Laguna Beach Estates
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, Laguna Beach Estates in Panama City Beach, FL has 3 homes for sale. Homes listed or recently sold were built 1964–2026 with 2 new construction; none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 27 ft).
Part of the Laguna Beach master-planned community in Panama City Beach, FL — see all Laguna Beach homes for sale (45 listings across 11 villages and sections in the MLS).
Homes For Sale Right Now in Laguna Beach Estates
Live MLS inventory for Laguna Beach Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Laguna Beach Estates listings as of 2026-09-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Laguna Beach Estates is a thin-volume market — only four closings feed the current snapshot, so headline swings like the year-over-year figure should be read as a reflection of which specific homes traded, not a broad repricing of the neighborhood. A 115% year-over-year change on a handful of sales usually means the mix shifted (a larger or more updated home closing versus a smaller one the year before), not that values doubled overnight.
What's more telling is the 107-day median time on market paired with a market heat score of 36 — this is a slow-moving, low-pressure environment. Sellers should price to condition and expect a longer runway to contract; buyers get room to negotiate and time to do real diligence rather than compete on speed.
The 60-Second Overview
Set in Panama City Beach within Bay County, Laguna Beach Estates is currently trading with a median price near $559,000 on very few transactions — a market where each closing carries outsized weight on the numbers.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Laguna Beach Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Laguna Beach Estates
Laguna Beach Estates
Laguna Beach Estates
Laguna Beach Estates
Laguna Beach EstatesPhotos from CPAR MLS listings in Laguna Beach Estates; content deemed reliable but not guaranteed.
Who Laguna Beach Estates is best for.
Best for
- Buyers comfortable pricing off a small sample and doing extra diligence on comparables
- Sellers who can price on condition and are prepared for a longer marketing period near the 107-day median
- Buyers looking in Panama City Beach who prioritize location over a built-in amenity package
Probably not for
- Buyers who want a deep pool of active comparables to benchmark against
- Sellers expecting a quick sale in line with faster-moving, higher-heat markets
- Buyers specifically seeking listed community amenities, since none are currently identified here
The market around Laguna Beach Estates
Laguna Beach Estates is too small for its own price trend, so here is the market around it.
In ZIP 32413, 807 homes are on the market and 18% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,576 homes are active and 585 pending (18% under contract).
ZIP and county figures describe the wider market, not Laguna Beach Estates specifically. Momentum Research analysis of MLS records.
Laguna Beach Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Laguna Beach Estates buying strategy.
If we were buying in Laguna Beach Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Laguna Beach Estates.
A market defined by low volume
With only four closings in the current window, this is not a community where you can lean on statistical trend lines. The median price of $559,000 is a real data point, but it's the median of a small group, and the long-run appreciation figure since 2012 (504%) spans well over a decade — useful for context on how far the area has come, not as a predictor of next year's number.
The 107-day median days-on-market figure lines up with the low heat score of 36: listings here are sitting, not sprinting. That combination typically points to a market where condition, pricing discipline, and presentation matter more than timing the calendar. No community amenities are currently identified from active MLS listings, so buyers should evaluate this as a housing-stock and location decision rather than an amenity-package one.
The location and the amenities are priced into every listing in Laguna Beach Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume market like this, the handful of comparable sales that exist need to be read correctly — which ones reflect true market value and which are outliers driven by condition or terms. We pull the actual closed data behind the median, not just the headline number, so pricing and offer strategy are grounded in what's really happened here, not in a slow-market average.
Laguna Beach Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Laguna Beach Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Laguna Beach Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Laguna Beach Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Laguna Beach Estates home worth?
Get a no-obligation home value based on real comparable sales in Laguna Beach Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Laguna Beach Estates on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Laguna Beach Estates Market Scorecard
Laguna Beach Estates is currently a thin data market. Limited supply, a median asking price of $950,000, and homes go under contract in about 37 days.
Typical home value in the 32413 ZIP is $470,917, about 24.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Laguna Beach Estates?
What share of Laguna Beach Estates is owner-occupied?
When were the homes in Laguna Beach Estates built?
Who is the best real estate agent for Laguna Beach Estates?
How do I find a top Panama City Beach real estate agent who knows Laguna Beach Estates?
Can Momentum Realty connect me with an agent for Laguna Beach Estates?
Should you buy in Laguna Beach Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Laguna Beach Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32413)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2012 (97 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Laguna Beach Estates fits the bigger picture — live prices, inventory, and Momentum Scores: