Laguna Beach Estates
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, Laguna Beach Estates 6Th in Panama City Beach, FL has 1 home for sale. As of September 2026, the MLS records 13 closed sales in Laguna Beach Estates 6Th in Panama City Beach, FL since 2019, the most recent in October 2025. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $430,000, 76 median days on market, with 1,412 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,280 ($4,790 with the full homestead exemption).
Part of the Laguna Beach master-planned community in Panama City Beach, FL — see all Laguna Beach homes for sale (43 listings across 11 villages and sections in the MLS).
Laguna Beach Estates is not a community with a deep, visible MLS trail right now. Current listing activity in the Bay County/cpar feed is thin enough that we cannot responsibly hand you a median price, a days-on-market figure, or a volume trend without guessing — and we do not guess. That thinness is itself the read: this is a small pocket where pricing gets set property-by-property, not by a neighborhood curve.
For a buyer or seller here, that means comparable-sales work has to be done by hand, pulling recent closings directly rather than trusting a dashboard number. If you are selling, expect your agent to build the case from a handful of true comps rather than pointing at a chart. If you are buying, it means less competitive pressure from visible market noise, but also less certainty about what "fair" looks like until someone actually runs the numbers for you.
The 60-Second Overview
Laguna Beach Estates sits within Panama City Beach in Bay County, but current MLS data for the community is too limited to characterize pricing or pace with confidence — this is a market that needs a direct, manual comp pull rather than a snapshot.
CPAR sales records identify 81 homes in Laguna Beach Estates that have changed hands since 2006, built between 1950 and 2027 (median 1994), with a median living area of about 1,439 sq ft and a typical 3-bedroom, 2-bath layout; 62% are single-family homes. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Laguna Beach Estates is best for.
Best for
- A buyer targeting a specific property in Laguna Beach Estates who wants a hand-built comp analysis rather than an automated estimate
- A seller comfortable pricing based on direct, agent-verified comparables instead of a published neighborhood median
- An investor doing property-level due diligence in Panama City Beach who does not need aggregate market trend data to move forward
Probably not for
- A buyer who wants to compare this community against others using published median price or days-on-market figures
- Someone who needs strong recent-sales volume as reassurance before making an offer
- A seller expecting a market-driven pricing strategy built on visible comparable listings
The market around Laguna Beach Estates
Laguna Beach Estates is too small for its own price trend, so here is the market around it.
In ZIP 32413, 807 homes are on the market and 18% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,576 homes are active and 585 pending (18% under contract).
In ZIP 32413 (Panama City Beach), 1,591 homes closed in the last 12 months at a median of $445K, up 1.4% year over year, with a median 80 days on market. Right now 1,084 active and 187 pending listings put supply at about 6.8 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Laguna Beach Estates specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
17% of homes for sale in ZIP 32413 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-17).
Laguna Beach Estates 6Th Market Scorecard
Laguna Beach Estates 6Th is currently a thin data market. Limited supply, a median asking price of $495,000, and homes go under contract in about 35 days.
Typical home value in the 32413 ZIP is $470,917, about 24.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Laguna Beach Estates
Live MLS inventory for Laguna Beach Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Laguna Beach Estates listings as of 2026-09-16, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Laguna Beach Estates buying strategy.
If we were buying in Laguna Beach Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Laguna Beach Estates.
A community without a public data trail — yet
There is no listed community amenity package identified from current MLS records for Laguna Beach Estates, and no reliable pricing or activity metrics to report as of this snapshot. That is not unusual for a smaller Panama City Beach subdivision that trades infrequently — it simply means the neighborhood's market character has to be established the old-fashioned way, parcel by parcel.
If you are evaluating this community, the honest move is to skip the aggregate stats entirely and go straight to individual listing and closing detail: lot size, home condition, and recent sale terms on the specific streets you care about. Anything else risks projecting a citywide Panama City Beach trend onto a pocket that may not be moving the same way.
The location and the amenities are priced into every listing in Laguna Beach Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little public market signal, the value we add is not a chart — it is the legwork. We pull the actual recent closings on and around Laguna Beach Estates, verify condition and terms directly, and give you a grounded number instead of an average that does not really apply to a neighborhood this small.
Laguna Beach Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Laguna Beach Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Laguna Beach Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Laguna Beach Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Laguna Beach Estates home worth?
Get a no-obligation home value based on real comparable sales in Laguna Beach Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Laguna Beach Estates on the map →
Should you buy in Laguna Beach Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 16, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2019 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Laguna Beach Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Laguna Beach Estates
Where is Laguna Beach Estates?
Laguna Beach Estates is a community in Panama City Beach, Bay County, Florida, ZIP 32413.
Are there homes for sale in Laguna Beach Estates right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Laguna Beach Estates have an HOA or CDD?
No HOA is on record for Laguna Beach Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Panama City Beach & Panama City & Bay County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Panama City & Bay County or the full Neighborhood Finder.
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