Waterfront Homes for Sale in Dunedin, FL
This page tracks every Dunedin listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
42 waterfront homes are for sale or pending in Dunedin, FL today across 26 communities. The median asking price is $420,000, from $139,000 to $6,900,000. Listings in Dunedin without that feature have a median of $699,900. Most listings right now: Royal Stewart Arms (6), South Paula Point Condo (5), Mediterranean Manors (3). Updated September 8, 2026 from the MLS.
Dunedin waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Royal Stewart Arms | 6 | 0 | $272,499 | $199,900 |
| South Paula Point Condo | 5 | 0 | $385,000 | $350,000 |
| Mediterranean Manors | 3 | 0 | $430,000 | $175,000 |
| Dunedin Isles 1 | 2 | 0 | $4,237,500 | $1,975,000 |
| Harbor View Villas 4Th Add | 2 | 0 | $1,275,000 | $950,000 |
| Edgewater Arms 1St Condo | 2 | 0 | $384,450 | $269,900 |
| Edgewater Arms 3Rd Condo | 2 | 0 | $349,350 | $299,700 |
| Heather Lake Apts Condo | 2 | 0 | $144,500 | $139,000 |
| Malones L H Sub | 1 | 0 | $6,900,000 | $6,900,000 |
| Dunedin Causeway Center | 1 | 0 | $3,750,000 | $3,750,000 |
| Stirling Heights | 1 | 0 | $1,850,000 | $1,850,000 |
| Weybridge Woods | 1 | 0 | $1,500,000 | $1,500,000 |
| Sea Palms | 1 | 0 | $1,450,000 | $1,450,000 |
| Dunedin Shores Sub | 1 | 0 | $1,119,990 | $1,119,990 |
| Edgewater Arms 4Th Condo | 1 | 0 | $1,100,000 | $1,100,000 |
| Curlew Landings | 1 | 0 | $750,000 | $750,000 |
| Suemar Sub 1St Add | 1 | 0 | $699,000 | $699,000 |
| Island Park Pl | 1 | 0 | $479,900 | $479,900 |
| Island Towers | 1 | 0 | $475,000 | $475,000 |
| Dexter Park 1St Add | 1 | 0 | $465,000 | $465,000 |
| Coconut Villas Of Dunedin Condo | 1 | 0 | $410,000 | $410,000 |
| Dolphin Pointe Of Dunedin Condo | 1 | 0 | $348,500 | $348,500 |
| Royal Stewart Arms - Clydebank Bldg, Apt 107 | 1 | 0 | $329,900 | $329,900 |
| Dunedin Cswy Center | 1 | 0 | $250,000 | $250,000 |
| Skye Loch Villas Unrec | 1 | 0 | $221,900 | $221,900 |
| Royal Yacht Club North Condo | 1 | 0 | $199,999 | $199,999 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Dunedin?
What do waterfront homes cost in Dunedin?
Which Dunedin community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Dunedin
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Dunedin, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.