Mirror Lake in Crestview

Mirror Lake
Homes for Sale in Crestview, FL

All 420 homes for sale in Crestview, FL · median $329,650 · 262 homes for sale in 32539 · Okaloosa County homes for sale

Community in Crestview · Okaloosa County · ZIP 32539
80 homesBuilt 1950–2022
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data21 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 7 closed sales in Mirror Lake in Crestview, FL since 2005, the most recent in August 2026. Across Crestview as a whole, 571 homes closed in the last 12 months at a median of $321,973, 71 median days on market, with 184 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,150 ($3,640 with the full homestead exemption).

MIRROR LAKE key facts
LocationCrestview, Okaloosa County, FL · ZIP 32539
Homes in the community80 (FL DOR 2025 assessment roll)
Years built1950–2022 (median 2014.5)
Typical living area2,577 sq ft (median)
Amenities listed by sellersSecurity System
For sale right now0 active, 0 pending
Owner-occupied (homestead) share67%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “MIRROR LAKE key facts,” movewithmomentum.com/neighborhoods/mirror-lake, data as of September 20, 2026.

Live · Mirror Lake Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
67%
Owner-occupied · Mirror Lake
60 of 89 parcels homesteaded (FL DOR 2025)
33%
Non-owner-occupied · Mirror Lake
incl. 7% trust or LLC-held · 6% out-of-state
80
Homes in the community
plus 9 vacant residential lots · 89 residential parcels (FL DOR 2025)
Track record · 21 years of records
7
Recorded sales · 2024-2025
median $410K · qualified sales on the county roll (FL DOR 2025)
Est. 1950
Community established
homes built 1950-2022, median 2015 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Mirror Lake is a small pocket of roughly 80 homes in Crestview, and with only one active listing at this snapshot, there is effectively no shelf to shop from. Price here is set by condition and vintage more than by any headline range, because the housing stock spans homes built from 1950 through 2022 — a genuinely wide age spread that sits under one name. A mid-century original and a nearly new build are not the same product, and buyers should expect the numbers to move accordingly.

The median build year lands around 2014 and the median home runs about 2,577 square feet, so the weight of this community skews newer and reasonably sized despite the older tail. For a seller, thin active inventory is leverage — a well-prepared home has little direct competition. For a buyer, it means patience: you may wait for the right house to surface rather than choose among several at once.

Nearby homes for sale

No active listings inside MIRROR LAKE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

5450 Highway 393
$1.60M · 1.1 mi away
3 bd · 2 ba
5450 Highway 393
Listed by Coldwell Banker Realty
5570 Mount Olive Road
$595K · 1.4 mi away
3 bd · 2 ba
5570 Mount Olive Road
Listed by 1st Class Panhandle
5332 Macarthur Drive
$390K · 1.8 mi away
4 bd · 2.5 ba
5332 Macarthur Drive
Listed by DR Horton Realty of Northwest Florida LLC
5330 Macarthur Drive
$330K · 1.8 mi away
4 bd · 2 ba
5330 Macarthur Drive
Listed by DR Horton Realty of Northwest Florida LLC
5498 Goodwin Road
$485K · 1.8 mi away
4 bd · 2 ba
5498 Goodwin Road
Listed by Coldwell Banker Realty
5331 Macarthur Drive
$320K · 1.8 mi away
3 bd · 2 ba
5331 Macarthur Drive
Listed by DR Horton Realty of Northwest Florida LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Mirror Lake is a compact Crestview enclave where the story is age and condition, not amenities — the housing runs from mid-century to newly built, and at last look inventory was down to a single home.

Emerald Coast MLS sales records identify 6 homes in MIRROR LAKE that have changed hands since 2005, built between 1983 and 2020 (median 1997), with a median living area of about 2,547 sq ft and a typical 3-bedroom, 3-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 7 qualified sales in MIRROR LAKE across 2024–2025 (5 in 2024, 2 in 2025), median $410,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a Crestview home who can be patient until inventory surfaces
  • Those comfortable weighing an older home's update budget against a newer build's premium
  • Owner-occupants planning to settle in, consistent with the community's high homestead share

Probably not for

  • Buyers who need several homes to compare side by side right now
  • Anyone whose priorities include a gate, pool, clubhouse, or other shared amenities
  • Investors chasing quick turnover in a market defined by long-term ownership

The market around Mirror Lake

Mirror Lake is too small for its own price trend, so here is the market around it.

In ZIP 32539, 360 homes are on the market and 24% are under contract — a steady corner of Crestview.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32539 (Crestview), 527 homes closed in the last 12 months at a median of $323K, up 5.8% year over year, with a median 67 days on market. Right now 140 active and 52 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32539 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Mirror Lake specifically. Momentum Research analysis of MLS records.

If we were buying in Mirror Lake today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mirror Lake.

Best Buy
Buyers who want a Crestview address and will wait for the right house rather than shop a crowded field.
Biggest Risk
The wide age range makes comparisons and pricing tricky without a careful eye on condition.
Sweet Spot
A newer build near the mid-2010s median, sized around the 2,577-square-foot mark.
Avoid If
You need immediate choice or shared amenities like a pool or clubhouse.

A wide vintage spread under one name

The defining feature of Mirror Lake is its range of build years, 1950 to 2022, packed into about 80 homes. That means two very different buying experiences: an older home that may invite updating, or a newer build closer to move-in condition. Because we have only the median to work from, treat any pricing conversation as condition-driven rather than tied to a fixed floor or ceiling — the same address label covers a lot of ground.

Owner-occupancy is meaningful here, with a homestead share around 67 percent, which points to a community held more by residents than by short-term turnover. No community amenities show up in current MLS listings, so if pool, gate, or clubhouse features matter to you, expect to find them elsewhere — the value proposition here is the home itself and its Crestview location, not shared facilities.

“

The location and the amenities are priced into every listing in Mirror Lake. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin, timing and read matter more than volume. We track when the occasional Mirror Lake home comes up, we can tell a 1950s frame from a 2020s build and price the gap honestly, and we will be candid about whether a given listing is priced to its condition or its vintage. On the sell side, the lack of direct competition is an advantage worth staging and pricing around carefully.

Mirror Lake in 15 seconds.

Best forBuyers who want a Crestview address and will wait for the right house rather than shop a crowded field.
Biggest advantageThin inventory gives well-prepared sellers real negotiating leverage.
Biggest riskThe wide age range makes comparisons and pricing tricky without a careful eye on condition.
Sweet spotA newer build near the mid-2010s median, sized around the 2,577-square-foot mark.
Avoid ifYou need immediate choice or shared amenities like a pool or clubhouse.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Mirror Lake homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Mirror Lake.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mirror Lake sales matched to your home.

What is your Mirror Lake home worth?

Get a no-obligation home value based on real comparable sales in Mirror Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Crestview →

Real comps, not an automated estimate.

Recently off market in MIRROR LAKE

Homes in MIRROR LAKE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

How many homes are in Mirror Lake?
The Florida DOR 2025 assessment roll shows 80 homes plus 9 vacant residential lots in Mirror Lake (public records).
What share of Mirror Lake is owner-occupied?
67% of Mirror Lake parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Mirror Lake built?
Homes in Mirror Lake were built between 1950 and 2022, with a median year built of 2014.5 (FL DOR 2025 roll).
Who is the best real estate agent for Mirror Lake?
The best agent for Mirror Lake is one who actively works Crestview and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Mirror Lake.
How do I find a top Crestview real estate agent who knows Mirror Lake?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Mirror Lake and the wider Crestview area.
Can Momentum Realty connect me with an agent for Mirror Lake?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Mirror Lake purchase or sale - no call center and no pressure.
Where is Mirror Lake, and what county is it in?
Mirror Lake is in Crestview, Okaloosa County, FL, ZIP 32539. The community's center is about 9 miles northeast of the center of Crestview (straight-line).
Buyers targeting a Crestview home who can be patient until inventory surfacesExcellent fit
Those comfortable weighing an older home's update budget against a newer build's premiumExcellent fit
Owner-occupants planning to settle in, consistent with the community's high homestead shareExcellent fit
Buyers who need several homes to compare side by side right nowProbably not
Anyone whose priorities include a gate, pool, clubhouse, or other shared amenitiesProbably not
Investors chasing quick turnover in a market defined by long-term ownershipProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 30, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32539))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Mirror Lake with Momentum Realty’s local guides.

Wolford Acres0.5 mi away · 49 homes, built 1971–24Mount Olive Estates (Okaloosa)0.5 mi away · 54 homes, built 2004–05Independence (Okaloosa)1.9 mi away · 13 for saleSouth Holley Grove2.6 mi away · 11 homes, built 1997–22, 1 for saleHolly Grove South2.7 mi away · 199 homes, built 1937–24Holley Grove South2.7 mi away · median $230K, 5 sales/12 moThe Pines (Okaloosa)2.8 mi away · median $236K, 8 sales/12 mo

Browse all neighborhood guides →

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