Laguna Beach
Homes for Sale in Panama City Beach, FL

All 785 homes for sale in Panama City Beach, FL · median $369,000 · 653 homes for sale in 32413 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32413
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True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of October 2026, Laguna Beach 8Th in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 30 closed sales in Laguna Beach 8Th in Panama City Beach, FL since 2012, the most recent in November 2025. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).

Part of the Laguna Beach master-planned community in Panama City Beach, FL — see all Laguna Beach homes for sale (43 listings across 11 villages and sections in the MLS).

Last 30 days in Laguna Beach: 1 new listing (median asking $425,000). As of October 2, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Laguna Beach Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 17% (528 of 3,043)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Laguna Beach 8th is a thin market to read. With only three closings in the current window, the $780,000 median tells you where recent deals landed, not where the next one will price — a single unusually finished or unusually dated sale can swing that number hard. Treat it as a directional marker, not a ceiling or a floor.

The bigger signal is the 134-day median time on market. That is a slow clock for this price point, and it usually means buyers are taking their time on condition and price rather than competing for scarce inventory. For sellers, that argues for pricing tightly to comparable condition from day one rather than testing the top. For buyers, it argues for patience and a firm inspection-driven offer rather than urgency.

The 60-Second Overview

Laguna Beach 8th sits within Panama City Beach in Bay County, trading in a narrow band of activity where each closing carries outsized weight on the numbers. The current MLS record shows no listed community amenities, so whatever draws a buyer here is the home and its location, not a shared clubhouse or pool.

CPAR sales records identify 224 homes in Laguna Beach that have changed hands since 2002, built between 1936 and 2026 (median 1990), with a median living area of about 1,271 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting this specific pocket of Panama City Beach who is prepared to evaluate condition and price on a home-by-home basis.
  • A buyer with flexibility on timeline who can afford to let an offer sit through a longer negotiation window.
  • A seller who can price tightly to recent comparable condition rather than anchoring to the median alone.

Probably not for

  • A buyer who wants a deep pool of closed comps to validate an offer price before writing it.
  • A buyer expecting on-site community amenities as part of the purchase, since none are identified in current MLS listings.
  • A seller who needs a fast, high-competition sale rather than a longer marketing period.

The market around Laguna Beach

Laguna Beach is too small for its own price trend, so here is the market around it.

In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Laguna Beach specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Laguna Beach 8Th, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 25 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Laguna Beach

Live MLS inventory for Laguna Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Laguna Beach listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Laguna Beach 8Th Right Now (1)

All 1 active and pending Laguna Beach 8Th listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Laguna Beach today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Laguna Beach.

Best Buy
A buyer or seller comfortable making decisions on a small comp set rather than a deep sales history.
Biggest Risk
With only three recent closings, the median price is a thin data point that can shift quickly.
Sweet Spot
Buyers and sellers who want a specific home in this pocket of Panama City Beach and will price off individual comps.
Avoid If
You need a large closed-sales history to validate pricing before you commit.

Reading a thin market correctly

Three closings is not enough volume to establish a reliable price trend, and any analysis of this community has to start there. The $780,000 median is real, but it reflects a small handful of specific homes in specific condition — not a broad curve of comparable sales. Buyers and sellers should pull the actual closed comps for this pocket rather than lean on the aggregate figure alone.

The 134-day median days on market is the more durable data point precisely because it is less sensitive to a small sample skewing on price. It suggests homes here are sitting through more of the negotiation cycle before they close, which is consistent with a market where buyers are pricing in condition and scrutinizing the deal rather than moving fast on scarcity.

“

The location and the amenities are priced into every listing in Laguna Beach. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this few recorded closings, the comps matter more than the headline stats, and having someone pull and interpret the actual sales — not just the summary median — is the difference between guessing and pricing correctly. We build the offer or the listing price off the real file, not the average.

Laguna Beach in 15 seconds.

Best forA buyer or seller comfortable making decisions on a small comp set rather than a deep sales history.
Biggest advantageThe 134-day median hold suggests room to negotiate rather than pressure to move fast.
Biggest riskWith only three recent closings, the median price is a thin data point that can shift quickly.
Sweet spotBuyers and sellers who want a specific home in this pocket of Panama City Beach and will price off individual comps.
Avoid ifYou need a large closed-sales history to validate pricing before you commit.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Laguna Beach homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Laguna Beach.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Laguna Beach sales matched to your home.

What is your Laguna Beach home worth?

Get a no-obligation home value based on real comparable sales in Laguna Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City Beach →

Real comps, not an automated estimate.
A buyer targeting this specific pocket of Panama City Beach who is prepared to evaluate condition and price on a home-by-home basis.Excellent fit
A buyer with flexibility on timeline who can afford to let an offer sit through a longer negotiation window.Excellent fit
A seller who can price tightly to recent comparable condition rather than anchoring to the median alone.Excellent fit
A buyer who wants a deep pool of closed comps to validate an offer price before writing it.Probably not
A buyer expecting on-site community amenities as part of the purchase, since none are identified in current MLS listings.Probably not
A seller who needs a fast, high-competition sale rather than a longer marketing period.Probably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (30 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Laguna Beach

Where is Laguna Beach?

Laguna Beach is a community in Panama City Beach, Bay County, Florida, ZIP 32413.

Are there homes for sale in Laguna Beach right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Laguna Beach have an HOA or CDD?

No HOA is on record for Laguna Beach in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More on Laguna Beach

Thinking of selling in Laguna Beach 8Th? 1 recorded closings (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Laguna Beach with Momentum Realty’s local guides.

Laguna Beach Estates0.1 mi away · 1 for saleLaguna Beach0.1 mi away · median $525K, 31 sales/12 moLaguna Beach0.1 mi away · 1 for saleRoyal Palms Of Laguna Beach0.2 mi away · 2 for saleLaguna Beach Estates0.3 mi awayEmerald Shores Condo0.3 mi away · 1 for saleLaguna Beach Plaza0.4 mi away · 1 for saleSand Dollar Estates0.4 mi away · median $287K, 4 sales/12 mo

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.