Laguna Beach Estates in Panama City Beach

Laguna Beach Estates
Homes for Sale in Panama City Beach, FL

All 731 homes for sale in Panama City Beach, FL · median $365,000 · 628 homes for sale in 32413 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32413
163 homesBuilt 1950–2024
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Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Laguna Beach Estates 7Th in Panama City Beach, FL has 2 homes for sale. Homes listed or recently sold were built 1964–2026 with 1 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 26 ft).

Part of the Laguna Beach master-planned community in Panama City Beach, FL — see all Laguna Beach homes for sale (42 listings across 11 villages and sections in the MLS).

Live · Laguna Beach Estates Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
60%
Under contract
Bay: 17% (528 of 3,043)
2 · 3
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 7 a year
Ownership and context
32%
Owner-occupied · Laguna Beach Estates
57 of 178 parcels homesteaded (FL DOR 2025)
68%
Non-owner-occupied · Laguna Beach Estates
incl. 7% trust or LLC-held · 40% out-of-state
163
Homes in the community
plus 15 vacant residential lots · 178 residential parcels (FL DOR 2025)
Track record · 14 years of records
10
Recorded sales · 2024-2025
median $360K · qualified sales on the county roll (FL DOR 2025)
1950–2024
Years homes were built
median 1987 · county roll (FL DOR 2025)
0.6%/yr
Turnover rate
about 1 of 163 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Laguna Beach Estates 7Th is a thin-volume market — only four closings feed the current snapshot, so headline swings like the year-over-year figure should be read as a reflection of which specific homes traded, not a broad repricing of the neighborhood. A 115% year-over-year change on a handful of sales usually means the mix shifted (a larger or more updated home closing versus a smaller one the year before), not that values doubled overnight.

What's more telling is the 107-day median time on market paired with a market heat score of 36 — this is a slow-moving, low-pressure environment. Sellers should price to condition and expect a longer runway to contract; buyers get room to negotiate and time to do real diligence rather than compete on speed.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Set in Panama City Beach within Bay County, Laguna Beach Estates 7Th is currently trading with a median price near $559,000 on very few transactions — a market where each closing carries outsized weight on the numbers.

CPAR sales records identify 84 homes in Laguna Beach Estates that have changed hands since 2006, built between 1950 and 2027 (median 1991), with a median living area of about 1,430 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 10 qualified sales in Laguna Beach Estates across 2024–2025 (5 in 2024, 5 in 2025), median $360,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable pricing off a small sample and doing extra diligence on comparables
  • Sellers who can price on condition and are prepared for a longer marketing period near the 107-day median
  • Buyers looking in Panama City Beach who prioritize location over a built-in amenity package

Probably not for

  • Buyers who want a deep pool of active comparables to benchmark against
  • Sellers expecting a quick sale in line with faster-moving, higher-heat markets
  • Buyers specifically seeking listed community amenities, since none are currently identified here

The market around Laguna Beach Estates

Laguna Beach Estates is too small for its own price trend, so here is the market around it.

In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Laguna Beach Estates specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Laguna Beach Estates

Live MLS inventory for Laguna Beach Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Laguna Beach Estates listings as of 2026-10-20, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.

If we were buying in Laguna Beach Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Laguna Beach Estates.

Best Buy
Buyers and sellers comfortable operating in a low-volume, data-thin market rather than a high-turnover one.
Biggest Risk
With only four closings feeding the numbers, the median and year-over-year figures can shift sharply on a single sale.
Sweet Spot
Buyers targeting a home priced near the $559K median who are not rushed by competing offers.
Avoid If
You need fast comparable-sales certainty or a large active inventory to shop against.

A market defined by low volume

With only four closings in the current window, this is not a community where you can lean on statistical trend lines. The median price of $559,000 is a real data point, but it's the median of a small group, and the long-run appreciation figure since 2012 (504%) spans well over a decade — useful for context on how far the area has come, not as a predictor of next year's number.

The 107-day median days-on-market figure lines up with the low heat score of 36: listings here are sitting, not sprinting. That combination typically points to a market where condition, pricing discipline, and presentation matter more than timing the calendar. No community amenities are currently identified from active MLS listings, so buyers should evaluate this as a housing-stock and location decision rather than an amenity-package one.

“

The location and the amenities are priced into every listing in Laguna Beach Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume market like this, the handful of comparable sales that exist need to be read correctly — which ones reflect true market value and which are outliers driven by condition or terms. We pull the actual closed data behind the median, not just the headline number, so pricing and offer strategy are grounded in what's really happened here, not in a slow-market average.

Laguna Beach Estates in 15 seconds.

Best forBuyers and sellers comfortable operating in a low-volume, data-thin market rather than a high-turnover one.
Biggest advantageA longer 107-day selling window gives buyers time to negotiate and sellers time to find the right offer.
Biggest riskWith only four closings feeding the numbers, the median and year-over-year figures can shift sharply on a single sale.
Sweet spotBuyers targeting a home priced near the $559K median who are not rushed by competing offers.
Avoid ifYou need fast comparable-sales certainty or a large active inventory to shop against.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Laguna Beach Estates sales matched to your home.

What is your Laguna Beach Estates home worth?

Get a no-obligation home value based on real comparable sales in Laguna Beach Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Laguna Beach Estates 7Th

Homes in Laguna Beach Estates 7Th that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Laguna Beach Estates key facts
LocationPanama City Beach, Bay County, FL · ZIP 32413
Homes in the community163 (FL DOR 2025 assessment roll)
Years built1950–2024 (median 1987)
Typical living area1,464 sq ft (median)
For sale right now2 active, 3 pending · median asking $1,093,300
Owner-occupied (homestead) share32%

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Laguna Beach Estates key facts,” movewithmomentum.com/neighborhoods/laguna-beach-estates-7th, data as of September 20, 2026.

Every Home for Sale in Laguna Beach Estates 7Th Right Now (4)

All 4 active and pending Laguna Beach Estates 7Th listings with a detail page, newest first, refreshed twice a day from the MLS.

How much local inventory is already under contract

15% of homes for sale in ZIP 32413 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

What it really costs to own in Laguna Beach Estates

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $3,392/yr across 4 listings here (MLS tax records, 2026-10-20).
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2022 across 8 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes.

Email me new listings in Laguna Beach Estates

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Laguna Beach Estates

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Laguna Beach Estates will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

How many homes are in Laguna Beach Estates?
The Florida DOR 2025 assessment roll shows 163 homes plus 15 vacant residential lots in Laguna Beach Estates (public records).
What share of Laguna Beach Estates is owner-occupied?
32% of Laguna Beach Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Laguna Beach Estates built?
Homes in Laguna Beach Estates were built between 1950 and 2024, with a median year built of 1987 (FL DOR 2025 roll).
Who is the best real estate agent for Laguna Beach Estates?
The best agent for Laguna Beach Estates is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Laguna Beach Estates.
How do I find a top Panama City Beach real estate agent who knows Laguna Beach Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Laguna Beach Estates and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Laguna Beach Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Laguna Beach Estates purchase or sale - no call center and no pressure.
Where is Laguna Beach Estates, and what county is it in?
Laguna Beach Estates is in Panama City Beach, Bay County, FL, ZIP 32413. The community's center is about 58 miles northwest of the center of Panama City Beach (straight-line).
Buyers comfortable pricing off a small sample and doing extra diligence on comparablesExcellent fit
Sellers who can price on condition and are prepared for a longer marketing period near the 107-day medianExcellent fit
Buyers looking in Panama City Beach who prioritize location over a built-in amenity packageExcellent fit
Buyers who want a deep pool of active comparables to benchmark againstProbably not
Sellers expecting a quick sale in line with faster-moving, higher-heat marketsProbably not
Buyers specifically seeking listed community amenities, since none are currently identified hereProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 20, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32413))
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (97 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Laguna Beach Estates with Momentum Realty’s local guides.

Laguna Beach Estates0.2 mi away · median $510K, 9 sales/12 moLaguna Beach0.2 mi away · 1 for saleCrestview Heights (Bay)0.2 mi awayLaguna Beach Estates0.3 mi away · 1 for saleWhisper Dunes0.3 mi away · median $389K, 12 sales/12 moSanta Monica Beach0.4 mi away · 41 homes, built 1947–22, 1 for saleLaguna Beach Estates0.4 mi awayCoral Bay Village0.5 mi away · 1 for sale

Browse all neighborhood guides →

More on Laguna Beach Estates

Thinking of selling in Laguna Beach Estates 7Th? 1 recorded closings (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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