Independence
Homes for Sale in Crestview, FL
All 419 homes for sale in Crestview, FL · median $329,400 · 270 homes for sale in 32539 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Independence in Crestview, FL has 13 homes for sale and 3 pending, asking from $319,900 to $394,900 (median $349,900). Homes listed or recently sold were built 2026–2026 with 16 new construction; none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 213 ft).
Last 30 days in Independence: 1 new listing (median asking $332,900), 3 under contract right now. As of October 16, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Independence
Live MLS inventory for Independence. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 97 daysTop listing
Active · 97 days
Active · 102 days
Active · 97 days
Active · 97 days
Active · 97 days
Active · 102 daysActive · 1 days
Active · 70 days
Active · 97 days
Active · 97 days
Active · 102 days
Active · 102 days
Pending · 92 daysActive and pending Independence listings as of 2026-10-14, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Independence sits in Crestview, inland Okaloosa County, and the current snapshot is thin on hard data: 13 active listings and no community amenities identified from the current MLS. With no median price in this snapshot, price here is best understood as condition- and floor-plan-driven rather than pinned to any single number, so bring a scrutinous eye to what each home actually offers.
For buyers, a count this small means selection turns over quickly and the right match can disappear before you tour it — decisiveness matters. For sellers, limited competing inventory can work in your favor, but only if your home is priced to condition and shows well against the handful of alternatives on market.
The 60-Second Overview
Independence is a Crestview community with a modest handful of homes on market and no shared amenities surfacing in current listings, so the value case rests on the individual house rather than a resort-style package.
Flood zones in Independence: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Independence. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
IndependenceIndependenceIndependenceIndependenceIndependenceIndependenceIndependenceIndependencePhotos from Emerald Coast MLS listings in Independence; content deemed reliable but not guaranteed.
Who Independence is best for.
Best for
- Buyers set on inland Crestview who value the individual home over shared facilities
- Decisive buyers ready to move when a well-priced listing hits, given the small active pool
- Value-minded buyers willing to trade amenities for what the house itself offers
Probably not for
- Buyers wanting pools, clubhouses, or other community amenities baked into the purchase
- Buyers who need a broad set of listings to comparison-shop at once
- Buyers who want a large, deep, fast-moving market rather than a handful of homes
Independence on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Walker · Elementary
- Davidson · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Independence listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Independence address.
Shop the zone: Homes zoned for Crestview High School
The Independence buying strategy.
If we were buying in Independence today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Independence.
What Independence is trading on
With no amenities identified from current listings, this is a buy-the-home rather than buy-the-lifestyle proposition. Weight your evaluation toward the physical asset: square footage, condition, updates, lot, and how the floor plan lives day to day.
The active count is small enough that the market can shift on a few transactions. That makes recent comparable sales and days-on-market for individual homes far more useful than any community-wide generalization — the spread between a dated and an updated home can be wide, so let condition, not headlines, set your expectations.
The location and the amenities are priced into every listing in Independence. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small and this data-light, edge comes from knowing each listing on its merits rather than leaning on averages. We track the full active set, read condition against price on a home-by-home basis, and tell you plainly when an Independence home is overreaching for what it delivers.
Independence in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 14 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=14) · as of 2026-10
Tools for a Independence buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Independence sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Independence, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Independence home worth?
Get a no-obligation home value based on real comparable sales in Independence, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
Should you buy in Independence?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 14, 2026) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Independence Okaloosa
Development, infrastructure, retail, and school activity affecting Independence Okaloosa, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 7 miles east of Independence Okaloosa, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Civic
Okaloosa commissioners reject 12-month data center moratorium 3-2
Okaloosa County commissioners voted 3-2 on September 15 against a 12-month data center moratorium. On September 3 the board unanimously directed staff to develop a regulatory framework for data centers, with an outline due within 60 days. No specific project or site was proposed, and commissioners discussed protecting the Shoal River Industrial Park.
What it may mean for the marketThe pending rules will shape where large power-and-land-intensive facilities can locate in the county, including industrial land near Crestview. The project is about 24 miles north of Independence Okaloosa, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The project is about 13 miles east of Independence Okaloosa, elsewhere in Okaloosa County.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 15 miles northeast of Independence Okaloosa.
Source: Get The Coast - May 2026Development
Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview
Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.
What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The project is about 27 miles north of Independence Okaloosa, elsewhere in Okaloosa County.
Source: Get The Coast - May 2026Infrastructure
Okaloosa County opens $212M Southwest Crestview Bypass
Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.
What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 22 miles north of Independence Okaloosa, elsewhere in Okaloosa County.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Independence fits the bigger picture — live prices, inventory, and Momentum Scores:
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Ask an agent about Independence
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Independence will answer, and the answer is published on this page for the next buyer.
Common questions about Independence
Where is Independence?
Independence is a community in Crestview, Okaloosa County, Florida.
Are there homes for sale in Independence right now?
Yes — 13 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Independence have an HOA or CDD?
No HOA is on record for Independence in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
| Location | Crestview, Okaloosa County, FL |
|---|---|
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Exercise Room, Pavillion/Gazebo, Pickleball, Playground, Pool |
| For sale right now | 13 active, 0 pending · median asking $349,900 |
Data as of July 25, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Independence key facts,” movewithmomentum.com/neighborhoods/independence--okaloosa, data as of July 25, 2026.
Housing distress & ownership in Independence, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Independence Okaloosa Right Now (16)
All 16 active and pending Independence Okaloosa listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5337 Macarthur Drive · $332,900 · 4 bd / 2 ba · listed Oct 6, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5252 Lemay Circle · $409,900 · 5 bd / 3.5 ba · pending · listed Sep 16, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5328 Macarthur Drive · $349,900 · 5 bd / 3 ba · listed Aug 17, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5326 Macarthur Drive · $379,900 · 4 bd / 3 ba · listed Aug 17, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5325 Macarthur Drive · $394,900 · 5 bd / 3 ba · listed Aug 17, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5327 Macarthur Drive · $329,900 · 4 bd / 2 ba · listed Aug 17, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5329 Macarthur Drive · $329,900 · 4 bd / 2 ba · listed Aug 17, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5333 Macarthur Drive · $349,900 · 5 bd / 3 ba · listed Aug 17, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5335 Macarthur Drive · $389,900 · 4 bd / 2.5 ba · listed Aug 17, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5221 Lemay Circle · $414,900 · 5 bd / 3.5 ba · pending · listed Aug 17, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5330 Macarthur Drive · $329,900 · 4 bd / 2 ba · pending · listed Aug 16, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5336 Macarthur Drive · $349,900 · 5 bd / 3 ba · listed Aug 12, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5331 Macarthur Drive · $319,900 · 3 bd / 2 ba · listed Aug 12, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5334 Macarthur Drive · $329,900 · 4 bd / 2 ba · listed Aug 12, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5332 Macarthur Drive · $389,900 · 4 bd / 2.5 ba · listed Aug 12, 2026 · listed by DR Horton Realty of Northwest Florida LLC
- 5339 Macarthur Drive · $332,900 · 4 bd / 2 ba · listed Jul 28, 2026 · listed by DR Horton Realty of Northwest Florida LLC
More Crestview home searches
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- Crestview home values: what is my house worth?
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Macarthur Drive (8 homes on record)
Nearby Communities
Explore more neighborhoods near Independence with Momentum Realty’s local guides.