Laird Bayou
Homes for Sale in Panama City, FL
All 268 homes for sale in Panama City, FL · median $349,900 · 413 homes for sale in 32404 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 18 closed sales in Laird Bayou in Panama City, FL since 2013, the most recent in August 2025. Across Panama City as a whole, 371 homes closed in the last 12 months at a median of $300,000, 84 median days on market. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,680 ($3,200 with the full homestead exemption).
Laird Bayou is a thin data point right now, not a trend. The current window shows a single closing, which means there is no real pattern to read into price, pace, or buyer competition yet. Anyone quoting you a firm market position on this community from the MLS feed alone is overstating what the numbers actually support.
That thinness cuts both ways. A seller here cannot lean on recent comparable sales to justify a number, and a buyer cannot assume there is a deep pool of alternatives to negotiate against. Pricing and offers both need to be built home by home, off condition and direct comparables pulled from a wider radius than the community itself.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Laird BayouHomes for Sale in Panama City, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Laird Bayou sits in Panama City within Bay County, but the current MLS snapshot does not carry enough recent activity or listed amenities to characterize it beyond location.
CPAR sales records identify 14 homes in Laird Bayou that have changed hands. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Laird Bayou is best for.
Best for
- A buyer with a specific Laird Bayou property in mind who is comfortable doing extra due diligence on price and amenities
- A seller willing to price off individually pulled comparables rather than a community trend line
- An investor or relocation buyer who values the Panama City, Bay County location more than a documented sales history
Probably not for
- A buyer who wants to compare against a well-established recent sales record before making an offer
- Someone shopping specifically for confirmed on-site amenities like a pool, clubhouse, or gated access
- A seller expecting to price against a clear, recent set of community comparables
The market around Laird Bayou
Laird Bayou is too small for its own price trend, so here is the market around it.
In ZIP 32404, 428 homes are on the market and 30% are under contract — a fast-moving corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32404 (Panama City), 223 homes closed in the last 12 months at a median of $275K, with a median 90 days on market. Right now 203 active and 64 pending listings put supply at about 10.9 months — a soft market. See the live ZIP 32404 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Laird Bayou specifically. Momentum Research analysis of MLS records.
The Laird Bayou buying strategy.
If we were buying in Laird Bayou today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Laird Bayou.
A Community Still Writing Its Market Record
With only one closing recorded in the current window, Laird Bayou does not yet have a reliable price trend, days-on-market pattern, or inventory rhythm to report. That is not unusual for smaller or lower-turnover pockets of Bay County, but it does mean the standard tools of market analysis — median price movement, absorption pace, list-to-sale ratios — do not have enough transactions behind them to be meaningful here.
No community amenities have been identified from current MLS listings, which could reflect an actual lack of shared amenities or simply that agents have not been detailing them in listing data. Either way, that is a question to answer with a direct property visit and agent inquiry rather than assume from the feed.
The location and the amenities are priced into every listing in Laird Bayou. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community's MLS footprint is this light, the value of an agent shifts from reciting stats to doing the legwork: pulling comparables from adjacent areas, verifying what amenities actually exist on the ground, and pricing a specific home on its own merits rather than a community average that does not really exist yet. That is the work we do before a number ever goes on a sign or an offer.
Laird Bayou in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Laird Bayou buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Laird Bayou sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Laird Bayou, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Laird Bayou home worth?
Get a no-obligation home value based on real comparable sales in Laird Bayou, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Should you buy in Laird Bayou?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (18 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Laird Bayou fits the bigger picture — live prices, inventory, and Momentum Scores:
Email me new listings in Laird Bayou
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Laird Bayou
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Laird Bayou will answer, and the answer is published on this page for the next buyer.
Common questions about Laird Bayou
Where is Laird Bayou?
Laird Bayou is a community in Panama City, Bay County, Florida, ZIP 32404.
Are there homes for sale in Laird Bayou right now?
No active listings inside Laird Bayou at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Laird Bayou have an HOA or CDD?
No HOA is on record for Laird Bayou in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.