Heartwood
Homes for Sale in Callahan, FL
All 39 homes for sale in Callahan, FL · median $380,000 · 29 homes for sale in 32011 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Nearby homes for sale
No active listings inside Heartwood right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
As of September 2026, the MLS records 2 closed sales in Heartwood in Callahan, FL since 2026, the most recent in July 2026. Across Callahan as a whole, 58 homes closed in the last 12 months at a median of $306,000, 39 median days on market, with 13 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $4,060 ($3,560 with the full homestead exemption).
The market around Heartwood
Heartwood is too small for its own price trend, so here is the market around it.
In ZIP 32011, 56 homes are on the market and 39% are under contract — a fast-moving corner of Callahan.
Across Nassau County, 511 homes are active and 210 pending (29% under contract).
ZIP and county figures describe the wider market, not Heartwood specifically. Momentum Research analysis of MLS records.
The Heartwood buying strategy.
If we were buying in Heartwood today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Heartwood.
The location and the amenities are priced into every listing in Heartwood. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Heartwood buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Heartwood sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Heartwood, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Heartwood home worth?
Get a no-obligation home value based on real comparable sales in Heartwood, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Callahan →
Nearby Communities
Explore more neighborhoods near Heartwood with Momentum Realty’s local guides.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Heartwood fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Heartwood. These are the public schools most often assigned to other communities in ZIP 32011; zones change and vary by address, so confirm with the district before you buy.
- Callahan Middle School · 6-8 · FLDOE grade A (assigned to 6 nearby communities)
- Callahan Elementary School · PreK-2 (assigned to 5 nearby communities)
- West Nassau High School · 9-12 (assigned to 4 nearby communities)
- West Nassau County High School · High · FLDOE grade B (assigned to 4 nearby communities)
- Callahan Elementary · PK-2 (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Heartwood
Where is Heartwood?
Heartwood is a community in Callahan, Nassau County, Florida, ZIP 32011.
Are there homes for sale in Heartwood right now?
No active listings inside Heartwood at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Heartwood have an HOA or CDD?
No HOA is on record for Heartwood in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.