Harbor Pointe
Condos for Sale in Dunedin, FL
All 279 homes for sale in Dunedin, FL · median $410,000 · 97 condos for sale in Dunedin · 224 homes for sale in 34698 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Harbor Pointe Condo in Dunedin, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $280,000, $302 per square foot, a median 53 days on market, sellers accepting 99% of original asking. Homes listed or recently sold were built 1983–1983; 4 of 5 report an HOA (median $755/mo); 5 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $5,430 ($4,620 with the full homestead exemption).
| Location | Dunedin, Pinellas County, FL · ZIP 34698 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Pool, Elevators, Clubhouse, Deed Restrictions, Community Mailbox, Irrigation-Reclaimed Water |
| Sale prices, last 12 months | $280,000 median across 3 closed sales · $302 per sq ft |
| Days on market (closed sales) | 53 median |
| For sale right now | 2 active, 0 pending · median asking $277,500 · 8.0 months of supply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Pointe Condo key facts,” movewithmomentum.com/neighborhoods/harbor-pointe-condo, data as of September 20, 2026.

Harbor Pointe's pricing is a story of small square footage and older construction. At a median of $280,000 and roughly $301.72 per square foot on a typical unit near 928 square feet, buyers are paying a premium per foot for compact, mid-century-built condo space rather than for size. With a median year built of 1972 and a range running from 1969 to 1983, mechanical systems, roofs, and building components are a bigger factor in any given unit's value than layout or view alone.
Only 9 homes are active and just 4 closings fall inside the current window, so this is a thin market where a single listing or sale can move the read materially. Median days on market near 30 suggests units are not sitting for long once priced correctly, but with this few data points, sellers should price off comparable condition and recent closings rather than assumptions, and buyers should expect limited inventory to choose from at any given time.
Harbor Pointe Condo right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Pointe Condo market snapshot (as of September 12, 2026): the median sale price is about $280K ($302 per sq ft over the trailing 12 months of closed sales), a median 53 days on market for closed sales, and 6.0 months of supply, a balanced market.
In ZIP 34698 (Dunedin), 701 homes closed in the last 12 months at a median of $380K ($301/sq ft), up 1.1% year over year, with a median 56 days on market. Right now 130 active and 33 pending listings put supply at about 3.8 months — a balanced market. See the live ZIP 34698 housing market and the Pinellas County market.
Harbor Pointe is a small, older condo community in Dunedin where unit size runs compact and building age spans over a decade of early-1970s to early-1980s construction, putting a premium on knowing each building's maintenance and assessment history before buying.
The setting & the homes.
Aerial and on-site photos of Harbor Pointe Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Harbor Pointe Condo; content deemed reliable but not guaranteed.
Who Harbor Pointe Condo is best for.
Best for
- A buyer looking for a lower price point of entry near $280,000 in Dunedin condo stock.
- Someone comfortable owning a smaller, roughly 928-square-foot unit as a secondary or non-primary property.
- A buyer willing to research individual building age and maintenance history given the 1969–1983 construction range.
Probably not for
- A buyer who wants a larger primary residence rather than a compact condo footprint.
- Someone who wants amenity-rich condo living — current listings show no identified community amenities.
- A buyer uncomfortable with a thin resale market where only a handful of listings and closings set the pricing signal.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($280K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 34698 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
Harbor Pointe Condo Market Scorecard
Harbor Pointe Condo is currently a buyer's market. About 8.0 months of supply, a median asking price of $277,500, and homes go under contract in about 99 days.
Typical home value in the 34698 ZIP is $415,777, about 23.9% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Harbor Pointe Condo, Dunedin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Harbor Pointe Condo
Live MLS inventory for Harbor Pointe Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harbor Pointe Condo listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.
Every Home for Sale in Harbor Pointe Condo Right Now (2)
All 2 active and pending Harbor Pointe Condo listings with a detail page, newest first, refreshed twice a day from the MLS.
- 460 S Paula Drive #108 · $275,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Coastal Properties Group International
- 460 S Paula Drive #402 · $280,000 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by Coastal Properties Group International
Harbor Pointe Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Harbor Pointe Condo buying strategy.
If we were buying in Harbor Pointe Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Pointe Condo.
An older, compact condo stock with a thin resale market
The math here is straightforward: a median 928 square feet at roughly $301.72 per square foot lands the typical unit at $280,000. That per-square-foot figure is a reminder that Harbor Pointe is not competing on space — it's a small-footprint condo product, and value is driven by condition, updates, and the specifics of each building's age rather than square footage.
With a homestead share of just 11.1%, most owners here are not claiming the property as their primary residence, which is consistent with a community that skews toward secondary, seasonal, or investment ownership. Combine that with only 9 active listings and 4 closings in the current window, and buyers should treat any single listing's pricing as an anchor point rather than a market-wide signal — the sample is too small for broad averages to tell the full story of an individual unit.
The location and the amenities are priced into every listing in Harbor Pointe Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin — 9 active listings and only 4 recent closings — the right pricing and negotiating read comes from tracking every one of those transactions closely, not from generic area averages. We pull the specific comparable closings and current listings so you're pricing or bidding against what's actually happened at Harbor Pointe, not a citywide condo trend that doesn't fit a 1970s-era building.
Harbor Pointe Condo in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $755/month (about $9,060/yr) · median of 60 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $755 per month ($9,060 a year) — the median AssociationFee across 60 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Pointe Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Pointe Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Pointe Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Pointe Condo home worth?
Get a no-obligation home value based on real comparable sales in Harbor Pointe Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Dunedin →
Frequently Asked Questions
What is the median home price in Harbor Pointe Condo?
How long do homes in Harbor Pointe Condo take to sell?
Is Harbor Pointe Condo a buyer's or seller's market right now?
Who is the best real estate agent for Harbor Pointe Condo?
How do I find a top Dunedin real estate agent who knows Harbor Pointe Condo?
Can Momentum Realty connect me with an agent for Harbor Pointe Condo?
Where is Harbor Pointe, and what county is it in?
Should you buy in Harbor Pointe Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Harbor Pointe Condo fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Harbor Pointe. These are the public schools most often assigned to other communities in ZIP 34698; zones change and vary by address, so confirm with the district before you buy.
- Dunedin Highland Middle · Public · FLDOE grade A (assigned to 6 nearby communities)
- Dunedin High · Public · FLDOE grade A (assigned to 4 nearby communities)
- Dunedin High School · High · FLDOE grade A (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Harbor Pointe with Momentum Realty’s local guides.
