Laguna Beach Estates
Homes for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 653 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Laguna Beach Estates 8Th in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 26 closed sales in Laguna Beach Estates 8Th in Panama City Beach, FL since 2012, the most recent in November 2025. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
Part of the Laguna Beach master-planned community in Panama City Beach, FL — see all Laguna Beach homes for sale (43 listings across 11 villages and sections in the MLS).

The dataset for Laguna Beach Estates 8th is thin right now — only a single closing in the current window — so any read has to be qualitative rather than statistical. That is not a red flag by itself; it is simply what a small, low-turnover pocket of Panama City Beach looks like when inventory is tight and activity is sparse.
For a buyer, that scarcity means you negotiate off comparable product in the surrounding area more than off recent same-community sales. For a seller, it means positioning and condition do more of the work than a stack of nearby comps, because there is not a deep run of same-street data to lean on.
The 60-Second Overview
Laguna Beach Estates 8th sits within Panama City Beach in Bay County, and current MLS activity here is limited enough that the community trades more on individual listings than on a visible pattern of turnover.
CPAR sales records identify 82 homes in Laguna Beach Estates that have changed hands since 2006, built between 1950 and 2027 (median 1990), with a median living area of about 1,413 sq ft and a typical 3-bedroom, 2-bath layout; 61% are single-family homes. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Laguna Beach Estates is best for.
Best for
- Buyers who have already identified a specific property here and are less dependent on broad market comps
- Buyers comfortable verifying condition, HOA terms, and amenities directly rather than through published data
- Sellers prepared to price based on outside comparables given the limited same-community sales record
Probably not for
- Buyers who want to compare multiple recent same-community sales before making an offer
- Buyers relying on MLS-documented amenities to confirm what a community offers
- Anyone wanting a track record of pricing trends before committing
The market around Laguna Beach Estates
Laguna Beach Estates is too small for its own price trend, so here is the market around it.
In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Laguna Beach Estates specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Laguna Beach Estates
Live MLS inventory for Laguna Beach Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Laguna Beach Estates listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Laguna Beach Estates 8Th Right Now (1)
All 1 active and pending Laguna Beach Estates 8Th listings with a detail page, newest first, refreshed twice a day from the MLS.
- 319 15th Street, Panama City Beach, Fl 32413 · $334,900 · 3 bd / 2 ba · listed Sep 11, 2026 · listed by Flynn Realty
The Laguna Beach Estates buying strategy.
If we were buying in Laguna Beach Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Laguna Beach Estates.
A thin data community
With just one closing recorded in the current window, Laguna Beach Estates 8th does not offer the kind of sales volume that lets you draw firm conclusions about pricing trends, days on market, or seasonal patterns. Treat any single data point here as a snapshot, not a trend line.
The MLS also does not identify confirmed community amenities for this section at present. That does not mean there is nothing on the ground — it means the listing data itself is not documenting it, so any amenity claim needs to be verified in person or through the HOA rather than assumed from the feed.
The location and the amenities are priced into every listing in Laguna Beach Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little recorded sales activity, the value of an agent shifts from reciting comps to doing direct legwork — pulling the actual listing history, checking HOA documents for amenities and restrictions, and pricing off the closest comparable product in Panama City Beach rather than off a shallow internal data set.
Laguna Beach Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Laguna Beach Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Laguna Beach Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Laguna Beach Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Laguna Beach Estates home worth?
Get a no-obligation home value based on real comparable sales in Laguna Beach Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Should you buy in Laguna Beach Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Laguna Beach Estates 8Th fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Laguna Beach Estates
Where is Laguna Beach Estates?
Laguna Beach Estates is a community in Panama City Beach, Bay County, Florida, ZIP 32413.
Are there homes for sale in Laguna Beach Estates right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Laguna Beach Estates have an HOA or CDD?
No HOA is on record for Laguna Beach Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Laguna Beach Estates with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
