Hill Sudduth
Homes for Sale in Panama City, FL
All 257 homes for sale in Panama City, FL · median $349,000 · 120 homes for sale in 32401 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Hl Sudduth in Panama City does not come with a published set of amenities in the current MLS data, and there is no pricing or activity snapshot available for this community at this time. That absence is itself useful information: it tells us this is a smaller or lower-turnover pocket of the Bay County market rather than a heavily marketed subdivision with a defined identity.
Without listing volume or a median price to point to, the honest posture for a buyer or seller here is to treat every decision on a case-by-case basis. Value will be set by the individual home's condition, lot, and recent comparable sales pulled at the time of inquiry, not by a community-wide trend line.
Nearby homes for sale
No active listings inside Hill SudduthHomes for Sale in Panama City, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Hl Sudduth sits in Panama City, Bay County, and current MLS records do not surface a defined amenity package for the community, which suggests it reads more as a residential area than a master-planned or amenitized development.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Hill Sudduth is best for.
Best for
- Buyers focused on a particular home or lot in Panama City rather than a community identity
- Buyers comfortable evaluating value on a case-by-case, comparable-sale basis
- Sellers whose home stands on its own merits without needing a shared amenity story
Probably not for
- Buyers who want a defined list of community amenities before touring
- Buyers who expect a clear published price trend to anchor an offer
- Sellers hoping a strong community brand will help market the listing
The market around Hill Sudduth
Hill Sudduth is too small for its own price trend, so here is the market around it.
In ZIP 32401, 145 homes are on the market and 15% are under contract — a slower corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32401 (Panama City), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Hill Sudduth specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Hl Sudduth, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Hill Sudduth buying strategy.
If we were buying in Hill Sudduth today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hill Sudduth.
A market with no current data trail
When a community shows no identified amenities and no active pricing snapshot in the MLS feed, it usually means one of two things: listing activity has been thin recently, or the area functions more as a general neighborhood name than a marketed community with shared features. Either way, buyers should not assume anything about lot size, association structure, or shared facilities without confirming it property by property.
For sellers, this also means there is no community-level comp set to lean on. Pricing a home in Hl Sudduth will come down to pulling recent, nearby, condition-comparable sales rather than citing a neighborhood average, since none exists in the current data.
The location and the amenities are priced into every listing in Hill Sudduth. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no published amenity list or pricing trend, the value we add is doing the legwork the MLS snapshot cannot: pulling live comparable sales, checking parcel-level details, and confirming what is actually true about a specific address before you make an offer or set a list price.
Hill Sudduth in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hill Sudduth buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hill Sudduth sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hill Sudduth, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hill Sudduth home worth?
Get a no-obligation home value based on real comparable sales in Hill Sudduth, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Should you buy in Hill Sudduth?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 17, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Hl Sudduth fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Hill Sudduth
Where is Hill Sudduth?
Hill Sudduth is a community in Panama City, Bay County, Florida, ZIP 32401.
Are there homes for sale in Hill Sudduth right now?
No active listings inside Hill Sudduth at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Hill Sudduth have an HOA or CDD?
No HOA is on record for Hill Sudduth in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Hill Sudduth with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.