Havenfield at Cross Prairie
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, havenfield at cross prairie in St Cloud, FL has 8 homes for sale, asking from $329,000 to $579,999 (median $395,495). Over the 12 months ending 2026-09-20, 13 recorded sales closed at a median of $477,000, $214 per square foot, a median 56 days on market, sellers accepting 97% of original asking (+4% versus the prior year). Homes listed or recently sold were built 2023 - 2026 with 12 new construction; 18 of 20 report an HOA (median $70/mo); 8 of the 18 geocoded homes sit in a FEMA special flood hazard zone (median elevation 71 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $7,270 ($6,660 with the full homestead exemption).
| Location | St Cloud, Osceola County, FL · ZIP 34771, 34772 |
|---|---|
| Homes in the community | 252 (FL DOR 2025 assessment roll) |
| Years built | 2023–2024 (median 2024.0) |
| Typical living area | 2,269 sq ft (median) |
| Home types (current listings and sales) | single-family 75%, townhouses 25% |
| Amenities listed by sellers | Pool, Playground, Clubhouse, Buyer Approval Required, Community Mailbox, Golf Carts OK |
| Sale prices, last 12 months | $477,000 median across 13 closed sales · $214 per sq ft · +3.8% vs the prior 12 months |
| Days on market (closed sales) | 56 median |
| For sale right now | 8 active, 0 pending · median asking $397,495 · 6.0 months of supply |
| Owner-occupied (homestead) share | 27% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “havenfield at cross prairie key facts,” movewithmomentum.com/neighborhoods/havenfield-at-cross-prairie-st-cloud, data as of September 20, 2026.
Last 30 days in Havenfield at Cross Prairie: 5 new listings (median asking $385,000), 1 closed sale (median $477,000). As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Havenfield at Cross Prairie
Live MLS inventory for Havenfield at Cross Prairie. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Havenfield at Cross Prairie listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Tap any home to ask about it.
Every Home for Sale in Havenfield At Cross Prairie St Cloud Right Now (8)
All 8 active and pending Havenfield At Cross Prairie St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4929 Cross Prairie Parkway · $370,000 · 4 bd / 2.5 ba · listed Sep 18, 2026 · listed by Keller Williams Advantage Iii
- 4885 Rain Shadow Drive · $480,000 · 4 bd / 3 ba · listed Sep 10, 2026 · listed by Orlando Property Advisors
- 3919 Knotty Pine Street · $385,000 · 4 bd / 2.5 ba · listed Sep 10, 2026 · listed by Keller Williams Legacy Realty
- 4916 Shady Pines Drive · $490,000 · 4 bd / 3 ba · listed Sep 10, 2026 · listed by Dalton Wade Inc
- 3854 Knotty Pine Street · $382,500 · 4 bd / 2.5 ba · listed Sep 10, 2026 · listed by Vesti Llc
- 4942 Prairie Preserve Run · $405,990 · 3 bd / 2.5 ba · listed Sep 10, 2026 · listed by Orlando Property Advisors
- 4887 Cross Prairie Parkway · $329,000 · 3 bd / 2.5 ba · listed Aug 14, 2026 · listed by Mco Realty Group Llc
- 4911 Shady Pines Drive · $579,999 · 5 bd / 4 ba · listed Jul 29, 2026 · listed by Preferred Real Estate Brokers
Havenfield at Cross Prairie right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: High (8 active and pending listings, 13 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($477K) is up 3.8% from the prior 12 months ($459K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (13 and 18 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Havenfield at Cross Prairie market snapshot (as of September 20, 2026): the median sale price is about $477K ($214 per sq ft over the trailing 12 months of closed sales), a median 56 days on market for closed sales, and 6.0 months of supply, a balanced market. The trailing-12-month median is up 4% from the prior 12 months, computed from record-level Stellar MLS closed sales (13 closings in the current window).
In ZIP 34771 (St Cloud), 2,895 homes closed in the last 12 months at a median of $436K ($211/sq ft), up 0.5% year over year, with a median 45 days on market. Right now 473 active and 208 pending listings put supply at about 3.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.
County records show 187 qualified sales in havenfield at cross prairie across 2024 - 2025 (165 in 2024, 22 in 2025), median $389,900 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in havenfield at cross prairie: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 47% sit outside the FEMA Special Flood Hazard Area (Zone X); 53% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Havenfield at Cross Prairie is a community of 252 homes in St Cloud, Osceola County, built between 2023 and 2024 (median 2024.0), with a median living area of about 2,269 square feet. 27% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Havenfield at Cross Prairie. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Havenfield at Cross Prairie; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($477K) IS the median in the snapshot above, and the move from 2025 ($459K) IS the +3.8% one-year change.
Windows contain 0 to 18 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Deemed reliable but not guaranteed.
26% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
HAVENFIELD AT CROSS PRAIRIE Market Scorecard
HAVENFIELD AT CROSS PRAIRIE is currently a buyer's market. About 6.4 months of supply, a median asking price of $395,495, and homes go under contract in about 20 days.
Typical home value in the 34772 ZIP is $393,717, about 8.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in havenfield at cross prairie, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Havenfield at Cross Prairie on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Havenfield at Cross Prairie
- Clubhouse · reported on 5 of 12 listings
- Pool · reported on 5 of 12 listings
- Irrigation-Reclaimed Water · reported on 3 of 12 listings
- Park · reported on 3 of 12 listings
- Playground · reported on 3 of 12 listings
- Deed Restrictions · reported on 2 of 12 listings
- Community Mailbox · reported on 1 of 12 listings
- Buyer Approval Required · reported on 1 of 12 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Neptune Elementary · Elementary
- Neptune Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent Havenfield at Cross Prairie listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Havenfield at Cross Prairie address.
Shop the zone: Homes zoned for St. Cloud High School
The Havenfield at Cross Prairie buying strategy.
If we were buying in Havenfield at Cross Prairie today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Havenfield at Cross Prairie.
A closer look at the Havenfield at Cross Prairie market
At a median of $214 per square foot, Havenfield at Cross Prairie prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 6.0 months of supply, a balanced market and the trailing-12-month median up 4% year over year. Homes that do trade take a median 56 days on market, useful leverage on any listing that has lingered.
The housing stock is 252 homes built between 2023 and 2024, and 27% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Havenfield at Cross Prairie. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Havenfield at Cross Prairie buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.4). Basis: Recent Direction +3.8% year-over-year; Liquidity & Demand 6.0 months of supply; Owner Commitment 27% owner-occupied; Pricing Power 96.9% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $70/month (about $840/yr) · median of 274 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $70 per month ($840 a year) - the median AssociationFee across 274 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Havenfield at Cross Prairie buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Havenfield at Cross Prairie sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Havenfield at Cross Prairie, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Havenfield at Cross Prairie home worth?
Get a no-obligation home value based on real comparable sales in Havenfield at Cross Prairie, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Havenfield at Cross Prairie on the map →
Recently off market in havenfield at cross prairie
Homes in havenfield at cross prairie that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 4836 Shady Pines Drive · off market
- 4858 Prairie Preserve Run · off market
- 4870 Prairie Preserve Run · off market
- 4879 Shady Pines Drive · off market
- 4961 Rain Shadow Drive · off market
Frequently Asked Questions
What is the median home price in Havenfield at Cross Prairie?
How long do homes in Havenfield at Cross Prairie take to sell?
Is Havenfield at Cross Prairie a buyer's or seller's market right now?
How many homes are in Havenfield at Cross Prairie?
What share of Havenfield at Cross Prairie is owner-occupied?
When were the homes in Havenfield at Cross Prairie built?
Who is the best real estate agent for Havenfield at Cross Prairie?
How do I find a top St Cloud real estate agent who knows Havenfield at Cross Prairie?
Can Momentum Realty connect me with an agent for Havenfield at Cross Prairie?
Where is Havenfield at Cross Prairie, and what county is it in?
Is Havenfield at Cross Prairie in a flood zone?
Is Havenfield at Cross Prairie a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34771/34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2023 (45 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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