Free · No obligation
Talk to a Harbor Pointe Condo Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Stellar MLS

Built fromLive Stellar MLS data11 years of closingsUpdated twice daily

As of September 2026, Harbor Pointe Condo in Dunedin, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $280,000, $302 per square foot, a median 53 days on market, sellers accepting 99% of original asking. Homes listed or recently sold were built 1983–1983; 4 of 5 report an HOA (median $755/mo); 5 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $5,430 ($4,620 with the full homestead exemption).

Harbor Pointe Condo key facts
LocationDunedin, Pinellas County, FL · ZIP 34698
Home types (current listings and sales)condos 100%
Amenities listed by sellersPool, Elevators, Clubhouse, Deed Restrictions, Community Mailbox, Irrigation-Reclaimed Water
Sale prices, last 12 months$280,000 median across 3 closed sales · $302 per sq ft
Days on market (closed sales)53 median
For sale right now2 active, 0 pending · median asking $277,500 · 8.0 months of supply

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Pointe Condo key facts,” movewithmomentum.com/neighborhoods/harbor-pointe-condo, data as of September 20, 2026.

Live · Harbor Pointe Condo Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$280K
Median sold · 12 mo
$302/sf
Sold $/sqft · 12 mo
peak $302 in 2026
99.0%
Sale vs ask
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
53days
Median DOM · closed
34 days at the 2016 low
0%
Under contract
Pinellas: 21% (1,729 of 8,357)
2 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 1 a year
Track record · 11 years of records
928sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Harbor Pointe's pricing is a story of small square footage and older construction. At a median of $280,000 and roughly $301.72 per square foot on a typical unit near 928 square feet, buyers are paying a premium per foot for compact, mid-century-built condo space rather than for size. With a median year built of 1972 and a range running from 1969 to 1983, mechanical systems, roofs, and building components are a bigger factor in any given unit's value than layout or view alone.

Only 9 homes are active and just 4 closings fall inside the current window, so this is a thin market where a single listing or sale can move the read materially. Median days on market near 30 suggests units are not sitting for long once priced correctly, but with this few data points, sellers should price off comparable condition and recent closings rather than assumptions, and buyers should expect limited inventory to choose from at any given time.

Harbor Pointe Condo Housing Pulse · Momentum Research · as of September 12, 2026

Harbor Pointe Condo right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Harbor Pointe Condo market snapshot (as of September 12, 2026): the median sale price is about $280K ($302 per sq ft over the trailing 12 months of closed sales), a median 53 days on market for closed sales, and 6.0 months of supply, a balanced market.

In ZIP 34698 (Dunedin), 701 homes closed in the last 12 months at a median of $380K ($301/sq ft), up 1.1% year over year, with a median 56 days on market. Right now 130 active and 33 pending listings put supply at about 3.8 months — a balanced market. See the live ZIP 34698 housing market and the Pinellas County market.

Harbor Pointe is a small, older condo community in Dunedin where unit size runs compact and building age spans over a decade of early-1970s to early-1980s construction, putting a premium on knowing each building's maintenance and assessment history before buying.

Best for

  • A buyer looking for a lower price point of entry near $280,000 in Dunedin condo stock.
  • Someone comfortable owning a smaller, roughly 928-square-foot unit as a secondary or non-primary property.
  • A buyer willing to research individual building age and maintenance history given the 1969–1983 construction range.

Probably not for

  • A buyer who wants a larger primary residence rather than a compact condo footprint.
  • Someone who wants amenity-rich condo living — current listings show no identified community amenities.
  • A buyer uncomfortable with a thin resale market where only a handful of listings and closings set the pricing signal.

Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
024201620182020202220242026
0 to 4 a year; 3 in the current window.
How much local inventory is already under contract

23% of homes for sale in ZIP 34698 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).

Harbor Pointe Condo Market Scorecard

Buyer's market

Harbor Pointe Condo is currently a buyer's market. About 8.0 months of supply, a median asking price of $277,500, and homes go under contract in about 99 days.

8.0
Months supply
$277,500
Median list
$280,000
Median sold
$299
Per sqft
99
Days on mkt
2/0/3
Active/Pend/Sold

Typical home value in the 34698 ZIP is $415,777, about 23.9% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Harbor Pointe Condo, Dunedin

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 13 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-17)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Harbor Pointe Condo

Live MLS inventory for Harbor Pointe Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbor Pointe Condo listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.

Every Home for Sale in Harbor Pointe Condo Right Now (2)

All 2 active and pending Harbor Pointe Condo listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 460 S Paula Drive #108 · $275,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Coastal Properties Group International
  • 460 S Paula Drive #402 · $280,000 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by Coastal Properties Group International

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Harbor Pointe Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Pointe Condo.

Best Buy
A buyer seeking a compact, lower-entry-point condo in Dunedin rather than a large living footprint.
Biggest Risk
A market this thin — 9 listings, 4 closings — means pricing data can shift fast with a single sale.
Sweet Spot
Buyers comfortable evaluating an individual building's age and condition rather than relying on community-wide averages.
Avoid If
You need more than roughly 928 square feet of living space or want a newer-construction building.

An older, compact condo stock with a thin resale market

The math here is straightforward: a median 928 square feet at roughly $301.72 per square foot lands the typical unit at $280,000. That per-square-foot figure is a reminder that Harbor Pointe is not competing on space — it's a small-footprint condo product, and value is driven by condition, updates, and the specifics of each building's age rather than square footage.

With a homestead share of just 11.1%, most owners here are not claiming the property as their primary residence, which is consistent with a community that skews toward secondary, seasonal, or investment ownership. Combine that with only 9 active listings and 4 closings in the current window, and buyers should treat any single listing's pricing as an anchor point rather than a market-wide signal — the sample is too small for broad averages to tell the full story of an individual unit.

“

The location and the amenities are priced into every listing in Harbor Pointe Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin — 9 active listings and only 4 recent closings — the right pricing and negotiating read comes from tracking every one of those transactions closely, not from generic area averages. We pull the specific comparable closings and current listings so you're pricing or bidding against what's actually happened at Harbor Pointe, not a citywide condo trend that doesn't fit a 1970s-era building.

Harbor Pointe Condo in 15 seconds.

Best forA buyer seeking a compact, lower-entry-point condo in Dunedin rather than a large living footprint.
Biggest advantageMedian days on market near 30 shows units that are priced right don't tend to linger.
Biggest riskA market this thin — 9 listings, 4 closings — means pricing data can shift fast with a single sale.
Sweet spotBuyers comfortable evaluating an individual building's age and condition rather than relying on community-wide averages.
Avoid ifYou need more than roughly 928 square feet of living space or want a newer-construction building.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbor Pointe Condos for Sale in Dunedin, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbor Pointe Condos for Sale in Dunedin, FL.
In short
  • HOA dues reported around $755/month (about $9,060/yr) · median of 60 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $755 per month ($9,060 a year) — the median AssociationFee across 60 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Pointe Condo sales matched to your home.

What is your Harbor Pointe Condo home worth?

Get a no-obligation home value based on real comparable sales in Harbor Pointe Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Dunedin →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Harbor Pointe Condo?
The median sale price in Harbor Pointe Condo was $280K over the 12 months ending September 12, 2026 (3 closed sales, Stellar MLS).
How long do homes in Harbor Pointe Condo take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 53 days on market (3 sales, Stellar MLS).
Is Harbor Pointe Condo a buyer's or seller's market right now?
As of September 12, 2026, Harbor Pointe Condo is roughly balanced: 6.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for Harbor Pointe Condo?
The best agent for Harbor Pointe Condo is one who actively works Dunedin and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbor Pointe Condo.
How do I find a top Dunedin real estate agent who knows Harbor Pointe Condo?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbor Pointe Condo and the wider Dunedin area.
Can Momentum Realty connect me with an agent for Harbor Pointe Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbor Pointe Condo purchase or sale - no call center and no pressure.
Where is Harbor Pointe, and what county is it in?
Harbor Pointe is in Dunedin, Pinellas County, FL, ZIP 34698. The community's center is about 4 miles northwest of the center of Dunedin (straight-line).
A buyer looking for a lower price point of entry near $280,000 in Dunedin condo stock.Excellent fit
Someone comfortable owning a smaller, roughly 928-square-foot unit as a secondary or non-primary property.Excellent fit
A buyer willing to research individual building age and maintenance history given the 1969–1983 construction range.Excellent fit
A buyer who wants a larger primary residence rather than a compact condo footprint.Probably not
Someone who wants amenity-rich condo living — current listings show no identified community amenities.Probably not
A buyer uncomfortable with a thin resale market where only a handful of listings and closings set the pricing signal.Probably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 19, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2015 (16 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Schools serving nearby communities

We do not have a confirmed school assignment for Harbor Pointe. These are the public schools most often assigned to other communities in ZIP 34698; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Thinking of selling in Harbor Pointe Condo? 3 recorded closings; median 53 days on market (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Harbor Pointe with Momentum Realty’s local guides.

SVSea View At Honeymoon Island0.0 mi away · 1 for saleSPSouth Paula Point Condo0.1 mi away · median $580K, 3 sales/12 moDCDunedin Causeway Center0.1 mi awaySKSun Ketch Ownhms0.1 mi awaySKSun Ketch Townhomes At Dunedin Cswy0.1 mi away · 23 homes, built 1965–01Baywood Shores0.2 mi away · median $562K, 3 sales/12 moBSBaywood Shores0.2 mi away · median $1.23M, 6 sales/12 moMCMacedonian Condo0.2 mi away · 1 for sale

Browse all neighborhood guides →

Talk to a Local Harbor Pointe Condo Expert
Call Get Listings