Aerial view of Crestview Heights

Crestview Heights
Homes for Sale in Panama City Beach, FL

All 785 homes for sale in Panama City Beach, FL · median $369,000 · 653 homes for sale in 32413 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32413
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Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of October 2026, the MLS records 40 closed sales in Crestview Heights in Panama City Beach, FL since 2012, the most recent in July 2026. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).

Live · Crestview Heights Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 4 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Crestview Heights is a small, mixed-vintage pocket of Panama City Beach — 70 homes on record, with construction spanning from 1960 up through 2023 and a median build year of 1994. That spread means condition and age do most of the pricing work here rather than location or a shared architectural style; a 2023 build and a 1960s original sit on the same roll, and buyers have to evaluate each listing on its own merits rather than assume the neighborhood sets a consistent baseline.

The homestead share sits at just 12.9%, which tells you most owners here are not claiming the property as a primary residence. That points to a market weighted toward second homes or investment holdings rather than owner-occupants, which affects how listings show, how negotiable sellers tend to be, and how quickly a property may turn over. With no community amenities identified in current MLS data, the draw is the individual home and its lot, not shared infrastructure.

Nearby homes for sale

No active listings inside Crestview Heights right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

229 Sand Oak Boulevard
$300K · 0.1 mi away
3 bd · 3 ba
229 Sand Oak Boulevard
Listed by Keller Williams Success Realty
127 Sand Oak Boulevard
$315K · 0.1 mi away
3 bd · 3 ba
127 Sand Oak Boulevard
Listed by The Premier Property Group
300 Sand Oak Boulevard
$410K · 0.1 mi away
3 bd · 3 ba
300 Sand Oak Boulevard
Listed by Berkshire Hathaway HomeServices Beach Properties of Florida
112 Sand Oak Boulevard
$370K · 0.2 mi away
3 bd · 3 ba
112 Sand Oak Boulevard
Listed by Think Real Estate
109 Sand Oak Boulevard 109
$319K · 0.2 mi away
3 bd · 3 ba
109 Sand Oak Boulevard 109
Listed by Beycome of Florida LLC
331 Hibiscus Drive
$250K · 0.2 mi away
2 bd · 2 ba
331 Hibiscus Drive
Listed by Keller Williams Success Realty

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Crestview Heights is a modest-sized inventory pool in Panama City Beach where a nearly six-decade construction span — 1960 to 2023 — means every listing needs to be judged on its own condition and updates rather than a neighborhood-wide standard.

CPAR sales records identify 9 homes in Crestview Heights that have changed hands since 2011, built between 1981 and 2022 (median 2016), with a median living area of about 1,380 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a single home purchase in Panama City Beach without dependence on shared community amenities
  • Investors or second-home buyers comfortable in a market where non-homestead ownership is common
  • Buyers willing to evaluate condition and age listing-by-listing across a wide build-year range

Probably not for

  • Buyers who want a subdivision with a consistent build era or architectural style
  • Buyers relying on community amenities like pools, clubhouses, or planned recreation as part of the purchase
  • Buyers who want a large inventory pool to compare against — this is a small, 70-home dataset

The market around Crestview Heights

Crestview Heights is too small for its own price trend, so here is the market around it.

In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Crestview Heights specifically. Momentum Research analysis of MLS records.

If we were buying in Crestview Heights today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crestview Heights.

Best Buy
Buyers comfortable evaluating each home individually rather than relying on a uniform neighborhood standard.
Biggest Risk
A low homestead share suggests much of the market is investment or second-home driven, which can affect negotiation posture and turnover pace.
Sweet Spot
Homes near the median build year of 1994 and median size of 1,612 square feet tend to offer the most representative snapshot of the market.
Avoid If
You want a subdivision with shared amenities or a consistent architectural era — neither is present here.

A community defined by the individual home

With only 70 homes in the dataset and a median living area of 1,612 square feet, this is not a large or standardized subdivision — it reads more like a scattered collection of homes that happened to build up over six decades. The median year built of 1994 lands roughly in the middle of that range, but the real story is the spread: a buyer touring here will see homes from three or four distinct building eras, each with different systems, layouts, and renovation histories.

The low homestead share, under 13%, is the other defining fact. A market this light on primary-residence claims tends to behave differently than a typical owner-occupied subdivision — turnover can be driven by rental strategy or seasonal use rather than life-stage moves, and sellers may be more attuned to investment math than sentimental attachment. No community amenities are identified from current MLS listings, so this is not a neighborhood being marketed on shared pools, clubhouses, or planned infrastructure — it is priced and chosen home by home.

“

The location and the amenities are priced into every listing in Crestview Heights. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, age-diverse inventory pool like this one, the work is in the details — knowing which vintage of build corresponds to which systems and code era, and reading each listing's condition against the others rather than against a neighborhood norm. We walk buyers through that comparison directly and help sellers position a specific home's age and layout honestly against the other 69 in the count.

Crestview Heights in 15 seconds.

Best forBuyers comfortable evaluating each home individually rather than relying on a uniform neighborhood standard.
Biggest advantageThe wide construction range, 1960 to 2023, means there's real variety in style and condition within a small footprint.
Biggest riskA low homestead share suggests much of the market is investment or second-home driven, which can affect negotiation posture and turnover pace.
Sweet spotHomes near the median build year of 1994 and median size of 1,612 square feet tend to offer the most representative snapshot of the market.
Avoid ifYou want a subdivision with shared amenities or a consistent architectural era — neither is present here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Crestview Heights homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Crestview Heights.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crestview Heights sales matched to your home.

What is your Crestview Heights home worth?

Get a no-obligation home value based on real comparable sales in Crestview Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers seeking a single home purchase in Panama City Beach without dependence on shared community amenitiesExcellent fit
Investors or second-home buyers comfortable in a market where non-homestead ownership is commonExcellent fit
Buyers willing to evaluate condition and age listing-by-listing across a wide build-year rangeExcellent fit
Buyers who want a subdivision with a consistent build era or architectural styleProbably not
Buyers relying on community amenities like pools, clubhouses, or planned recreation as part of the purchaseProbably not
Buyers who want a large inventory pool to compare against — this is a small, 70-home datasetProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 17, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (40 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Common questions about Crestview Heights

Where is Crestview Heights?

Crestview Heights is a community in Panama City Beach, Bay County, Florida, ZIP 32413.

Are there homes for sale in Crestview Heights right now?

No active listings inside Crestview Heights at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Crestview Heights have an HOA or CDD?

No HOA is on record for Crestview Heights in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in Crestview Heights? 2 recorded closings (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Crestview Heights with Momentum Realty’s local guides.

Laguna Beach Estates0.1 mi away · median $510K, 9 sales/12 moWhisper Dunes0.2 mi away · median $389K, 12 sales/12 moLaguna Beach0.2 mi away · 1 for saleLaguna Beach Estates0.2 mi away · 163 homes, built 1950–24, 2 for saleCoral Bay Village0.3 mi away · 1 for saleSanta Monica Beach0.4 mi away · 41 homes, built 1947–22, 1 for saleLaguna Beach Estates0.4 mi away · 1 for saleGulf Vista0.5 mi away · median $680K, 4 sales/12 mo

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.