Serenity Reserve
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 5 closed sales in Serenity Reserve in St Cloud, FL since 2021, the most recent in January 2026. Across St Cloud as a whole, 2,190 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 597 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).

With a single active listing and only one closing in the most recent window, Serenity Reserve is too thin right now to read as a normal market. The 12-month supply figure is real, but it's built on a tiny sample, so it should be treated as a signal of low turnover rather than a precise forecast.
For a seller, that thinness cuts both ways: less competition to stand out against, but also fewer comparable closings to anchor pricing. For a buyer, it means limited choice today, and any offer strategy has to be built around the specific condition and terms of whatever is actually on the market, not a broad trend line.
Nearby homes for sale
No active listings inside Serenity Reserve right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Serenity Reserve is a gated, amenity-equipped community in St Cloud where inventory currently sits at just one active listing, making broader market trends hard to establish from data alone.
Stellar MLS sales records identify 11 homes in Serenity Reserve that have changed hands since 2019, built between 2018 and 2022 (median 2019), with a median living area of about 2,600 sq ft and a typical 3-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Serenity Reserve is best for.
Best for
- A buyer specifically drawn to a gated, deed-restricted community with clubhouse, pool, and fitness center access
- A buyer prepared to evaluate and negotiate on a single available home rather than comparison shop within the community
- A seller comfortable pricing and marketing without a deep pool of recent comparable closings to lean on
Probably not for
- A buyer who wants to compare several active listings within the same community before deciding
- Anyone relying on recent sales volume here to project short-term price movement
- A buyer unwilling to independently verify current HOA amenities and deed restriction terms before writing an offer
The market around Serenity Reserve
Serenity Reserve is too small for its own price trend, so here is the market around it.
In ZIP 34771, 708 homes are on the market and 31% are under contract — a fast-moving corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34771 (ST CLOUD), 2,904 homes closed in the last 12 months at a median of $435K ($211/sq ft), up 0.3% year over year, with a median 45 days on market. Right now 477 active and 202 pending listings put supply at about 3.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Serenity Reserve specifically. Momentum Research analysis of MLS records.
Life at Serenity Reserve
- Clubhouse · reported on 2 of 2 listings
- Gated Community - No Guard · reported on 2 of 2 listings
- Pool · reported on 1 of 2 listings
- Deed Restrictions · reported on 1 of 2 listings
- Fitness Center · reported on 1 of 2 listings
- Gated Community · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Serenity Reserve buying strategy.
If we were buying in Serenity Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Serenity Reserve.
A market defined by scarcity, not trend
The numbers here are unusually sparse: one active listing and one closing in the tracked window. That's not enough volume to draw conclusions about pricing direction or negotiating leverage community-wide. The 12-month months-supply figure reflects this thinness rather than a sustained glut of homes, so it's best read as 'low activity' rather than 'oversupply.'
The classification as buyer-leaning fits the current posture: with so little competition among sellers, a buyer evaluating the one available home has room to negotiate on terms. But because there's no depth of recent sales to compare against, pricing conversations here rely more on the specific home's condition and the HOA's deed restrictions than on a pattern of comparable closings.
The location and the amenities are priced into every listing in Serenity Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has only one listing and one recent closing, generic market data isn't enough to negotiate well. We track this kind of thin-inventory situation closely, verify HOA terms and deed restrictions directly, and help buyers and sellers price and negotiate off the specific home in front of them rather than an assumed trend.
Serenity Reserve in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $365/month (about $4,380/yr) · median of 3 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $365 per month ($4,380 a year) - the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Serenity Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Serenity Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Serenity Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Serenity Reserve home worth?
Get a no-obligation home value based on real comparable sales in Serenity Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Serenity Reserve on the map →
Should you buy in Serenity Reserve?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2021 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Serenity Reserve fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Serenity Reserve
Where is Serenity Reserve?
Serenity Reserve is a community in ST CLOUD, Osceola County, Florida, ZIP 34771.
Are there homes for sale in Serenity Reserve right now?
No active listings inside Serenity Reserve at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Serenity Reserve have an HOA or CDD?
No HOA is on record for Serenity Reserve in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Serenity Reserve with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
SERENITY RESERVE Market Scorecard
SERENITY RESERVE is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34771 ZIP is $436,543, about 13.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






