Laguna Beach Estates
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, the MLS records 25 closed sales in Laguna Beach Estates in Panama City Beach, FL since 2015, the most recent in September 2025. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $430,000, 76 median days on market, with 1,412 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,280 ($4,790 with the full homestead exemption).
Part of the Laguna Beach master-planned community in Panama City Beach, FL — see all Laguna Beach homes for sale (45 listings across 11 villages and sections in the MLS).
Laguna Beach Estates 9th is a small, low-volume corner of the Panama City Beach market, and the MLS data reflects that directly: the current snapshot covers a narrow closings window, which means there is not enough transaction volume here to lean on for a confident price trend. Any read on this community has to be treated as directional, not statistical.
For a buyer, that means doing the work at the individual listing level rather than trusting a community-wide average. For a seller, it means pricing strategy should be built off comparable homes and condition, not off a thin data set that can swing sharply with a single closing.
The 60-Second Overview
Laguna Beach Estates 9th sits within Panama City Beach in Bay County, an established residential subdivision rather than a resort-style or amenity-driven development. Current MLS listings do not identify community amenities, so this is a straightforward, homes-first market rather than a lifestyle-package community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Laguna Beach Estates is best for.
Best for
- A buyer who has identified a specific home here and wants a grounded, comparable-based valuation rather than a community average.
- A seller comfortable pricing based on direct comps and condition rather than a broad trend narrative.
- A buyer prioritizing the Panama City Beach location itself over shared community amenities.
Probably not for
- A buyer who wants amenity-driven community features as part of the decision.
- Anyone relying on community-wide price trend data to negotiate, given the current thin closings window.
- A buyer or seller who wants a fast, high-volume comparable set to lean on.
The market around Laguna Beach Estates
Laguna Beach Estates is too small for its own price trend, so here is the market around it.
In ZIP 32413, 807 homes are on the market and 18% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,576 homes are active and 585 pending (18% under contract).
ZIP and county figures describe the wider market, not Laguna Beach Estates specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Laguna Beach Estates Market Scorecard
Laguna Beach Estates is currently a thin data market. Limited supply, a median asking price of n/a.
Typical home value in the 32413 ZIP is $470,917, about 24.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Laguna Beach Estates
Live MLS inventory for Laguna Beach Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Laguna Beach Estates listings as of 2026-08-05, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Laguna Beach Estates buying strategy.
If we were buying in Laguna Beach Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Laguna Beach Estates.
A thin-data market
The defining fact about this community right now is not price or condition, it is volume. With only a narrow window of closings feeding the current snapshot, there simply is not enough recent activity to establish a reliable trend line for the neighborhood as a whole. That is common in smaller, established subdivisions that are not actively turning over inventory.
No community amenities are identified in current MLS listings, which suggests this is valued primarily on the home and lot rather than on shared recreational features. Buyers and sellers here should expect pricing conversations to center on the individual property, its condition, and direct comparables, rather than on community-wide positioning.
The location and the amenities are priced into every listing in Laguna Beach Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin on public data, the value of local, listing-by-listing knowledge goes up. We do not rely on a community-wide average to tell you what a home in Laguna Beach Estates 9th is worth. We pull the specific comparables that exist, account for condition, and give you a straight read on where a given property actually sits.
Laguna Beach Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Laguna Beach Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Laguna Beach Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Laguna Beach Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Laguna Beach Estates home worth?
Get a no-obligation home value based on real comparable sales in Laguna Beach Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Laguna Beach Estates on the map →
Should you buy in Laguna Beach Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: August 5, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (25 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Laguna Beach Estates fits the bigger picture — live prices, inventory, and Momentum Scores: