Laguna Beach Estates
Homes for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 653 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 25 closed sales in Laguna Beach Estates 9Th in Panama City Beach, FL since 2015, the most recent in September 2025. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
Part of the Laguna Beach master-planned community in Panama City Beach, FL — see all Laguna Beach homes for sale (43 listings across 11 villages and sections in the MLS).
Laguna Beach Estates 9th is a small, low-volume corner of the Panama City Beach market, and the MLS data reflects that directly: the current snapshot covers a narrow closings window, which means there is not enough transaction volume here to lean on for a confident price trend. Any read on this community has to be treated as directional, not statistical.
For a buyer, that means doing the work at the individual listing level rather than trusting a community-wide average. For a seller, it means pricing strategy should be built off comparable homes and condition, not off a thin data set that can swing sharply with a single closing.
Nearby homes for sale
No active listings inside Laguna Beach EstatesHomes for Sale in Panama City Beach, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Laguna Beach Estates 9th sits within Panama City Beach in Bay County, an established residential subdivision rather than a resort-style or amenity-driven development. Current MLS listings do not identify community amenities, so this is a straightforward, homes-first market rather than a lifestyle-package community.
CPAR sales records identify 81 homes in Laguna Beach Estates that have changed hands since 2006, built between 1950 and 2027 (median 1994), with a median living area of about 1,439 sq ft and a typical 3-bedroom, 2-bath layout; 62% are single-family homes. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Laguna Beach Estates is best for.
Best for
- A buyer who has identified a specific home here and wants a grounded, comparable-based valuation rather than a community average.
- A seller comfortable pricing based on direct comps and condition rather than a broad trend narrative.
- A buyer prioritizing the Panama City Beach location itself over shared community amenities.
Probably not for
- A buyer who wants amenity-driven community features as part of the decision.
- Anyone relying on community-wide price trend data to negotiate, given the current thin closings window.
- A buyer or seller who wants a fast, high-volume comparable set to lean on.
The market around Laguna Beach Estates
Laguna Beach Estates is too small for its own price trend, so here is the market around it.
In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Laguna Beach Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Laguna Beach Estates 9Th, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Laguna Beach Estates buying strategy.
If we were buying in Laguna Beach Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Laguna Beach Estates.
A thin-data market
The defining fact about this community right now is not price or condition, it is volume. With only a narrow window of closings feeding the current snapshot, there simply is not enough recent activity to establish a reliable trend line for the neighborhood as a whole. That is common in smaller, established subdivisions that are not actively turning over inventory.
No community amenities are identified in current MLS listings, which suggests this is valued primarily on the home and lot rather than on shared recreational features. Buyers and sellers here should expect pricing conversations to center on the individual property, its condition, and direct comparables, rather than on community-wide positioning.
The location and the amenities are priced into every listing in Laguna Beach Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin on public data, the value of local, listing-by-listing knowledge goes up. We do not rely on a community-wide average to tell you what a home in Laguna Beach Estates 9th is worth. We pull the specific comparables that exist, account for condition, and give you a straight read on where a given property actually sits.
Laguna Beach Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Laguna Beach Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Laguna Beach Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Laguna Beach Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Laguna Beach Estates home worth?
Get a no-obligation home value based on real comparable sales in Laguna Beach Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Should you buy in Laguna Beach Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 17, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (25 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Laguna Beach Estates 9Th fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Laguna Beach Estates
Where is Laguna Beach Estates?
Laguna Beach Estates is a community in Panama City Beach, Bay County, Florida, ZIP 32413.
Are there homes for sale in Laguna Beach Estates right now?
No active listings inside Laguna Beach Estates at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Laguna Beach Estates have an HOA or CDD?
No HOA is on record for Laguna Beach Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Laguna Beach Estates with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.