Independence
Homes for Sale in Crestview, FL
All 422 homes for sale in Crestview, FL · median $325,000 · 272 homes for sale in 32539 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Independence in Crestview, FL has 13 homes for sale and 3 pending, asking from $314,900 to $389,900 (median $344,900). Homes listed or recently sold were built 2026–2026 with 17 new construction; 17 of 17 report an HOA (median $150/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 213 ft).
Last 30 days in Independence: 3 under contract right now, 1 closed sale (median $329,900). As of November 7, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Independence
Live MLS inventory for Independence. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 128 daysTop listing
Active · 128 days
Active · 133 days
Active · 128 days
Active · 128 days
Active · 128 days
Active · 133 daysActive · 32 days
Active · 101 days
Active · 128 days
Active · 128 days
Active · 133 days
Active · 133 days
Pending · 92 daysActive and pending Independence listings as of 2026-11-06, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Independence sits in Crestview, inland Okaloosa County, and the current snapshot is thin on hard data: 13 active listings and no community amenities identified from the current MLS. With no median price in this snapshot, price here is best understood as condition- and floor-plan-driven rather than pinned to any single number, so bring a scrutinous eye to what each home actually offers.
For buyers, a count this small means selection turns over quickly and the right match can disappear before you tour it — decisiveness matters. For sellers, limited competing inventory can work in your favor, but only if your home is priced to condition and shows well against the handful of alternatives on market.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Independence is a Crestview community with a modest handful of homes on market and no shared amenities surfacing in current listings, so the value case rests on the individual house rather than a resort-style package.
Flood zones in Independence: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Independence. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
IndependenceIndependenceIndependenceIndependenceIndependenceIndependenceIndependenceIndependencePhotos from Emerald Coast MLS listings in Independence; content deemed reliable but not guaranteed.
Who Independence is best for.
Best for
- Buyers set on inland Crestview who value the individual home over shared facilities
- Decisive buyers ready to move when a well-priced listing hits, given the small active pool
- Value-minded buyers willing to trade amenities for what the house itself offers
Probably not for
- Buyers wanting pools, clubhouses, or other community amenities baked into the purchase
- Buyers who need a broad set of listings to comparison-shop at once
- Buyers who want a large, deep, fast-moving market rather than a handful of homes
Independence on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Walker · Elementary
- Davidson · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Independence listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Independence address.
Shop the zone: Homes zoned for Crestview High School
The Independence buying strategy.
If we were buying in Independence today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Independence.
What Independence is trading on
With no amenities identified from current listings, this is a buy-the-home rather than buy-the-lifestyle proposition. Weight your evaluation toward the physical asset: square footage, condition, updates, lot, and how the floor plan lives day to day.
The active count is small enough that the market can shift on a few transactions. That makes recent comparable sales and days-on-market for individual homes far more useful than any community-wide generalization — the spread between a dated and an updated home can be wide, so let condition, not headlines, set your expectations.
The location and the amenities are priced into every listing in Independence. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small and this data-light, edge comes from knowing each listing on its merits rather than leaning on averages. We track the full active set, read condition against price on a home-by-home basis, and tell you plainly when an Independence home is overreaching for what it delivers.
Independence in 15 seconds.
Tools for a Independence buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Independence sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Independence, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Independence home worth?
Get a no-obligation home value based on real comparable sales in Independence, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
Should you buy in Independence?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 6, 2026) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Independence Okaloosa
Development, infrastructure, retail, and school activity affecting Independence Okaloosa, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Retail & Dining
7 Brew drive-thru coffee stand opens on Beal Parkway in Fort Walton Beach
The stand at 799 Beal Parkway opened Oct. 19 and is the chain's second in Fort Walton Beach. It is expected to add 75 local jobs, and an opening fundraiser raised $4,661 for an equine therapy nonprofit.
What it may mean for the marketA new drive-thru option along Beal Parkway adds early-morning and late-night food and beverage access and about 75 jobs nearby. The project is about 6 miles east of Independence Okaloosa, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Infrastructure
Okaloosa outlines Gap Creek drainage projects and permitting hurdles in Fort Walton Beach
County staff described five stormwater efforts, including the Overbrook drainage work, a planned 2.67-acre Sylvania Heights stormwater park estimated at $4 million, and Lloyd Street and Mayflower Avenue improvements expected to go to bid in early 2027. Air Force environmental review and state and Army Corps permits for dredging complicate the timeline.
What it may mean for the marketPlanned drainage upgrades could reduce flooding exposure in the Gap Creek basin over time, though permitting delays mean relief is likely several years out. The project is about 6 miles east of Independence Okaloosa, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Retail & Dining
TJ Maxx to open 33,865-square-foot Destin store Nov. 1 at Paradise Key
The off-price retailer opens at 4437 Commons Drive East with a grand opening from 8 a.m. to 8 p.m. on Nov. 1. Regular hours run 9:30 a.m. to 9:30 p.m. daily, and the store sells apparel, accessories, jewelry, and home and beauty goods.
What it may mean for the marketA new national off-price anchor adds everyday shopping close to Destin's commercial corridor and may shorten trips for retail needs. The project is about 18 miles east of Independence Okaloosa, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 7 miles east of Independence Okaloosa, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The project is about 13 miles east of Independence Okaloosa, elsewhere in Okaloosa County.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 15 miles northeast of Independence Okaloosa.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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