Mirror Lake
Homes for Sale in Crestview, FL
All 415 homes for sale in Crestview, FL · median $329,800 · 260 homes for sale in 32539 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 7 closed sales in Mirror Lake in Crestview, FL since 2005, the most recent in August 2026. Across Crestview as a whole, 571 homes closed in the last 12 months at a median of $321,973, 71 median days on market, with 398 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,150 ($3,640 with the full homestead exemption).
Mirror Lake is a small pocket of roughly 80 homes in Crestview, and with only one active listing at this snapshot, there is effectively no shelf to shop from. Price here is set by condition and vintage more than by any headline range, because the housing stock spans homes built from 1950 through 2022 — a genuinely wide age spread that sits under one name. A mid-century original and a nearly new build are not the same product, and buyers should expect the numbers to move accordingly.
The median build year lands around 2014 and the median home runs about 2,577 square feet, so the weight of this community skews newer and reasonably sized despite the older tail. For a seller, thin active inventory is leverage — a well-prepared home has little direct competition. For a buyer, it means patience: you may wait for the right house to surface rather than choose among several at once.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside MIRROR LAKE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Mirror Lake is a compact Crestview enclave where the story is age and condition, not amenities — the housing runs from mid-century to newly built, and at last look inventory was down to a single home.
Emerald Coast MLS sales records identify 6 homes in MIRROR LAKE that have changed hands since 2005, built between 1983 and 2020 (median 1997), with a median living area of about 2,547 sq ft and a typical 3-bedroom, 3-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in MIRROR LAKE across 2024–2025 (5 in 2024, 2 in 2025), median $410,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Mirror Lake is best for.
Best for
- Buyers targeting a Crestview home who can be patient until inventory surfaces
- Those comfortable weighing an older home's update budget against a newer build's premium
- Owner-occupants planning to settle in, consistent with the community's high homestead share
Probably not for
- Buyers who need several homes to compare side by side right now
- Anyone whose priorities include a gate, pool, clubhouse, or other shared amenities
- Investors chasing quick turnover in a market defined by long-term ownership
The market around Mirror Lake
Mirror Lake is too small for its own price trend, so here is the market around it.
In ZIP 32539, 360 homes are on the market and 24% are under contract — a steady corner of Crestview.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32539 (Crestview), 527 homes closed in the last 12 months at a median of $323K, up 5.8% year over year, with a median 67 days on market. Right now 140 active and 52 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32539 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Mirror Lake specifically. Momentum Research analysis of MLS records.
The Mirror Lake buying strategy.
If we were buying in Mirror Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mirror Lake.
A wide vintage spread under one name
The defining feature of Mirror Lake is its range of build years, 1950 to 2022, packed into about 80 homes. That means two very different buying experiences: an older home that may invite updating, or a newer build closer to move-in condition. Because we have only the median to work from, treat any pricing conversation as condition-driven rather than tied to a fixed floor or ceiling — the same address label covers a lot of ground.
Owner-occupancy is meaningful here, with a homestead share around 67 percent, which points to a community held more by residents than by short-term turnover. No community amenities show up in current MLS listings, so if pool, gate, or clubhouse features matter to you, expect to find them elsewhere — the value proposition here is the home itself and its Crestview location, not shared facilities.
The location and the amenities are priced into every listing in Mirror Lake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, timing and read matter more than volume. We track when the occasional Mirror Lake home comes up, we can tell a 1950s frame from a 2020s build and price the gap honestly, and we will be candid about whether a given listing is priced to its condition or its vintage. On the sell side, the lack of direct competition is an advantage worth staging and pricing around carefully.
Mirror Lake in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mirror Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mirror Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mirror Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mirror Lake home worth?
Get a no-obligation home value based on real comparable sales in Mirror Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
Recently off market in MIRROR LAKE
Homes in MIRROR LAKE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4063 Lakeview Drive · off market
| Location | Crestview, Okaloosa County, FL · ZIP 32539 |
|---|---|
| Homes in the community | 80 (FL DOR 2025 assessment roll) |
| Years built | 1950–2022 (median 2014.5) |
| Typical living area | 2,577 sq ft (median) |
| Amenities listed by sellers | Security System |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 67% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Mirror Lake key facts,” movewithmomentum.com/neighborhoods/mirror-lake, data as of September 20, 2026.
More Crestview home searches
- All homes for sale in Crestview, FL
- Homes for sale in Okaloosa County, FL
- Crestview waterfront homes for sale
- Gated communities in Crestview
- Homes under $300K in Crestview
- Homes from $300K to $500K in Crestview
- 4-bedroom homes for sale in Crestview
- Crestview home values: what is my house worth?
- ZIP 32539 housing scorecard
- 2 coming-soon communities in Okaloosa County
Crestview guides & data
- Market data
- Best neighborhoods (ranked by data)
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Crestview? Join Momentum in Crestview: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Lakeview Drive (3 homes on record)
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Email me new listings in Mirror LakeHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Mirror LakeHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Mirror LakeHomes for Sale will answer, and the answer is published on this page for the next buyer.
Recent Developments in Mirror Lake
Development, infrastructure, retail, and school activity affecting Mirror Lake, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Infrastructure
Okaloosa County stabilizes 180 miles of dirt roads in north county
Okaloosa County has stabilized 180 miles of dirt roads using the voter-approved infrastructure surtax, more than triple the original goal of 50 miles in five years. The roads received a limerock base topped with chip-seal or hot-mix, and the county says only a handful of roads remain. The work is in north Okaloosa County.
What it may mean for the marketPaved rural roads in north Okaloosa could improve year-round access and reduce road maintenance costs for areas near Crestview. The site is about 2 miles northeast of Mirror Lake.
Source: Get The Coast - October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 24 miles south of Mirror Lake, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Civic
Okaloosa commissioners reject 12-month data center moratorium 3-2
Okaloosa County commissioners voted 3-2 on September 15 against a 12-month data center moratorium. On September 3 the board unanimously directed staff to develop a regulatory framework for data centers, with an outline due within 60 days. No specific project or site was proposed, and commissioners discussed protecting the Shoal River Industrial Park.
What it may mean for the marketThe pending rules will shape where large power-and-land-intensive facilities can locate in the county, including industrial land near Crestview. The site is about 2 miles southwest of Mirror Lake.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 17 miles south of Mirror Lake.
Source: Get The Coast - May 2026Development
Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview
Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.
What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The project is about 2 miles east of Mirror Lake, elsewhere in Okaloosa County.
Source: Get The Coast - May 2026Infrastructure
Okaloosa County opens $212M Southwest Crestview Bypass
Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.
What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The site is about 4 miles south of Mirror Lake.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Mirror Lake?
What share of Mirror Lake is owner-occupied?
When were the homes in Mirror Lake built?
Who is the best real estate agent for Mirror Lake?
How do I find a top Crestview real estate agent who knows Mirror Lake?
Can Momentum Realty connect me with an agent for Mirror Lake?
Where is Mirror Lake, and what county is it in?
Should you buy in Mirror Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32539)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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