Crestview Heights
Homes for Sale in Panama City Beach, FL
All 731 homes for sale in Panama City Beach, FL · median $365,000 · 628 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, the MLS records 40 closed sales in Crestview Heights in Panama City Beach, FL since 2012, the most recent in July 2026. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 5 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
Last 30 days in Crestview Heights: 1 new listing (median asking $285,000). As of October 20, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Crestview Heights is a small, mixed-vintage pocket of Panama City Beach — 70 homes on record, with construction spanning from 1960 up through 2023 and a median build year of 1994. That spread means condition and age do most of the pricing work here rather than location or a shared architectural style; a 2023 build and a 1960s original sit on the same roll, and buyers have to evaluate each listing on its own merits rather than assume the neighborhood sets a consistent baseline.
The homestead share sits at just 12.9%, which tells you most owners here are not claiming the property as a primary residence. That points to a market weighted toward second homes or investment holdings rather than owner-occupants, which affects how listings show, how negotiable sellers tend to be, and how quickly a property may turn over. With no community amenities identified in current MLS data, the draw is the individual home and its lot, not shared infrastructure.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Crestview Heights right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Crestview Heights is a modest-sized inventory pool in Panama City Beach where a nearly six-decade construction span — 1960 to 2023 — means every listing needs to be judged on its own condition and updates rather than a neighborhood-wide standard.
CPAR sales records identify 11 homes in Crestview Heights that have changed hands since 2011, built between 1981 and 2022 (median 2016), with a median living area of about 1,380 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Crestview Heights is best for.
Best for
- Buyers seeking a single home purchase in Panama City Beach without dependence on shared community amenities
- Investors or second-home buyers comfortable in a market where non-homestead ownership is common
- Buyers willing to evaluate condition and age listing-by-listing across a wide build-year range
Probably not for
- Buyers who want a subdivision with a consistent build era or architectural style
- Buyers relying on community amenities like pools, clubhouses, or planned recreation as part of the purchase
- Buyers who want a large inventory pool to compare against — this is a small, 70-home dataset
The market around Crestview Heights
Crestview Heights is too small for its own price trend, so here is the market around it.
In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Crestview Heights specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Crestview Heights
Live MLS inventory for Crestview Heights. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Crestview Heights listings as of 2026-10-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Crestview Heights buying strategy.
If we were buying in Crestview Heights today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crestview Heights.
A community defined by the individual home
With only 70 homes in the dataset and a median living area of 1,612 square feet, this is not a large or standardized subdivision — it reads more like a scattered collection of homes that happened to build up over six decades. The median year built of 1994 lands roughly in the middle of that range, but the real story is the spread: a buyer touring here will see homes from three or four distinct building eras, each with different systems, layouts, and renovation histories.
The low homestead share, under 13%, is the other defining fact. A market this light on primary-residence claims tends to behave differently than a typical owner-occupied subdivision — turnover can be driven by rental strategy or seasonal use rather than life-stage moves, and sellers may be more attuned to investment math than sentimental attachment. No community amenities are identified from current MLS listings, so this is not a neighborhood being marketed on shared pools, clubhouses, or planned infrastructure — it is priced and chosen home by home.
The location and the amenities are priced into every listing in Crestview Heights. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, age-diverse inventory pool like this one, the work is in the details — knowing which vintage of build corresponds to which systems and code era, and reading each listing's condition against the others rather than against a neighborhood norm. We walk buyers through that comparison directly and help sellers position a specific home's age and layout honestly against the other 69 in the count.
Crestview Heights in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Crestview Heights buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crestview Heights sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Crestview Heights, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
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Should you buy in Crestview Heights?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 19, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (40 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Crestview Heights Bay
Development, infrastructure, retail, and school activity affecting Crestview Heights Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Retail & Dining
Panama City meets Houston developer interested in part of Panama City Mall site
Panama City officials met a Houston developer interested in buying a portion of the largely vacant Panama City Mall, owned by Hendon Properties, with a retail focus. Discussions covered rezoning, possible CRA participation and plan submittal. The mayor called the FDOT US 231 widening, planned to six lanes from US 98 to SR 20, the biggest holdup.
What it may mean for the marketPossible retail redevelopment of a large vacant site could add shopping options near the US 231 corridor, with timing tied to road widening and rezoning. The project is about 8 miles east of Crestview Heights Bay, elsewhere in Bay County.
Source: WJHG - September 2026Development
Panama City Beach council upholds approval of Palmhaven development on Front Beach Road
The Panama City Beach City Council voted to uphold the Planning Board approval of Palmhaven, about 160 homes by Fischer Homes at 12610 Front Beach Road, with added conditions. The developer must build a multi-use trail, public park area and 40 public golf cart parking spaces, and a final development order is required before construction.
What it may mean for the marketAdds roughly 160 homes of new housing supply on the west Front Beach Road corridor, along with a new public park, trail and parking amenities. The site is less than a mile south of Crestview Heights Bay.
Source: WJHG - August 2026Development
Deal reached to redevelop historic Panama City Grammar School into apartments and townhomes
Panama City reached a deal for developer Zachary Seymour to buy the 1914 Panama City Grammar School on East Seventh Street and convert it to apartments and townhomes. The city would waive about $375,000 in code fines and a $100,000 CRA grant is pending approval. Seymour has one year to finish structural repairs to roofs, windows and doors.
What it may mean for the marketReuse of a vacant historic building would add downtown-area residential units and remove a long-standing vacant property. The project is about 9 miles east of Crestview Heights Bay, elsewhere in Bay County.
Source: WJHG - August 2026Infrastructure
HCA Florida Gulf Coast Hospital announces $125 million expansion
HCA Florida Gulf Coast Hospital announced a $125 million expansion on its 23rd Street campus, including a new patient tower with 34 additional beds, a 16-bed orthopedic and spine unit, a fourth cath lab, an expanded women's center and a 5,000-square-foot outpatient entrance expansion. The project is in design, with construction of 24 to 36 months and completion targeted for 2029.
What it may mean for the marketAdded hospital capacity and specialty services would improve local healthcare access and add medical-sector employment along the 23rd Street corridor. The site is about 8 miles east of Crestview Heights Bay.
Source: WJHG - July 2026Civic
Panama City approves 12-month moratorium on AI data centers
Panama City commissioners unanimously approved a 12-month pause on AI data centers in certain areas, following a six-month restriction adopted by Bay County the prior week. The city said it will use the period to study data center operations and revisit how they fit into local zoning and land-use rules.
What it may mean for the marketA temporary pause shapes where data centers can locate while the city reviews zoning and land-use standards. The project is about 9 miles east of Crestview Heights Bay, elsewhere in Bay County.
Source: WJHG News Channel 7 - June 2026Infrastructure
Panama City moves downtown marina slip construction to bid, ends City Marina Partners deal
Panama City put the first 50 boat slips at the Downtown Marina out for contractor bids, with construction expected to begin shortly after a contract is awarded and the bid window closing June 16. Commissioners also ended their working relationship with City Marina Partners and budgeted payment for work already completed.
What it may mean for the marketProgress on downtown marina slip construction advances waterfront infrastructure in the Panama City core. The project is about 9 miles east of Crestview Heights Bay, elsewhere in Bay County.
Source: WJHG News Channel 7
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Common questions about Crestview Heights
Where is Crestview Heights?
Crestview Heights is a community in Panama City Beach, Bay County, Florida, ZIP 32413.
Are there homes for sale in Crestview Heights right now?
No active listings inside Crestview Heights at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Crestview Heights have an HOA or CDD?
No HOA is on record for Crestview Heights in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Every Home for Sale in Crestview Heights Bay Right Now (1)
All 1 active and pending Crestview Heights Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 20417 Spires Street, Panama City Beach, Fl 32413 · $285,000 · 2 bd / 2 ba · listed Oct 13, 2026 · listed by Compass Florida, LLC
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