Lakeshore/Narcoossee
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
Homes listed or recently sold were built 2016–2020; 4 of 4 report an HOA (median $192/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 67 ft). As of November 2026, the MLS records 1 closed sale in Lakeshore/Narcoossee in St Cloud, FL, the most recent in September 2021. Across St Cloud as a whole, 2,423 homes closed in the last 12 months at a median of $410,000, 49 median days on market, with 1,062 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,250 ($5,640 with the full homestead exemption).
There isn't enough active MLS data on Lakeshore/Narcoossee right now to point to a price, a pace, or a clear inventory pattern. That in itself is the read: this is a thin-data pocket of St Cloud, and any number someone quotes you today should be treated as a guess dressed up as a fact.
For a buyer or seller, that means the usual playbook doesn't apply yet. You lean on individual comps pulled at the time of the transaction, not a community-wide trend line, and you move carefully on anything presented as an established market pattern here.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Lakeshore/Narcoossee right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Lakeshore/Narcoossee sits in the Narcoossee growth corridor of St Cloud, Osceola County, an area that has been building out steadily, though current MLS listings do not show established community amenities to reference.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Lakeshore/Narcoossee. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Lakeshore/NarcoosseePhotos from Stellar MLS listings in Lakeshore/Narcoossee; content deemed reliable but not guaranteed.
Who Lakeshore/Narcoossee is best for.
Best for
- Buyers prioritizing the Narcoossee/St Cloud location over a specific amenity package
- Buyers willing to evaluate homes individually rather than lean on community-wide trend data
- Sellers comfortable pricing off current comps rather than an established neighborhood benchmark
Probably not for
- Buyers who want a clear, quoted price range before touring
- Buyers specifically shopping for a community with defined shared amenities
- Anyone wanting a fast, data-backed read on days-on-market or pricing trend before deciding
The market around Lakeshore/Narcoossee
Lakeshore/Narcoossee is a small community — 1 recorded sale on file, most recently in 2019 — too few for its own price trend. Here is the market around it.
Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).
Homes here are townhouse.
ZIP and county figures describe the wider market, not Lakeshore/Narcoossee specifically. Momentum Research analysis of MLS records.
Lakeshore/Narcoossee on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The Lakeshore/Narcoossee buying strategy.
If we were buying in Lakeshore/Narcoossee today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lakeshore/Narcoossee.
A corridor still defining itself
Narcoossee has been one of the more active growth corridors in Osceola County, and Lakeshore sits inside that footprint. But the current MLS snapshot for this specific area doesn't carry a listed price, a days-on-market figure, or an amenity roster, which tells you the data set here is limited rather than the area being inactive.
That gap matters for how you approach it. This isn't a community where you can point to a stable median or a known amenity package and build a strategy around it. It's one where the work has to happen listing by listing, comp by comp, at the moment you're actually transacting.
The location and the amenities are priced into every listing in Lakeshore/Narcoossee. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community doesn't have a clean data trail, the value of a broker shifts from reciting stats to doing the legwork: pulling live comps, checking what's actually under contract nearby, and verifying anything a listing claims about the area before you rely on it.
Lakeshore/Narcoossee in 15 seconds.
What it really costs to own in Lakeshore/Narcoossee
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $192/month across 4 MLS listings (most billed monthly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2018 across 4 listings. An original roof here is about 8 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Email me new listings in Lakeshore/Narcoossee
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lakeshore/Narcoossee
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lakeshore/Narcoossee will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $192/month (about $2,304/yr) · median of 4 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $192 per month ($2,304 a year) — the median AssociationFee across 4 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-11.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lakeshore/Narcoossee buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lakeshore/Narcoossee sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lakeshore/Narcoossee, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lakeshore/Narcoossee home worth?
Get a no-obligation home value based on real comparable sales in Lakeshore/Narcoossee, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lakeshore/Narcoossee on the map →
Should you buy in Lakeshore/Narcoossee?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2021 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
See how Lakeshore/Narcoossee fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Lakeshore/Narcoossee
Where is Lakeshore/Narcoossee?
Lakeshore/Narcoossee is a community in St Cloud, Osceola County, Florida.
Are there homes for sale in Lakeshore/Narcoossee right now?
No active listings inside Lakeshore/Narcoossee at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Lakeshore/Narcoossee have an HOA or CDD?
No HOA is on record for Lakeshore/Narcoossee in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.