Laguna Beach
Homes for Sale in Panama City Beach, FL

All 785 homes for sale in Panama City Beach, FL · median $369,000 · 653 homes for sale in 32413 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32413
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Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of October 2026, Laguna Beach 6Th in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 38 closed sales in Laguna Beach 6Th in Panama City Beach, FL since 2012, the most recent in January 2025. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).

Part of the Laguna Beach master-planned community in Panama City Beach, FL — see all Laguna Beach homes for sale (43 listings across 11 villages and sections in the MLS).

Last 30 days in Laguna Beach: 1 new listing (median asking $825,000). As of October 2, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Laguna Beach Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 17% (528 of 3,043)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Laguna Beach 6th is a small slice of Panama City Beach with very little current MLS activity in Bay County. With only two closings in the most recent window, there is not enough transaction volume to draw a reliable price trend or set expectations on typical days-on-market. Any pricing conversation here has to be handled deal by deal, not by leaning on a community average.

For a buyer or seller, that thin data cuts both ways. A seller cannot point to a run of recent comps to justify a number, and a buyer cannot assume a going rate based on what has happened here recently. This is a market where the specific listing, its condition, and its exact location within the community carry more weight than any neighborhood-wide statistic.

The 60-Second Overview

Laguna Beach 6th sits within Panama City Beach in Bay County, and current MLS records show very limited turnover, with just two closings in the tracked window. No community amenities are identified from current listings, so what you are buying is the home and its location rather than a packaged amenity set.

CPAR sales records identify 224 homes in Laguna Beach that have changed hands since 2002, built between 1936 and 2026 (median 1990), with a median living area of about 1,271 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting a specific home in Panama City Beach who is comfortable pricing it on its own merits rather than a neighborhood trend
  • A seller prepared to market a property without relying on a recent run of local comps to set the number
  • Someone who does independent diligence on amenities and association details rather than expecting them spelled out in the listing data

Probably not for

  • A buyer who wants a well-documented sales history to benchmark an offer against
  • Anyone who needs a confirmed amenity package as part of the decision before writing an offer
  • A seller expecting a fast, data-backed pricing strategy built on multiple recent local closings

The market around Laguna Beach

Laguna Beach is too small for its own price trend, so here is the market around it.

In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Laguna Beach specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Laguna Beach 6Th, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 27 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Laguna Beach

Live MLS inventory for Laguna Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Laguna Beach listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Laguna Beach 6Th Right Now (1)

All 1 active and pending Laguna Beach 6Th listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Laguna Beach today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Laguna Beach.

Best Buy
Best suited to a buyer or seller prepared to price and negotiate on a case-by-case basis rather than lean on neighborhood trend data.
Biggest Risk
The main risk is limited data: with only two recent closings, there is little basis for confident pricing or timeline expectations.
Sweet Spot
The sweet spot is a buyer or seller comfortable doing extra diligence, since the MLS record alone will not tell the full story.
Avoid If
Avoid if you need a track record of recent comparable sales or a confirmed list of community amenities before moving forward.

A Market With Thin Data

Two closings in the most recent window means Laguna Beach 6th is not generating the kind of volume that supports a confident read on pricing trends, absorption, or typical marketing time. Whatever pattern shows up in a small sample like this should be treated as anecdotal, not predictive.

The MLS feed for this community currently identifies no listed community amenities. That does not mean none exist, only that the current inventory data does not surface them. Anyone evaluating a property here should verify amenities, association details, and any shared features directly rather than assuming a standard package.

“

The location and the amenities are priced into every listing in Laguna Beach. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this little recent transaction data, the value of an agent is in knowing how to price and negotiate without relying on a stack of comparable sales. We treat each listing in Laguna Beach 6th as its own case, pulling in broader Panama City Beach and Bay County context where the local sample runs too thin to stand on its own.

Laguna Beach in 15 seconds.

Best forBest suited to a buyer or seller prepared to price and negotiate on a case-by-case basis rather than lean on neighborhood trend data.
Biggest advantageThe advantage here is a Panama City Beach location in Bay County, not a documented amenity package or a deep sales history.
Biggest riskThe main risk is limited data: with only two recent closings, there is little basis for confident pricing or timeline expectations.
Sweet spotThe sweet spot is a buyer or seller comfortable doing extra diligence, since the MLS record alone will not tell the full story.
Avoid ifAvoid if you need a track record of recent comparable sales or a confirmed list of community amenities before moving forward.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Laguna Beach homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Laguna Beach.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Laguna Beach sales matched to your home.

What is your Laguna Beach home worth?

Get a no-obligation home value based on real comparable sales in Laguna Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City Beach →

Real comps, not an automated estimate.
A buyer targeting a specific home in Panama City Beach who is comfortable pricing it on its own merits rather than a neighborhood trendExcellent fit
A seller prepared to market a property without relying on a recent run of local comps to set the numberExcellent fit
Someone who does independent diligence on amenities and association details rather than expecting them spelled out in the listing dataExcellent fit
A buyer who wants a well-documented sales history to benchmark an offer againstProbably not
Anyone who needs a confirmed amenity package as part of the decision before writing an offerProbably not
A seller expecting a fast, data-backed pricing strategy built on multiple recent local closingsProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (38 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Laguna Beach

Where is Laguna Beach?

Laguna Beach is a community in Panama City Beach, Bay County, Florida, ZIP 32413.

Are there homes for sale in Laguna Beach right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Laguna Beach have an HOA or CDD?

No HOA is on record for Laguna Beach in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in Laguna Beach 6Th? See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Laguna Beach with Momentum Realty’s local guides.

Laguna Beach Estates0.1 mi away · 1 for saleLaguna Beach0.1 mi away · 1 for saleLaguna Beach0.2 mi away · median $525K, 31 sales/12 moSand Dollar Estates0.3 mi away · median $287K, 4 sales/12 moRoyal Palms Of Laguna Beach0.3 mi away · 2 for saleLaguna Beach Estates0.3 mi awayLaguna Beach Plaza0.4 mi away · 1 for saleWhite Sands Estates0.4 mi away · 75 homes, built 1946–23, 2 for sale

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.