Hart Lake
Homes for Sale in Interlachen, FL

Hart Lake is a compact, rural-edge Putnam County market where the housing runs the full range from turn-of-the-century structures to brand-new builds. Expect to evaluate each home on its own merits rather than lean on a neighborhood standard.

realMLS (Northeast Florida) sales records identify 10 homes in Hart Lake that have changed hands since 2007, built between 1952 and 2009 (median 1972), with a median living area of about 912 sq ft and a typical 3-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 10 qualified sales in Hart Lake across 2024–2025 (9 in 2024, 1 in 2025), median $270,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Hart Lake is too small for its own price trend, so here is the market around it.

In ZIP 32148, 121 homes are on the market and 16% are under contract — a slower corner of Interlachen.

Across Putnam County, 721 homes are active and 156 pending (18% under contract).

In ZIP 32148 (Interlachen), 106 homes closed in the last 12 months at a median of $141K ($117/sq ft), up 1.6% year over year, with a median 48 days on market. See the live ZIP 32148 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Hart Lake specifically. Momentum Research analysis of MLS records.

The defining fact of Hart Lake is variance. A build range from 1900 to 2024 across only 152 homes means you will find original older houses next to recent construction, and the median footprint near 1,500 square feet keeps most of this in modest-home territory. There is no tidy price band to quote — the spread is wide and driven by age and condition, so the median is a reference point, not a promise about the house in front of you.

Owner-occupancy sits at about 45 percent, which means a little over half of the homes here are not owner-occupied. That mix can widen the range of how properties are maintained and can put a premium on the homes that have been carefully kept. It also means a patient buyer willing to do the diligence has room to find value that a quick scan of listings would miss.

A market this varied rewards someone who will actually walk the house with you and separate cosmetics from systems. We price on condition and comparable sales rather than a one-size number, and in a place where roughly 45 percent owner-occupancy and a century-wide build range are the reality, that judgment is the difference between a fair deal and an expensive surprise.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.