also means sellers are not fighting a crowded resale shelf; a well-presented, updated home in this range of build years can stand out simply because there is so little else on the market to compare it against.
The location and the amenities are priced into every listing in Harbor Hills. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only one active listing and no recent closings to benchmark against, pricing and timing decisions in Harbor Hills Ph III require pulling data from the wider Harbor Hills footprint and comparable golf-community sections rather than relying on this phase alone - we do that work before a listing goes live or an offer goes out.
Harbor Hills in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Hills buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Hills sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Hills, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Hills home worth?
Get a no-obligation home value based on real comparable sales in Harbor Hills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lady Lake →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
HARBOR HILLS PH III SUB Market Scorecard
HARBOR HILLS PH III SUB is currently a strong buyer's market. About 24.0 months of supply, a median asking price of $457,000, and homes go under contract in about 142 days.
Typical home value in the 32159 ZIP is $317,506, about 10.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Harbor Hills a buyer's or seller's market right now?
Who is the best real estate agent for Harbor Hills?
How do I find a top Lady Lake real estate agent who knows Harbor Hills?
Can Momentum Realty connect me with an agent for Harbor Hills?
Should you buy in Harbor Hills?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Harbor Hills with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Harbor Hills fits the bigger picture — live prices, inventory, and Momentum Scores: