Crestview Heights in Panama City Beach

Crestview Heights
Homes for Sale in Panama City Beach, FL

All 726 homes for sale in Panama City Beach, FL · median $369,000 · 667 homes for sale in 32413 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32413
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Photo via CPAR MLS

Built fromLive CPAR MLS dataUpdated twice daily

As of November 2026, Crestview Heights in Panama City Beach, FL has 2 homes for sale. As of November 2026, the MLS records 1 closed sale in Crestview Heights in Panama City Beach, FL, the most recent in July 2026. Across Panama City Beach as a whole, 613 homes closed in the last 12 months at a median of $442,250, 74 median days on market, with 898 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,430 ($4,940 with the full homestead exemption).

Last 30 days in Crestview Heights: 1 new listing (median asking $285,000). As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Crestview Heights Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 15% (434 of 2,840)
2 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Crestview Heights is a small, mixed-vintage pocket of Panama City Beach — 70 homes on record, with construction spanning from 1960 up through 2023 and a median build year of 1994. That spread means condition and age do most of the pricing work here rather than location or a shared architectural style; a 2023 build and a 1960s original sit on the same roll, and buyers have to evaluate each listing on its own merits rather than assume the neighborhood sets a consistent baseline.

The homestead share sits at just 12.9%, which tells you most owners here are not claiming the property as a primary residence. That points to a market weighted toward second homes or investment holdings rather than owner-occupants, which affects how listings show, how negotiable sellers tend to be, and how quickly a property may turn over. With no community amenities identified in current MLS data, the draw is the individual home and its lot, not shared infrastructure.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Crestview Heights is a modest-sized inventory pool in Panama City Beach where a nearly six-decade construction span — 1960 to 2023 — means every listing needs to be judged on its own condition and updates rather than a neighborhood-wide standard.

CPAR sales records identify 11 homes in Crestview Heights that have changed hands since 2011, built between 1981 and 2022 (median 2016), with a median living area of about 1,380 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a single home purchase in Panama City Beach without dependence on shared community amenities
  • Investors or second-home buyers comfortable in a market where non-homestead ownership is common
  • Buyers willing to evaluate condition and age listing-by-listing across a wide build-year range

Probably not for

  • Buyers who want a subdivision with a consistent build era or architectural style
  • Buyers relying on community amenities like pools, clubhouses, or planned recreation as part of the purchase
  • Buyers who want a large inventory pool to compare against — this is a small, 70-home dataset

The market around Crestview Heights

Crestview Heights is too small for its own price trend, so here is the market around it.

In ZIP 32413, 735 homes are on the market and 13% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,406 homes are active and 434 pending (15% under contract).

In ZIP 32413 (Panama City Beach), 262 homes closed in the last 12 months at a median of $499K, with a median 71 days on market. Right now 336 active and 61 pending listings put supply at about 15.4 months — a soft market. See the live ZIP 32413 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Crestview Heights specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Crestview Heights

Live MLS inventory for Crestview Heights. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Crestview Heights listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in Crestview Heights today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crestview Heights.

Best Buy
Buyers comfortable evaluating each home individually rather than relying on a uniform neighborhood standard.
Biggest Risk
A low homestead share suggests much of the market is investment or second-home driven, which can affect negotiation posture and turnover pace.
Sweet Spot
Homes near the median build year of 1994 and median size of 1,612 square feet tend to offer the most representative snapshot of the market.
Avoid If
You want a subdivision with shared amenities or a consistent architectural era — neither is present here.

A community defined by the individual home

With only 70 homes in the dataset and a median living area of 1,612 square feet, this is not a large or standardized subdivision — it reads more like a scattered collection of homes that happened to build up over six decades. The median year built of 1994 lands roughly in the middle of that range, but the real story is the spread: a buyer touring here will see homes from three or four distinct building eras, each with different systems, layouts, and renovation histories.

The low homestead share, under 13%, is the other defining fact. A market this light on primary-residence claims tends to behave differently than a typical owner-occupied subdivision — turnover can be driven by rental strategy or seasonal use rather than life-stage moves, and sellers may be more attuned to investment math than sentimental attachment. No community amenities are identified from current MLS listings, so this is not a neighborhood being marketed on shared pools, clubhouses, or planned infrastructure — it is priced and chosen home by home.

“

The location and the amenities are priced into every listing in Crestview Heights. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, age-diverse inventory pool like this one, the work is in the details — knowing which vintage of build corresponds to which systems and code era, and reading each listing's condition against the others rather than against a neighborhood norm. We walk buyers through that comparison directly and help sellers position a specific home's age and layout honestly against the other 69 in the count.

Crestview Heights in 15 seconds.

Best forBuyers comfortable evaluating each home individually rather than relying on a uniform neighborhood standard.
Biggest advantageThe wide construction range, 1960 to 2023, means there's real variety in style and condition within a small footprint.
Biggest riskA low homestead share suggests much of the market is investment or second-home driven, which can affect negotiation posture and turnover pace.
Sweet spotHomes near the median build year of 1994 and median size of 1,612 square feet tend to offer the most representative snapshot of the market.
Avoid ifYou want a subdivision with shared amenities or a consistent architectural era — neither is present here.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crestview Heights sales matched to your home.

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Real comps, not an automated estimate.
Buyers seeking a single home purchase in Panama City Beach without dependence on shared community amenitiesExcellent fit
Investors or second-home buyers comfortable in a market where non-homestead ownership is commonExcellent fit
Buyers willing to evaluate condition and age listing-by-listing across a wide build-year rangeExcellent fit
Buyers who want a subdivision with a consistent build era or architectural styleProbably not
Buyers relying on community amenities like pools, clubhouses, or planned recreation as part of the purchaseProbably not
Buyers who want a large inventory pool to compare against — this is a small, 70-home datasetProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: November 12, 2026)
Under-contract sharesCPAR MLS records, as of 2026-11-11
Historical depthClosed-sale records back to 2026 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Crestview Heights Bay

Development, infrastructure, retail, and school activity affecting Crestview Heights Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Retail & Dining

    Boots on the Beach western wear store opens in Panama City Beach

    The store held its grand opening on October 28 near Joan Avenue and Thomas Drive, selling men's and women's western clothing and boots and offering a custom hat bar. Co-owner Jo Cochran said Pier Park's only western option is Dillard's.

    What it may mean for the marketA specialty apparel shop broadens local shopping choices outside the Pier Park retail core. The site is less than a mile south of Crestview Heights Bay.

    Source: WJHG
  2. October 2026
    Parks & Amenities

    Bay County wraps up second phase of Island View Park renovations

    Phase two, costing about $40,000 from the county general budget, adds two pavilions, a basketball court and sidewalks, following a May playground replacement. A new fence is already in. Completion is expected within a few weeks.

    What it may mean for the marketAdded courts, shade structures and walkways improve everyday recreation options in the surrounding neighborhood. The project is about 6 miles east of Crestview Heights Bay, elsewhere in Bay County.

    Source: WJHG
  3. October 2026
    Infrastructure

    West Beach Drive and Mulberry Avenue water, sewer and sidewalk work set to begin in Panama City

    The project covers West Beach Drive from Sixth to Fourth Street and Mulberry Avenue, adding water lines, sewer lines and sidewalks in three phases to keep businesses open. Chevron has agreed to cover extra disposal costs if contaminated soil is found. Crews were expected to mobilize within about a week.

    What it may mean for the marketUpgraded utilities and sidewalks support the west-side commercial area, with some construction disruption during phasing. The project is about 7 miles east of Crestview Heights Bay, elsewhere in Bay County.

    Source: WJHG
  4. October 2026
    Infrastructure

    Panama City Beach advances Clara Avenue and Cobb Road sidewalks to engineering

    City council voted to move sidewalk enhancements on Clara Avenue and Cobb Road into the engineering phase. Mayor Stuart Tettemer hopes to receive engineering work in early to mid 2027 before the next phase. No cost was stated.

    What it may mean for the marketPlanned sidewalks would improve walking connections along two local streets, though construction is still more than a year off. The site is less than a mile southeast of Crestview Heights Bay.

    Source: WJHG
  5. September 2026
    Development

    Panama City Beach council upholds approval of Palmhaven development on Front Beach Road

    The Panama City Beach City Council voted to uphold the Planning Board approval of Palmhaven, about 160 homes by Fischer Homes at 12610 Front Beach Road, with added conditions. The developer must build a multi-use trail, public park area and 40 public golf cart parking spaces, and a final development order is required before construction.

    What it may mean for the marketAdds roughly 160 homes of new housing supply on the west Front Beach Road corridor, along with a new public park, trail and parking amenities. The site is less than a mile south of Crestview Heights Bay.

    Source: WJHG
  6. August 2026
    Infrastructure

    HCA Florida Gulf Coast Hospital announces $125 million expansion

    HCA Florida Gulf Coast Hospital announced a $125 million expansion on its 23rd Street campus, including a new patient tower with 34 additional beds, a 16-bed orthopedic and spine unit, a fourth cath lab, an expanded women's center and a 5,000-square-foot outpatient entrance expansion. The project is in design, with construction of 24 to 36 months and completion targeted for 2029.

    What it may mean for the marketAdded hospital capacity and specialty services would improve local healthcare access and add medical-sector employment along the 23rd Street corridor. The site is about 8 miles east of Crestview Heights Bay.

    Source: WJHG

Development alerts for Crestview Heights BayGet a short monthly email when something new is approved, funded, or opens near Crestview Heights Bay.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Every Home for Sale in Crestview Heights Bay Right Now (2)

All 2 active and pending Crestview Heights Bay listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Crestview Heights with Momentum Realty’s local guides.

Laguna Beach Estates0.2 mi away · 2 for saleLaguna Beach0.2 mi away · 1 for saleWhisper Dunes0.3 mi away · median $487K, 4 sales/12 moCoral Bay Village0.3 mi away · 1 for saleLaguna Beach Estates0.3 mi away · 43 homes, built 1948–24, 10 for saleSanta Monica Beach0.3 mi away · 41 homes, built 1947–22, 3 for saleLaguna Beach Estates0.4 mi away · 1 for saleSunnyside (Bay)0.5 mi away · 3 for sale

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What it really costs to own in Crestview Heights

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $4,074/yr across 4 listings here (MLS tax records, 2026-11-12).
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2004 across 4 listings. An original roof here would be about 22 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

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